Australia's fastest mortgage compare

Mortgages,
managed.

Get a real broker estimate in minutes — completely free, with no credit-score impact. When you're ready, we handle the rest.

Compare rates
Licensed Brokers 16+ Lenders ~5 minNo credit-score impact

*Monthly saving estimated on a $600,000 loan over 30 years, principal & interest, comparing a baseline variable rate of 6.10% p.a. to the displayed market-best rate, excluding lender fees. Comparison rate calculated on a $150,000 loan over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Efficiency

The Tech-Driven Fast-Track

We cut standard mortgage processing times by replacing old-school paperwork with a streamlined, secure digital pipeline.

01

Digital Onboarding

Complete a brief, structured questionnaire in our digital application flow to map your requirements and profile.

~2 mins
02

Lender Policy Scan

Our engine cross-references your profile against published lender policies to surface indicative rates — a head start for your broker.

~5 secs
03

Secure Parsing

Securely upload your payslips and ID in the application flow. Our parser extracts key financial details in 10 seconds to streamline broker verification.

~10 secs
04

Broker Submission

Your dedicated broker reviews your completed package, selects suitable lenders, and submits the application on your behalf.

Same Day
Why Choose Mage

Why Borrowers Choose Mage

Free to compare, free to apply, with a licensed broker all the way to settlement.

See the rates — upfront

Live, side-by-side from 16+ Australian lenders. No sign-up, no credit check, no fees — just the market, refreshed daily.

Apply in plain English

A 10-minute chat about your income and deposit. No PDFs, no jargon. Stop anytime — it picks up where you left off.

Licensed broker, end-to-end

An Australian mortgage broker reviews your file, picks the lenders for your situation, and stays with you all the way to settlement.

Encrypted and regulated

Your data is encrypted in transit and at rest using industry-standard protocols. We operate as an authorised credit representative under Australian Credit Licence No. XXXXXX and comply with its security obligations.

Start Your Journey

Your Home Loan, Sorted

First home, upgrade, or refinance — compare the rates first, then a licensed broker takes it from there.

Australian Home
Mortgages

Real rates.
Plain English.

Get an estimate in minutes. No impact on your credit score. A licensed broker takes it through to settlement.

Compare rates
Live rates, refreshed daily
Compare. Apply. Settle.

How it works.

Four steps. See the market, tell us about you, upload your payslips — a licensed broker handles the rest.

1
Live data

Compare 16+ lenders, side-by-side

Start by comparing rates across 16+ Australian lenders, side-by-side. Real rates pulled straight from the banks and refreshed daily. Filter by deposit size, fixed or variable, offset accounts. No sign-up, no obligation.

Live rates16+ lendersNo sign-up
Today's lowest rates
Live
Owner-occupierVariable≥20% deposit
MacquarieBasic Home Loan
5.69%
WestpacFlexi First Option
5.74%
ANZStandard Variable
5.89%
Updated 2h ago16+ lenders
Application · Fact-find
42%
What's your household income, before tax?
About $180k together.
And how much have you saved for the deposit?
2
10 minutes

Tell us a bit about you

When you spot a rate you like, we ask a few questions about your income, deposit, and what you're hoping to buy. Plain English, no PDFs. Stop anytime — it picks up where you left off.

10 minutesPlain EnglishSave & resume
3
Drag & drop

Drop in your payslips and ID

Drag your payslips and ID straight into the upload. We pull the numbers off them in seconds, fully encrypted. No printing, no scanning, no emailing documents around.

Bank-grade encryptionDone in secondsBroker-ready
Document Verification
Payslip_March.pdf
Verified
Drivers_Licence.jpg
Verified
Bank_Statements.pdf
Verified
StatusReady for broker review
Application Submitted
Sent to lender
Rate Locked
5.49%
Settlement
Ready
4
Same day

A licensed broker takes it from here

A qualified Australian mortgage broker reviews everything, picks the right lenders for your situation, and submits your application. They give you the regulated advice, lock in your rate, and stay with you all the way to settlement.

Licensed brokerPicks your lendersTo settlement

That's it. No catch.

Compare rates
Continuous Optimization

Never Set-and-Forget
Your Mortgage Again.

Most brokers stop checking your loan after settlement. Mage scans the market every single day. If your rate becomes uncompetitive or a cheaper deal matches your profile, your dedicated broker manages the switch seamlessly.

Daily rate comparisons across 16+ lenders.
No manual paperwork for policy matching.
Direct broker alerts when real savings are unlocked.
Start Refinance
Active Monitoring Pulse
Scanning 16+ Lenders
Current Rate*
6.10% p.a.(6.13% comp.)
Optimal
Market Best*
5.69% p.a.(5.72% comp.)
Est. Monthly Saving*Save $157/mo$600k loan · 30 yrs · 6.10% → 5.69% p.a.
Refinance

Interest rates have shifted. We matched a lower rate that fits your established profile.

*Savings calculations based on a loan balance of $600,000 over 30 years, comparing a variable interest rate of 6.10% p.a. to 5.69% p.a. and excluding any upfront or ongoing lender fees. Comparison rates calculated on a loan of $150,000 over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates displayed are illustrative. Accessing the refinance flow will lead to a full responsible lending and serviceability assessment by a licensed mortgage broker before any recommendation or submission is made.

The Old Way vs Mage

Why Mage is different.

Compare rates upfront, apply in plain English, and a licensed broker takes it the rest of the way.

Traditional Banks

The Process

Paperwork &
Branch visits.

The Lenders

One brand —
theirs.

The Broker

A bank rep for
that brand.

The Speed

4–6 weeks
to apply.

Digital Brokers

The Process

Online form,
then a call.

The Lenders

A curated
panel.

The Broker

Credit adviser
by phone.

The Speed

1–2 weeks.

Mage Financial

The Process

Compare, then chat to apply

The Lenders

16+ lenders, side-by-side

Live rates, refreshed daily.

The Broker

Licensed broker, end-to-end

Through to settlement.

The Speed

Apply in ~10 minutes

Ready for broker review.

Peace of Mind

Frequently asked questions.

Quick answers to the questions borrowers ask most — chat to a licensed broker if yours isn't here.

Yes, 100% free to you. Like all mortgage brokers, we're paid by the lender when your loan settles — so comparing rates and getting your estimate costs nothing, and there's no obligation to proceed.