Compare home loan interest rates
Live rates from the banks on Mage's 23-lender panel. Data sourced directly from open banking APIs and updated daily.
Watching lender rates across Australia · checked 3h ago
Compare with your current loan
See the estimated monthly cost difference using the same balance, remaining term and repayment type.
Important rate information. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Mage compares products available through its lender panel, not every lender or product in the market. If a loan settles, the lender pays Mage a commission. Commission does not affect the displayed ordering or this cost calculation.
What's a comparison rate?
A comparison rate combines the interest rate with most fees and charges to help compare overall loan cost. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Suncorp
Back to Basics Variable Rate Better Together Special Offer
Interest rate
6.08%
Comparison rate
6.09%
Est. monthly (30yr)
$3,628
Suncorp
Back to Basics Variable Rate Better Together Special Offer
Interest rate
6.08%
Comparison rate
6.09%
Est. monthly (30yr)
$3,628
Bendigo Bank
Bendigo Easy Home Loan
Interest rate
6.09%
Comparison rate
6.11%
Est. monthly (30yr)
$3,632
Suncorp
Back to Basics Variable Rate Better Together Special Offer
Interest rate
6.13%
Comparison rate
6.14%
Est. monthly (30yr)
$3,648
Bendigo Bank
Bendigo Easy Home Loan
Interest rate
6.13%
Comparison rate
6.15%
Est. monthly (30yr)
$3,648
Suncorp
Standard Variable Rate - Home Package Plus Special Offers
Interest rate
6.13%
Comparison rate
6.48%
Est. monthly (30yr)
$3,648
Suncorp
Standard Variable Rate - Home Package Plus Special Offers
Interest rate
6.13%
Comparison rate
6.48%
Est. monthly (30yr)
$3,648
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
6.14%
Comparison rate
6.32%
Est. monthly (30yr)
$3,651
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.14%
Comparison rate
6.34%
Est. monthly (30yr)
$3,651
Bendigo Bank
Bendigo Complete Home Loan
Interest rate
6.14%
Comparison rate
6.36%
Est. monthly (30yr)
$3,651
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
6.18%
Comparison rate
6.36%
Est. monthly (30yr)
$3,667
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.18%
Comparison rate
6.38%
Est. monthly (30yr)
$3,667
Bendigo Bank
Bendigo Complete Home Loan
Interest rate
6.18%
Comparison rate
6.40%
Est. monthly (30yr)
$3,667
Suncorp
Standard Variable Rate - Home Package Plus Special Offers
Interest rate
6.18%
Comparison rate
6.53%
Est. monthly (30yr)
$3,667
Westpac
Flexi First : Our lowest online variable home loan rate (Owner Occupied)
Interest rate
6.24%
0.45%Comparison rate
6.25%
Est. monthly (30yr)
$3,690
Bank First
Basic Home Loan Variable LVR<60%
Interest rate
6.24%
0.25%Comparison rate
6.29%
Est. monthly (30yr)
$3,690
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
6.24%
Comparison rate
6.42%
Est. monthly (30yr)
$3,690
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.24%
Comparison rate
6.44%
Est. monthly (30yr)
$3,690
Bendigo Bank
Bendigo Complete Home Loan
Interest rate
6.24%
Comparison rate
6.46%
Est. monthly (30yr)
$3,690
Suncorp
1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers
Interest rate
6.24%
0.05%Comparison rate
6.54%
Est. monthly (30yr)
$3,690
Macquarie
Macquarie Basic Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.31%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Basic Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.31%
Est. monthly (30yr)
$3,710
ING
Mortgage Simplifier
Interest rate
6.29%
0.25%Comparison rate
6.32%
Est. monthly (30yr)
$3,710
ING
Mortgage Simplifier
Interest rate
6.29%
0.25%Comparison rate
6.32%
Est. monthly (30yr)
$3,710
Bank First
Basic Home Loan Variable LVR 60-70%
Interest rate
6.29%
0.25%Comparison rate
6.34%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Offset Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.54%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Offset Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.54%
Est. monthly (30yr)
$3,710
Westpac
Flexi First : Our lowest online variable home loan rate (Owner Occupied)
Interest rate
6.34%
0.45%Comparison rate
6.35%
Est. monthly (30yr)
$3,729
Macquarie
Macquarie Basic Home Loan
Interest rate
6.34%
0.25%Comparison rate
6.36%
Est. monthly (30yr)
$3,729
ING
Mortgage Simplifier
Interest rate
6.34%
0.25%Comparison rate
6.37%
Est. monthly (30yr)
$3,729
Bank First
Complete Home Loan Owner Occupied Variable LVR <60%
Interest rate
6.34%
0.25%Comparison rate
6.39%
Est. monthly (30yr)
$3,729
Bank First
Basic Home Loan Variable LVR 70-80%
Interest rate
6.34%
0.25%Comparison rate
6.39%
Est. monthly (30yr)
$3,729
Macquarie
Macquarie Offset Home Loan
Interest rate
6.34%
0.25%Comparison rate
6.59%
Est. monthly (30yr)
$3,729
Bank First
Premier Package Home Loan Owner Occupied Variable LVR <60%
Interest rate
6.34%
0.25%Comparison rate
6.72%
Est. monthly (30yr)
$3,729
AMP
AMP First Home Loan
Interest rate
6.38%
0.25%Comparison rate
6.38%
Est. monthly (30yr)
$3,745
Suncorp
Back to Basics Variable Rate Better Together Special Offer
Interest rate
6.39%
Comparison rate
6.40%
Est. monthly (30yr)
$3,749
Bank First
Complete Home Loan Owner Occupied Variable LVR 60-70%
Interest rate
6.39%
0.25%Comparison rate
6.44%
Est. monthly (30yr)
$3,749
Bank First
Premier Package Home Loan Owner Occupied Variable LVR 60-70%
Interest rate
6.39%
0.25%Comparison rate
6.77%
Est. monthly (30yr)
$3,749
Bendigo Bank
Bendigo Easy Home Loan
Interest rate
6.44%
Comparison rate
6.26%
Est. monthly (30yr)
$3,769
AMP
AMP Essential Home Loan
Interest rate
6.44%
0.25%Comparison rate
6.47%
Est. monthly (30yr)
$3,769
Bankwest
Bankwest Simple Home Loan
Interest rate
6.44%
0.25%Comparison rate
6.47%
Est. monthly (30yr)
$3,769
Bank First
Complete Home Loan Owner Occupied Variable LVR 70-80%
Interest rate
6.44%
0.25%Comparison rate
6.49%
Est. monthly (30yr)
$3,769
ING
Orange Advantage
Interest rate
6.44%
0.25%Comparison rate
6.73%
Est. monthly (30yr)
$3,769
ING
Orange Advantage
Interest rate
6.44%
0.25%Comparison rate
6.73%
Est. monthly (30yr)
$3,769
ING
Orange Advantage
Interest rate
6.44%
0.25%Comparison rate
6.73%
Est. monthly (30yr)
$3,769
Bank First
Premier Package Home Loan Owner Occupied Variable LVR 70-80%
Interest rate
6.44%
0.25%Comparison rate
6.82%
Est. monthly (30yr)
$3,769
Bankwest
Complete Variable Home Loan Package
Interest rate
6.44%
0.25%Comparison rate
6.83%
Est. monthly (30yr)
$3,769
Suncorp
1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers
Interest rate
6.44%
0.15%Comparison rate
6.88%
Est. monthly (30yr)
$3,769
Macquarie
Macquarie Basic Home Loan
Interest rate
6.49%
0.10%Comparison rate
6.34%
Est. monthly (30yr)
$3,788
Bankwest
Bankwest Simple Home Loan
Interest rate
6.49%
0.25%Comparison rate
6.52%
Est. monthly (30yr)
$3,788
Bankwest
Bankwest Simple Home Loan
Interest rate
6.49%
0.25%Comparison rate
6.52%
Est. monthly (30yr)
$3,788
ING
Mortgage Simplifier
Interest rate
6.49%
0.25%Comparison rate
6.52%
Est. monthly (30yr)
$3,788
Macquarie
Macquarie Offset Home Loan
Interest rate
6.49%
0.10%Comparison rate
6.56%
Est. monthly (30yr)
$3,788
Bankwest
Complete Variable Home Loan Package
Interest rate
6.49%
0.25%Comparison rate
6.88%
Est. monthly (30yr)
$3,788
Bankwest
Complete Variable Home Loan Package
Interest rate
6.49%
0.25%Comparison rate
6.88%
Est. monthly (30yr)
$3,788
AMP
Professional Package
Interest rate
6.53%
0.25%Comparison rate
6.94%
Est. monthly (30yr)
$3,804
AMP
Professional Package
Interest rate
6.53%
0.25%Comparison rate
6.94%
Est. monthly (30yr)
$3,804
AMP
Professional Package
Interest rate
6.53%
0.25%Comparison rate
6.94%
Est. monthly (30yr)
$3,804
Macquarie
Macquarie Basic Home Loan
Interest rate
6.54%
0.10%Comparison rate
6.39%
Est. monthly (30yr)
$3,808
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
6.54%
Comparison rate
6.49%
Est. monthly (30yr)
$3,808
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.54%
Comparison rate
6.54%
Est. monthly (30yr)
$3,808
Bendigo Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison rate
6.54%
Est. monthly (30yr)
$3,808
Bendigo Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison rate
6.54%
Est. monthly (30yr)
$3,808
Bendigo Bank
Bendigo Complete Home Loan
Interest rate
6.54%
Comparison rate
6.54%
Est. monthly (30yr)
$3,808
Bank of Melbourne
Basic Variable Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.55%
Est. monthly (30yr)
$3,808
St.George
Basic Variable Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.55%
Est. monthly (30yr)
$3,808
AMP
AMP Essential Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.57%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Basic Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.57%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Offset Home Loan
Interest rate
6.54%
0.10%Comparison rate
6.61%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Offset Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.79%
Est. monthly (30yr)
$3,808
ING
Orange Advantage
Interest rate
6.54%
0.25%Comparison rate
6.82%
Est. monthly (30yr)
$3,808
Suncorp
5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers
Interest rate
6.54%
Comparison rate
7.00%
Est. monthly (30yr)
$3,808
Suncorp
Standard Variable Rate - Home Package Plus Special Offers
Interest rate
6.56%
Comparison rate
6.91%
Est. monthly (30yr)
$3,816
Macquarie
Macquarie Basic Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.37%
Est. monthly (30yr)
$3,828
ING
Fixed Rate Loan
Interest rate
6.59%
0.20%Comparison rate
6.38%
Est. monthly (30yr)
$3,828
Macquarie
Macquarie Basic Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.40%
Est. monthly (30yr)
$3,828
ING
Fixed Rate Loan
Interest rate
6.59%
0.20%Comparison rate
6.42%
Est. monthly (30yr)
$3,828
Macquarie
Macquarie Offset Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.60%
Est. monthly (30yr)
$3,828
Macquarie
Macquarie Offset Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.62%
Est. monthly (30yr)
$3,828
AMP
AMP First Home Loan
Interest rate
6.63%
0.25%Comparison rate
6.41%
Est. monthly (30yr)
$3,844
AMP
AMP First Home Loan
Interest rate
6.63%
0.25%Comparison rate
6.43%
Est. monthly (30yr)
$3,844
ING
Fixed Rate Loan
Interest rate
6.64%
0.20%Comparison rate
6.35%
Est. monthly (30yr)
$3,848
ING
Fixed Rate Loan
Interest rate
6.64%
0.20%Comparison rate
6.40%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.42%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.44%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.45%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.47%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.65%
Est. monthly (30yr)
$3,848
Bank of Melbourne
Basic Variable Home Loan
Interest rate
6.64%
0.25%Comparison rate
6.65%
Est. monthly (30yr)
$3,848
St.George
Basic Variable Home Loan
Interest rate
6.64%
0.25%Comparison rate
6.65%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.66%
Est. monthly (30yr)
$3,848
AMP
AMP Essential Home Loan
Interest rate
6.64%
0.25%Comparison rate
6.67%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.67%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.69%
Est. monthly (30yr)
$3,848
Westpac
Rocket Loan : Variable Home Loan with Offset (Owner Occupied)
Interest rate
6.64%
2.34%Comparison rate
7.01%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.42%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.45%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.45%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.50%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.54%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.54%
Est. monthly (30yr)
$3,848
AMP
AMP First Home Loan
Interest rate
6.68%
0.20%Comparison rate
6.47%
Est. monthly (30yr)
$3,864
Macquarie
Macquarie Basic Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.49%
Est. monthly (30yr)
$3,868
Macquarie
Macquarie Basic Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.52%
Est. monthly (30yr)
$3,868
NAB
NAB Base Variable Rate Home Loan
Interest rate
6.69%
0.25%Comparison rate
6.69%
Est. monthly (30yr)
$3,868
Macquarie
Macquarie Offset Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.71%
Est. monthly (30yr)
$3,868
Macquarie
Macquarie Offset Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.74%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.25%Comparison rate
7.10%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.20%Comparison rate
7.35%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.20%Comparison rate
7.39%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.20%Comparison rate
7.39%
Est. monthly (30yr)
$3,868
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.69%
0.20%Comparison rate
7.56%
Est. monthly (30yr)
$3,868
Suncorp
1,2,3 or 5 Year Fixed Rate
Interest rate
6.69%
0.05%Comparison rate
8.85%
Est. monthly (30yr)
$3,868
ING
Fixed Rate Loan
Interest rate
6.74%
0.15%Comparison rate
6.45%
Est. monthly (30yr)
$3,888
ING
Fixed Rate Loan
Interest rate
6.74%
0.15%Comparison rate
6.48%
Est. monthly (30yr)
$3,888
ING
Fixed Rate Loan
Interest rate
6.74%
0.20%Comparison rate
6.57%
Est. monthly (30yr)
$3,888
Bankwest
Bankwest Simple Home Loan
Interest rate
6.74%
0.25%Comparison rate
6.77%
Est. monthly (30yr)
$3,888
Suncorp
Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers
Interest rate
6.74%
Comparison rate
7.09%
Est. monthly (30yr)
$3,888
Westpac
Rocket Loan : Variable Home Loan with Offset (Owner Occupied)
Interest rate
6.74%
2.34%Comparison rate
7.11%
Est. monthly (30yr)
$3,888
Bankwest
Complete Variable Home Loan Package
Interest rate
6.74%
0.25%Comparison rate
7.13%
Est. monthly (30yr)
$3,888
AMP
AMP First Home Loan
Interest rate
6.78%
Comparison rate
6.56%
Est. monthly (30yr)
$3,904
ING
Fixed Rate Loan
Interest rate
6.79%
0.20%Comparison rate
6.55%
Est. monthly (30yr)
$3,908
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR <80%
Interest rate
6.79%
0.35%Comparison rate
6.95%
Est. monthly (30yr)
$3,908
Bank First
Premier Package Home Loan Owner Occupied 5 year fixed LVR <80%
Interest rate
6.79%
0.35%Comparison rate
6.98%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.14%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.14%
Est. monthly (30yr)
$3,908
NAB
NAB Defence Force Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.14%
Est. monthly (30yr)
$3,908
AMP
Professional Package
Interest rate
6.79%
Comparison rate
7.27%
Est. monthly (30yr)
$3,908
AMP
Professional Package
Interest rate
6.79%
Comparison rate
7.30%
Est. monthly (30yr)
$3,908
AMP
Professional Package
Interest rate
6.79%
Comparison rate
7.30%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.32%
Est. monthly (30yr)
$3,908
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.79%
0.20%Comparison rate
7.53%
Est. monthly (30yr)
$3,908
Bankwest
Fixed Rate Home Loan
Interest rate
6.79%
0.30%Comparison rate
9.03%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.12%
Est. monthly (30yr)
$3,916
NAB
NAB Tailored Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.12%
Est. monthly (30yr)
$3,916
NAB
NAB Defence Force Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.12%
Est. monthly (30yr)
$3,916
NAB
NAB Tailored Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.28%
Est. monthly (30yr)
$3,916
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.52%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.55%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.56%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.59%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.62%
Est. monthly (30yr)
$3,928
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
6.84%
Comparison rate
6.69%
Est. monthly (30yr)
$3,928
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.84%
Comparison rate
6.71%
Est. monthly (30yr)
$3,928
Bank First
Basic Home Loan Variable LVR 80-90%
Interest rate
6.84%
0.25%Comparison rate
6.89%
Est. monthly (30yr)
$3,928
Bank First
Premier Package Home Loan Owner Occupied 3 year fixed LVR <80%
Interest rate
6.84%
0.35%Comparison rate
6.94%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.20%Comparison rate
6.95%
Est. monthly (30yr)
$3,928
Macquarie
Macquarie Basic Home Loan
Interest rate
6.84%
0.10%Comparison rate
7.31%
Est. monthly (30yr)
$3,928
Macquarie
Macquarie Offset Home Loan
Interest rate
6.84%
0.10%Comparison rate
7.53%
Est. monthly (30yr)
$3,928
AMP
Professional Package
Interest rate
6.84%
0.25%Comparison rate
7.56%
Est. monthly (30yr)
$3,928
AMP
Professional Package
Interest rate
6.84%
0.25%Comparison rate
7.63%
Est. monthly (30yr)
$3,928
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
6.88%
Comparison rate
7.06%
Est. monthly (30yr)
$3,944
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.88%
Comparison rate
7.08%
Est. monthly (30yr)
$3,944
Bank First
Complete Home Loan Owner Occupied 4 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.66%
Est. monthly (30yr)
$3,948
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.69%
Est. monthly (30yr)
$3,948
Bank First
Premier Package Home Loan Owner Occupied 1 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.87%
Est. monthly (30yr)
$3,948
Bank First
Premier Package Home Loan Owner Occupied 2 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.91%
Est. monthly (30yr)
$3,948
ING
Fixed Rate Loan
Interest rate
6.89%
0.20%Comparison rate
6.96%
Est. monthly (30yr)
$3,948
ING
Orange Advantage
Interest rate
6.89%
0.25%Comparison rate
7.17%
Est. monthly (30yr)
$3,948
NAB
NAB Tailored Home Loan
Interest rate
6.89%
0.20%Comparison rate
7.33%
Est. monthly (30yr)
$3,948
AMP
Professional Package
Interest rate
6.89%
0.20%Comparison rate
7.50%
Est. monthly (30yr)
$3,948
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.89%
0.20%Comparison rate
7.52%
Est. monthly (30yr)
$3,948
Bankwest
Fixed Rate Home Loan
Interest rate
6.89%
0.30%Comparison rate
8.81%
Est. monthly (30yr)
$3,948
NAB
NAB Tailored Home Loan
Interest rate
6.91%
0.32%Comparison rate
7.30%
Est. monthly (30yr)
$3,956
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.12%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.12%
Est. monthly (30yr)
$3,960
NAB
NAB Defence Force Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.12%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.13%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.13%
Est. monthly (30yr)
$3,960
NAB
NAB Defence Force Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.13%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.24%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.27%
Est. monthly (30yr)
$3,960
Bank First
Complete Home Loan Owner Occupied 3 year fixed LVR <80%
Interest rate
6.94%
0.35%Comparison rate
6.63%
Est. monthly (30yr)
$3,968
ING
Fixed Rate Loan
Interest rate
6.94%
0.15%Comparison rate
6.69%
Est. monthly (30yr)
$3,968
ING
Fixed Rate Loan
Interest rate
6.94%
0.15%Comparison rate
6.72%
Est. monthly (30yr)
$3,968
Bank of Melbourne
Basic Variable Home Loan
Interest rate
6.94%
0.25%Comparison rate
6.95%
Est. monthly (30yr)
$3,968
St.George
Basic Variable Home Loan
Interest rate
6.94%
0.25%Comparison rate
6.95%
Est. monthly (30yr)
$3,968
AMP
AMP Essential Home Loan
Interest rate
6.94%
0.25%Comparison rate
6.97%
Est. monthly (30yr)
$3,968
ING
Fixed Rate Loan
Interest rate
6.94%
0.15%Comparison rate
6.97%
Est. monthly (30yr)
$3,968
ING
Mortgage Simplifier
Interest rate
6.94%
0.25%Comparison rate
6.97%
Est. monthly (30yr)
$3,968
Bank First
Complete Home Loan Owner Occupied Variable LVR >80% <90%
Interest rate
6.94%
0.25%Comparison rate
6.99%
Est. monthly (30yr)
$3,968
NAB
NAB Tailored Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.12%
Est. monthly (30yr)
$3,968
NAB
NAB Tailored Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.12%
Est. monthly (30yr)
$3,968
NAB
NAB Defence Force Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.12%
Est. monthly (30yr)
$3,968
NAB
NAB Tailored Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.23%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Basic Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.25%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Basic Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.28%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Offset Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.46%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Offset Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.50%
Est. monthly (30yr)
$3,968
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.94%
0.20%Comparison rate
7.51%
Est. monthly (30yr)
$3,968
Bank First
Complete Home Loan Owner Occupied 1 year fixed LVR <80%
Interest rate
6.99%
0.35%Comparison rate
6.55%
Est. monthly (30yr)
$3,988
Bank First
Complete Home Loan Owner Occupied 2 year fixed LVR <80%
Interest rate
6.99%
0.35%Comparison rate
6.60%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Basic Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.21%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Basic Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.23%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Offset Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.42%
Est. monthly (30yr)
$3,988
AMP
Professional Package
Interest rate
6.99%
Comparison rate
7.43%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Offset Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.45%
Est. monthly (30yr)
$3,988
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.99%
0.20%Comparison rate
7.51%
Est. monthly (30yr)
$3,988
Bankwest
Fixed Rate Home Loan
Interest rate
6.99%
0.30%Comparison rate
8.63%
Est. monthly (30yr)
$3,988
NAB
NAB Tailored Home Loan
Interest rate
7.02%
0.28%Comparison rate
7.28%
Est. monthly (30yr)
$4,000
NAB
NAB Tailored Home Loan
Interest rate
7.02%
0.28%Comparison rate
7.30%
Est. monthly (30yr)
$4,000
ING
Fixed Rate Loan
Interest rate
7.04%
0.15%Comparison rate
7.01%
Est. monthly (30yr)
$4,008
ING
Fixed Rate Loan
Interest rate
7.04%
0.15%Comparison rate
7.01%
Est. monthly (30yr)
$4,008
Bendigo Bank
Bendigo Flex Home Loan
Interest rate
7.04%
Comparison rate
7.12%
Est. monthly (30yr)
$4,008
Bendigo Bank
Bendigo Flex Home Loan (Retail)
Interest rate
7.04%
Comparison rate
7.15%
Est. monthly (30yr)
$4,008
NAB
NAB Tailored Home Loan
Interest rate
7.04%
0.25%Comparison rate
7.16%
Est. monthly (30yr)
$4,008
NAB
NAB Tailored Home Loan
Interest rate
7.04%
0.25%Comparison rate
7.16%
Est. monthly (30yr)
$4,008
NAB
NAB Defence Force Home Loan
Interest rate
7.04%
0.25%Comparison rate
7.16%
Est. monthly (30yr)
$4,008
NAB
NAB Tailored Home Loan
Interest rate
7.04%
0.30%Comparison rate
7.27%
Est. monthly (30yr)
$4,008
Westpac
Rocket Loan : Variable Home Loan with Offset (Owner Occupied)
Interest rate
7.04%
2.34%Comparison rate
7.41%
Est. monthly (30yr)
$4,008
AMP
Professional Package
Interest rate
7.04%
0.25%Comparison rate
7.44%
Est. monthly (30yr)
$4,008
Bankwest
Fixed Rate Home Loan
Interest rate
7.04%
0.30%Comparison rate
8.48%
Est. monthly (30yr)
$4,008
AMP
AMP First Home Loan
Interest rate
7.08%
0.25%Comparison rate
7.08%
Est. monthly (30yr)
$4,024
Westpac
Flexi First : Our lowest online variable home loan rate (Owner Occupied)
Interest rate
7.09%
0.25%Comparison rate
7.10%
Est. monthly (30yr)
$4,028
Bank of Melbourne
Fixed Rate Home Loan
Interest rate
7.09%
0.05%Comparison rate
7.18%
Est. monthly (30yr)
$4,028
St.George
Fixed Rate Home Loan
Interest rate
7.09%
0.05%Comparison rate
7.18%
Est. monthly (30yr)
$4,028
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.09%
0.20%Comparison rate
7.60%
Est. monthly (30yr)
$4,028
Bankwest
Fixed Rate Home Loan
Interest rate
7.09%
0.30%Comparison rate
8.34%
Est. monthly (30yr)
$4,028
AMP
AMP First Home Loan
Interest rate
7.13%
0.25%Comparison rate
7.09%
Est. monthly (30yr)
$4,044
AMP
AMP First Home Loan
Interest rate
7.13%
0.25%Comparison rate
7.09%
Est. monthly (30yr)
$4,044
Westpac
Fixed Rate Home Loan
Interest rate
7.14%
0.20%Comparison rate
7.24%
Est. monthly (30yr)
$4,048
AMP
AMP First Home Loan
Interest rate
7.18%
0.20%Comparison rate
7.11%
Est. monthly (30yr)
$4,065
St.George
Fixed Rate Home Loan
Interest rate
7.19%
0.05%Comparison rate
7.28%
Est. monthly (30yr)
$4,069
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.19%
0.20%Comparison rate
7.61%
Est. monthly (30yr)
$4,069
Bankwest
Fixed Rate Home Loan
Interest rate
7.19%
0.30%Comparison rate
9.08%
Est. monthly (30yr)
$4,069
Bank of Melbourne
Fixed Rate Home Loan
Interest rate
7.24%
0.05%Comparison rate
7.34%
Est. monthly (30yr)
$4,089
Westpac
Fixed Rate Home Loan
Interest rate
7.24%
0.20%Comparison rate
7.34%
Est. monthly (30yr)
$4,089
NAB
NAB Tailored Home Loan
Interest rate
7.24%
0.25%Comparison rate
7.36%
Est. monthly (30yr)
$4,089
NAB
NAB Tailored Home Loan
Interest rate
7.24%
0.25%Comparison rate
7.36%
Est. monthly (30yr)
$4,089
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR >80% <90%
Interest rate
7.25%
0.35%Comparison rate
7.64%
Est. monthly (30yr)
$4,093
Bank First
Premier Package Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Interest rate
7.25%
0.35%Comparison rate
7.64%
Est. monthly (30yr)
$4,093
Bank First
Premier Package Home Loan Owner Occupied 5 year fixed LVR >90%
Interest rate
7.25%
0.35%Comparison rate
7.90%
Est. monthly (30yr)
$4,093
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR >90%
Interest rate
7.25%
0.35%Comparison rate
7.94%
Est. monthly (30yr)
$4,093
AMP
AMP First Home Loan
Interest rate
7.28%
Comparison rate
7.17%
Est. monthly (30yr)
$4,105
Bank First
Premier Package Home Loan Owner Occupied Variable LVR >80% <90%
Interest rate
7.28%
0.25%Comparison rate
7.65%
Est. monthly (30yr)
$4,105
Bank First
Basic Home Loan Variable LVR>90%
Interest rate
7.29%
0.25%Comparison rate
7.34%
Est. monthly (30yr)
$4,109
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.29%
0.20%Comparison rate
7.64%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 1 year fixed LVR 80-90%
Interest rate
7.29%
0.35%Comparison rate
7.65%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 3 year fixed LVR >80% <90%
Interest rate
7.29%
0.35%Comparison rate
7.66%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 3 year fixed LVR >90%
Interest rate
7.29%
0.35%Comparison rate
8.00%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 1 year fixed LVR >90%
Interest rate
7.29%
0.35%Comparison rate
8.09%
Est. monthly (30yr)
$4,109
Bankwest
Fixed Rate Home Loan
Interest rate
7.29%
0.30%Comparison rate
8.90%
Est. monthly (30yr)
$4,109
Suncorp
Back to Basics Variable Rate Better Together Special Offer
Interest rate
7.34%
Comparison rate
7.34%
Est. monthly (30yr)
$4,130
Macquarie
Macquarie Basic Home Loan
Interest rate
7.34%
0.25%Comparison rate
7.37%
Est. monthly (30yr)
$4,130
Macquarie
Macquarie Offset Home Loan
Interest rate
7.34%
0.25%Comparison rate
7.58%
Est. monthly (30yr)
$4,130
Bank First
Premier Package Home Loan Owner Occupied 2 year fixed LVR >80% <90%
Interest rate
7.34%
0.35%Comparison rate
7.66%
Est. monthly (30yr)
$4,130
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.34%
0.20%Comparison rate
7.66%
Est. monthly (30yr)
$4,130
AMP
Professional Package
Interest rate
7.34%
0.25%Comparison rate
7.82%
Est. monthly (30yr)
$4,130
AMP
Professional Package
Interest rate
7.34%
0.25%Comparison rate
7.86%
Est. monthly (30yr)
$4,130
Bank First
Premier Package Home Loan Owner Occupied 2 year fixed LVR >90%
Interest rate
7.34%
0.35%Comparison rate
8.05%
Est. monthly (30yr)
$4,130
Bank First
Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90%
Interest rate
7.35%
0.35%Comparison rate
7.14%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Interest rate
7.35%
0.35%Comparison rate
7.17%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR >90%
Interest rate
7.35%
0.35%Comparison rate
7.42%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 4 year fixed LVR >90%
Interest rate
7.35%
0.35%Comparison rate
7.42%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 1 year fixed LVR >80% <90%
Interest rate
7.39%
0.35%Comparison rate
7.04%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 3 year fixed LVR >80% <90%
Interest rate
7.39%
0.35%Comparison rate
7.12%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 1 year fixed LVR >90%
Interest rate
7.39%
0.35%Comparison rate
7.44%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied Variable LVR >90%
Interest rate
7.39%
0.25%Comparison rate
7.44%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 3 year fixed LVR >90%
Interest rate
7.39%
0.35%Comparison rate
7.44%
Est. monthly (30yr)
$4,150
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.39%
0.20%Comparison rate
7.69%
Est. monthly (30yr)
$4,150
AMP
Professional Package
Interest rate
7.39%
0.20%Comparison rate
7.79%
Est. monthly (30yr)
$4,150
Bankwest
Fixed Rate Home Loan
Interest rate
7.39%
0.30%Comparison rate
8.75%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 2 year fixed LVR >80% <90%
Interest rate
7.44%
0.35%Comparison rate
7.09%
Est. monthly (30yr)
$4,171
Bank First
Complete Home Loan Owner Occupied 2 year fixed LVR >90%
Interest rate
7.44%
0.35%Comparison rate
7.45%
Est. monthly (30yr)
$4,171
Bankwest
Fixed Rate Home Loan
Interest rate
7.44%
0.30%Comparison rate
8.63%
Est. monthly (30yr)
$4,171
St.George
Fixed Rate Home Loan
Interest rate
7.49%
0.05%Comparison rate
7.58%
Est. monthly (30yr)
$4,191
AMP
Professional Package
Interest rate
7.49%
Comparison rate
7.76%
Est. monthly (30yr)
$4,191
Bankwest
Fixed Rate Home Loan
Interest rate
7.49%
0.30%Comparison rate
8.52%
Est. monthly (30yr)
$4,191
Bank of Melbourne
Fixed Rate Home Loan
Interest rate
7.54%
0.05%Comparison rate
7.63%
Est. monthly (30yr)
$4,212
Westpac
Fixed Rate Home Loan
Interest rate
7.54%
0.20%Comparison rate
7.63%
Est. monthly (30yr)
$4,212
Bank First
Premier Package Home Loan Owner Occupied Variable LVR >90%
Interest rate
7.78%
0.25%Comparison rate
8.15%
Est. monthly (30yr)
$4,311
AMP
Land Loan
Interest rate
8.20%
0.25%Comparison rate
8.26%
Est. monthly (30yr)
$4,487
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.29%
0.20%Comparison rate
8.95%
Est. monthly (30yr)
$4,524
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.39%
0.20%Comparison rate
8.94%
Est. monthly (30yr)
$4,567
Bankwest
Fixed Rate Home Loan
Interest rate
8.39%
0.30%Comparison rate
9.22%
Est. monthly (30yr)
$4,567
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.49%
0.20%Comparison rate
8.95%
Est. monthly (30yr)
$4,609
Bankwest
Fixed Rate Home Loan
Interest rate
8.49%
0.30%Comparison rate
9.16%
Est. monthly (30yr)
$4,609
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.54%
0.20%Comparison rate
8.96%
Est. monthly (30yr)
$4,631
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.59%
0.20%Comparison rate
8.97%
Est. monthly (30yr)
$4,652
Bankwest
Fixed Rate Home Loan
Interest rate
8.59%
0.30%Comparison rate
9.13%
Est. monthly (30yr)
$4,652
Bankwest
Bankwest Simple Home Loan
Interest rate
8.62%
0.25%Comparison rate
8.65%
Est. monthly (30yr)
$4,665
Bankwest
Complete Variable Home Loan Package
Interest rate
8.62%
0.25%Comparison rate
8.99%
Est. monthly (30yr)
$4,665
Bankwest
Fixed Rate Home Loan
Interest rate
8.64%
0.30%Comparison rate
9.10%
Est. monthly (30yr)
$4,673
Suncorp
Back to Basics Variable Rate
Interest rate
8.65%
Comparison rate
8.73%
Est. monthly (30yr)
$4,677
Bankwest
Fixed Rate Home Loan
Interest rate
8.69%
0.30%Comparison rate
9.08%
Est. monthly (30yr)
$4,695
Bank of Melbourne
Variable Home Loan with Offset
Interest rate
8.94%
2.30%Comparison rate
9.08%
Est. monthly (30yr)
$4,802
St.George
Variable Home Loan with Offset
Interest rate
8.96%
2.32%Comparison rate
9.10%
Est. monthly (30yr)
$4,810
Bank of Melbourne
Variable Home Loan with Offset
Interest rate
9.04%
2.30%Comparison rate
9.18%
Est. monthly (30yr)
$4,845
St.George
Variable Home Loan with Offset
Interest rate
9.06%
2.32%Comparison rate
9.20%
Est. monthly (30yr)
$4,854
Suncorp
Standard Variable Rate
Interest rate
9.23%
Comparison rate
9.41%
Est. monthly (30yr)
$4,927
Bank of Melbourne
Variable Home Loan with Offset
Interest rate
9.34%
2.30%Comparison rate
9.48%
Est. monthly (30yr)
$4,975
St.George
Variable Home Loan with Offset
Interest rate
9.36%
2.32%Comparison rate
9.50%
Est. monthly (30yr)
$4,984
| Product | Type | LVR | Offset | Redraw | Est. monthly (30yr) | |||||
|---|---|---|---|---|---|---|---|---|---|---|
1Suncorp | Back to Basics Variable Rate Better Together Special Offer | 6.08% | 6.09% | Variable | ≤60% | Not available | $3,628/mo | |||
2Suncorp | Back to Basics Variable Rate Better Together Special Offer | 6.08% | 6.09% | Variable | 60–70% | Not available | $3,628/mo | |||
3Bendigo Bank | Bendigo Easy Home Loan | 6.09% | 6.11% | Variable | ≤60% | Not available | $3,632/mo | |||
4Suncorp | Back to Basics Variable Rate Better Together Special Offer | 6.13% | 6.14% | Variable | 70–80% | Not available | $3,648/mo | |||
5Bendigo Bank | Bendigo Easy Home Loan | 6.13% | 6.15% | Variable | 70–80% | Not available | $3,648/mo | |||
6Suncorp | Standard Variable Rate - Home Package Plus Special Offers | 6.13% | 6.48% | Variable | ≤60% | $375 | $3,648/mo | |||
7Suncorp | Standard Variable Rate - Home Package Plus Special Offers | 6.13% | 6.48% | Variable | 60–70% | $375 | $3,648/mo | |||
8Bendigo Bank | Bendigo Flex Home Loan | 6.14% | 6.32% | Variable | ≤60% | Not available | $3,651/mo | |||
9Bendigo Bank | Bendigo Flex Home Loan (Retail) | 6.14% | 6.34% | Variable | ≤60% | Not available | $3,651/mo | |||
10Bendigo Bank | Bendigo Complete Home Loan | 6.14% | 6.36% | Variable | ≤60% | Not available | $3,651/mo | |||
11Bendigo Bank | Bendigo Flex Home Loan | 6.18% | 6.36% | Variable | 70–80% | Not available | $3,667/mo | |||
12Bendigo Bank | Bendigo Flex Home Loan (Retail) | 6.18% | 6.38% | Variable | 70–80% | Not available | $3,667/mo | |||
13Bendigo Bank | Bendigo Complete Home Loan | 6.18% | 6.40% | Variable | 70–80% | Not available | $3,667/mo | |||
14Suncorp | Standard Variable Rate - Home Package Plus Special Offers | 6.18% | 6.53% | Variable | 70–80% | $375 | $3,667/mo | |||
15Westpac | Flexi First : Our lowest online variable home loan rate (Owner Occupied) | 6.24% | 6.25% | Variable | 60–70% | Not available | $3,690/mo | |||
16Bank First | Basic Home Loan Variable LVR<60% | 6.24% | 6.29% | Variable | ≤60% | Not available | $3,690/mo | |||
17Bendigo Bank | Bendigo Flex Home Loan | 6.24% | 6.42% | Variable | 85–90% | Not available | $3,690/mo | |||
18Bendigo Bank | Bendigo Flex Home Loan (Retail) | 6.24% | 6.44% | Variable | 85–90% | Not available | $3,690/mo | |||
19Bendigo Bank | Bendigo Complete Home Loan | 6.24% | 6.46% | Variable | 85–90% | Not available | $3,690/mo | |||
20Suncorp | 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers | 6.24% | 6.54% | 5yr fixed | 70–80% | $375 | $3,690/mo | |||
21Macquarie | Macquarie Basic Home Loan | 6.29% | 6.31% | Variable | ≤60% | $0 | $3,710/mo | |||
22Macquarie | Macquarie Basic Home Loan | 6.29% | 6.31% | Variable | 60–70% | $0 | $3,710/mo | |||
23ING | Mortgage Simplifier | 6.29% | 6.32% | Variable | ≤60% | Not available | $3,710/mo | |||
24ING | Mortgage Simplifier | 6.29% | 6.32% | Variable | 60–70% | Not available | $3,710/mo | |||
25Bank First | Basic Home Loan Variable LVR 60-70% | 6.29% | 6.34% | Variable | 60–70% | Not available | $3,710/mo | |||
26Macquarie | Macquarie Offset Home Loan | 6.29% | 6.54% | Variable | ≤60% | $248 | $3,710/mo | |||
27Macquarie | Macquarie Offset Home Loan | 6.29% | 6.54% | Variable | 60–70% | $248 | $3,710/mo | |||
28Westpac | Flexi First : Our lowest online variable home loan rate (Owner Occupied) | 6.34% | 6.35% | Variable | 70–80% | Not available | $3,729/mo | |||
29Macquarie | Macquarie Basic Home Loan | 6.34% | 6.36% | Variable | 70–80% | $0 | $3,729/mo | |||
30ING | Mortgage Simplifier | 6.34% | 6.37% | Variable | 70–80% | Not available | $3,729/mo | |||
31Bank First | Complete Home Loan Owner Occupied Variable LVR <60% | 6.34% | 6.39% | Variable | ≤60% | Not available | $3,729/mo | |||
32Bank First | Basic Home Loan Variable LVR 70-80% | 6.34% | 6.39% | Variable | 70–80% | Not available | $3,729/mo | |||
33Macquarie | Macquarie Offset Home Loan | 6.34% | 6.59% | Variable | 70–80% | $248 | $3,729/mo | |||
34Bank First | Premier Package Home Loan Owner Occupied Variable LVR <60% | 6.34% | 6.72% | Variable | ≤60% | Not available | $3,729/mo | |||
35AMP | AMP First Home Loan | 6.38% | 6.38% | Variable | 85–90% | Not available | $3,745/mo | |||
36Suncorp | Back to Basics Variable Rate Better Together Special Offer | 6.39% | 6.40% | Variable | 85–90% | Not available | $3,749/mo | |||
37Bank First | Complete Home Loan Owner Occupied Variable LVR 60-70% | 6.39% | 6.44% | Variable | 60–70% | Not available | $3,749/mo | |||
38Bank First | Premier Package Home Loan Owner Occupied Variable LVR 60-70% | 6.39% | 6.77% | Variable | 60–70% | Not available | $3,749/mo | |||
39Bendigo Bank | Bendigo Easy Home Loan | 6.44% | 6.26% | 1yr fixed | 70–80% | Not available | $3,769/mo | |||
40AMP | AMP Essential Home Loan | 6.44% | 6.47% | Variable | ≤60% | Not available | $3,769/mo | |||
41Bankwest | Bankwest Simple Home Loan | 6.44% | 6.47% | Variable | ≤60% | Not available | $3,769/mo | |||
42Bank First | Complete Home Loan Owner Occupied Variable LVR 70-80% | 6.44% | 6.49% | Variable | 70–80% | Not available | $3,769/mo | |||
43ING | Orange Advantage | 6.44% | 6.73% | Variable | ≤60% | Not available | $3,769/mo | |||
44ING | Orange Advantage | 6.44% | 6.73% | Variable | 60–70% | Not available | $3,769/mo | |||
45ING | Orange Advantage | 6.44% | 6.73% | Variable | 70–80% | Not available | $3,769/mo | |||
46Bank First | Premier Package Home Loan Owner Occupied Variable LVR 70-80% | 6.44% | 6.82% | Variable | 70–80% | Not available | $3,769/mo | |||
47Bankwest | Complete Variable Home Loan Package | 6.44% | 6.83% | Variable | ≤60% | Not available | $3,769/mo | |||
48Suncorp | 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers | 6.44% | 6.88% | 5yr fixed | 85–90% | $375 | $3,769/mo | |||
49Macquarie | Macquarie Basic Home Loan | 6.49% | 6.34% | 1yr fixed | 60–70% | $0 | $3,788/mo | |||
50Bankwest | Bankwest Simple Home Loan | 6.49% | 6.52% | Variable | 60–70% | Not available | $3,788/mo | |||
51Bankwest | Bankwest Simple Home Loan | 6.49% | 6.52% | Variable | 70–80% | Not available | $3,788/mo | |||
52ING | Mortgage Simplifier | 6.49% | 6.52% | Variable | 85–90% | Not available | $3,788/mo | |||
53Macquarie | Macquarie Offset Home Loan | 6.49% | 6.56% | 1yr fixed | 60–70% | $248 | $3,788/mo | |||
54Bankwest | Complete Variable Home Loan Package | 6.49% | 6.88% | Variable | 60–70% | Not available | $3,788/mo | |||
55Bankwest | Complete Variable Home Loan Package | 6.49% | 6.88% | Variable | 70–80% | Not available | $3,788/mo | |||
56AMP | Professional Package | 6.53% | 6.94% | Variable | ≤60% | Not available | $3,804/mo | |||
57AMP | Professional Package | 6.53% | 6.94% | Variable | 60–70% | Not available | $3,804/mo | |||
58AMP | Professional Package | 6.53% | 6.94% | Variable | 70–80% | Not available | $3,804/mo | |||
59Macquarie | Macquarie Basic Home Loan | 6.54% | 6.39% | 1yr fixed | 70–80% | $0 | $3,808/mo | |||
60Bendigo Bank | Bendigo Flex Home Loan | 6.54% | 6.49% | 1yr fixed | 70–80% | Not available | $3,808/mo | |||
61Bendigo Bank | Bendigo Flex Home Loan (Retail) | 6.54% | 6.54% | 1yr fixed | 70–80% | Not available | $3,808/mo | |||
62Bendigo Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.54% | 6.54% | Variable | 90–95% | Not available | $3,808/mo | |||
63Bendigo Bank | Single Parents (Bendigo Complete Home Loan) | 6.54% | 6.54% | Variable | 90–95% | Not available | $3,808/mo | |||
64Bendigo Bank | Bendigo Complete Home Loan | 6.54% | 6.54% | Variable | 90–95% | Not available | $3,808/mo | |||
65Bank of Melbourne | Basic Variable Home Loan | 6.54% | 6.55% | Variable | 60–70% | Not available | $3,808/mo | |||
66St.George | Basic Variable Home Loan | 6.54% | 6.55% | Variable | 60–70% | Not available | $3,808/mo | |||
67AMP | AMP Essential Home Loan | 6.54% | 6.57% | Variable | 70–80% | Not available | $3,808/mo | |||
68Macquarie | Macquarie Basic Home Loan | 6.54% | 6.57% | Variable | 85–90% | $0 | $3,808/mo | |||
69Macquarie | Macquarie Offset Home Loan | 6.54% | 6.61% | 1yr fixed | 70–80% | $248 | $3,808/mo | |||
70Macquarie | Macquarie Offset Home Loan | 6.54% | 6.79% | Variable | 85–90% | $248 | $3,808/mo | |||
71ING | Orange Advantage | 6.54% | 6.82% | Variable | 85–90% | Not available | $3,808/mo | |||
72Suncorp | 5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers | 6.54% | 7.00% | 5yr fixed | 90–95% | $375 | $3,808/mo | |||
73Suncorp | Standard Variable Rate - Home Package Plus Special Offers | 6.56% | 6.91% | Variable | 85–90% | $375 | $3,816/mo | |||
74Macquarie | Macquarie Basic Home Loan | 6.59% | 6.37% | 2yr fixed | 60–70% | $0 | $3,828/mo | |||
75ING | Fixed Rate Loan | 6.59% | 6.38% | 2yr fixed | 60–70% | Not available | $3,828/mo | |||
76Macquarie | Macquarie Basic Home Loan | 6.59% | 6.40% | 3yr fixed | 60–70% | $0 | $3,828/mo | |||
77ING | Fixed Rate Loan | 6.59% | 6.42% | 2yr fixed | 70–80% | Not available | $3,828/mo | |||
78Macquarie | Macquarie Offset Home Loan | 6.59% | 6.60% | 2yr fixed | 60–70% | $248 | $3,828/mo | |||
79Macquarie | Macquarie Offset Home Loan | 6.59% | 6.62% | 3yr fixed | 60–70% | $248 | $3,828/mo | |||
80AMP | AMP First Home Loan | 6.63% | 6.41% | 1yr fixed | 85–90% | Not available | $3,844/mo | |||
81AMP | AMP First Home Loan | 6.63% | 6.43% | 2yr fixed | 85–90% | Not available | $3,844/mo | |||
82ING | Fixed Rate Loan | 6.64% | 6.35% | 1yr fixed | 60–70% | Not available | $3,848/mo | |||
83ING | Fixed Rate Loan | 6.64% | 6.40% | 1yr fixed | 70–80% | Not available | $3,848/mo | |||
84Macquarie | Macquarie Basic Home Loan | 6.64% | 6.42% | 2yr fixed | 70–80% | $0 | $3,848/mo | |||
85Macquarie | Macquarie Basic Home Loan | 6.64% | 6.44% | 4yr fixed | 60–70% | $0 | $3,848/mo | |||
86Macquarie | Macquarie Basic Home Loan | 6.64% | 6.45% | 3yr fixed | 70–80% | $0 | $3,848/mo | |||
87Macquarie | Macquarie Basic Home Loan | 6.64% | 6.47% | 5yr fixed | 60–70% | $0 | $3,848/mo | |||
88Macquarie | Macquarie Offset Home Loan | 6.64% | 6.65% | 2yr fixed | 70–80% | $248 | $3,848/mo | |||
89Bank of Melbourne | Basic Variable Home Loan | 6.64% | 6.65% | Variable | 70–80% | Not available | $3,848/mo | |||
90St.George | Basic Variable Home Loan | 6.64% | 6.65% | Variable | 70–80% | Not available | $3,848/mo | |||
91Macquarie | Macquarie Offset Home Loan | 6.64% | 6.66% | 4yr fixed | 60–70% | $248 | $3,848/mo | |||
92AMP | AMP Essential Home Loan | 6.64% | 6.67% | Variable | 85–90% | Not available | $3,848/mo | |||
93Macquarie | Macquarie Offset Home Loan | 6.64% | 6.67% | 3yr fixed | 70–80% | $248 | $3,848/mo | |||
94Macquarie | Macquarie Offset Home Loan | 6.64% | 6.69% | 5yr fixed | 60–70% | $248 | $3,848/mo | |||
95Westpac | Rocket Loan : Variable Home Loan with Offset (Owner Occupied) | 6.64% | 7.01% | Variable | 60–70% | $395 | $3,848/mo | |||
96AMP | Professional Package | 6.64% | 7.42% | 2yr fixed | ≤60% | Not available | $3,848/mo | |||
97AMP | Professional Package | 6.64% | 7.45% | 2yr fixed | 60–70% | Not available | $3,848/mo | |||
98AMP | Professional Package | 6.64% | 7.45% | 2yr fixed | 70–80% | Not available | $3,848/mo | |||
99AMP | Professional Package | 6.64% | 7.50% | 1yr fixed | ≤60% | Not available | $3,848/mo | |||
100AMP | Professional Package | 6.64% | 7.54% | 1yr fixed | 60–70% | Not available | $3,848/mo | |||
101AMP | Professional Package | 6.64% | 7.54% | 1yr fixed | 70–80% | Not available | $3,848/mo | |||
102AMP | AMP First Home Loan | 6.68% | 6.47% | 3yr fixed | 85–90% | Not available | $3,864/mo | |||
103Macquarie | Macquarie Basic Home Loan | 6.69% | 6.49% | 4yr fixed | 70–80% | $0 | $3,868/mo | |||
104Macquarie | Macquarie Basic Home Loan | 6.69% | 6.52% | 5yr fixed | 70–80% | $0 | $3,868/mo | |||
105NAB | NAB Base Variable Rate Home Loan | 6.69% | 6.69% | Variable | lvr_80-90% | Not available | $3,868/mo | |||
106Macquarie | Macquarie Offset Home Loan | 6.69% | 6.71% | 4yr fixed | 70–80% | $248 | $3,868/mo | |||
107Macquarie | Macquarie Offset Home Loan | 6.69% | 6.74% | 5yr fixed | 70–80% | $248 | $3,868/mo | |||
108AMP | Professional Package | 6.69% | 7.10% | Variable | 85–90% | Not available | $3,868/mo | |||
109AMP | Professional Package | 6.69% | 7.35% | 3yr fixed | ≤60% | Not available | $3,868/mo | |||
110AMP | Professional Package | 6.69% | 7.39% | 3yr fixed | 60–70% | Not available | $3,868/mo | |||
111AMP | Professional Package | 6.69% | 7.39% | 3yr fixed | 70–80% | Not available | $3,868/mo | |||
112Bankwest | Complete Fixed Home Loan Package | 6.69% | 7.56% | 1yr fixed | 70–80% | Not available | $3,868/mo | |||
113Suncorp | 1,2,3 or 5 Year Fixed Rate | 6.69% | 8.85% | 5yr fixed | 90–95% | Not available | $3,868/mo | |||
114ING | Fixed Rate Loan | 6.74% | 6.45% | 3yr fixed | 60–70% | Not available | $3,888/mo | |||
115ING | Fixed Rate Loan | 6.74% | 6.48% | 3yr fixed | 70–80% | Not available | $3,888/mo | |||
116ING | Fixed Rate Loan | 6.74% | 6.57% | 2yr fixed | 85–90% | Not available | $3,888/mo | |||
117Bankwest | Bankwest Simple Home Loan | 6.74% | 6.77% | Variable | 85–90% | Not available | $3,888/mo | |||
118Suncorp | Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers | 6.74% | 7.09% | Variable | 90–95% | $375 | $3,888/mo | |||
119Westpac | Rocket Loan : Variable Home Loan with Offset (Owner Occupied) | 6.74% | 7.11% | Variable | 70–80% | $395 | $3,888/mo | |||
120Bankwest | Complete Variable Home Loan Package | 6.74% | 7.13% | Variable | 85–90% | Not available | $3,888/mo | |||
121AMP | AMP First Home Loan | 6.78% | 6.56% | 5yr fixed | 85–90% | Not available | $3,904/mo | |||
122ING | Fixed Rate Loan | 6.79% | 6.55% | 1yr fixed | 85–90% | Not available | $3,908/mo | |||
123Bank First | Premier Package Home Loan Owner Occupied 4 year fixed LVR <80% | 6.79% | 6.95% | 4yr fixed | 70–80% | Not available | $3,908/mo | |||
124Bank First | Premier Package Home Loan Owner Occupied 5 year fixed LVR <80% | 6.79% | 6.98% | 5yr fixed | 70–80% | Not available | $3,908/mo | |||
125NAB | NAB Tailored Home Loan | 6.79% | 7.14% | 1yr fixed | ≤60% | Not available | $3,908/mo | |||
126NAB | NAB Tailored Home Loan | 6.79% | 7.14% | 1yr fixed | 60–70% | Not available | $3,908/mo | |||
127NAB | NAB Defence Force Home Loan | 6.79% | 7.14% | 1yr fixed | lvr_80-90% | Not available | $3,908/mo | |||
128AMP | Professional Package | 6.79% | 7.27% | 5yr fixed | ≤60% | Not available | $3,908/mo | |||
129AMP | Professional Package | 6.79% | 7.30% | 5yr fixed | 60–70% | Not available | $3,908/mo | |||
130AMP | Professional Package | 6.79% | 7.30% | 5yr fixed | 70–80% | Not available | $3,908/mo | |||
131NAB | NAB Tailored Home Loan | 6.79% | 7.32% | 1yr fixed | 70–80% | Not available | $3,908/mo | |||
132Bankwest | Complete Fixed Home Loan Package | 6.79% | 7.53% | 2yr fixed | 70–80% | Not available | $3,908/mo | |||
133Bankwest | Fixed Rate Home Loan | 6.79% | 9.03% | 1yr fixed | 70–80% | Not available | $3,908/mo | |||
134NAB | NAB Tailored Home Loan | 6.81% | 7.12% | 2yr fixed | ≤60% | Not available | $3,916/mo | |||
135NAB | NAB Tailored Home Loan | 6.81% | 7.12% | 2yr fixed | 60–70% | Not available | $3,916/mo | |||
136NAB | NAB Defence Force Home Loan | 6.81% | 7.12% | 2yr fixed | lvr_80-90% | Not available | $3,916/mo | |||
137NAB | NAB Tailored Home Loan | 6.81% | 7.28% | 2yr fixed | 70–80% | Not available | $3,916/mo | |||
138ING | Fixed Rate Loan | 6.84% | 6.52% | 4yr fixed | 60–70% | Not available | $3,928/mo | |||
139ING | Fixed Rate Loan | 6.84% | 6.55% | 4yr fixed | 70–80% | Not available | $3,928/mo | |||
140ING | Fixed Rate Loan | 6.84% | 6.56% | 5yr fixed | 60–70% | Not available | $3,928/mo | |||
141ING | Fixed Rate Loan | 6.84% | 6.59% | 5yr fixed | 70–80% | Not available | $3,928/mo | |||
142ING | Fixed Rate Loan | 6.84% | 6.62% | 3yr fixed | 85–90% | Not available | $3,928/mo | |||
143Bendigo Bank | Bendigo Flex Home Loan | 6.84% | 6.69% | 1yr fixed | 85–90% | Not available | $3,928/mo | |||
144Bendigo Bank | Bendigo Flex Home Loan (Retail) | 6.84% | 6.71% | 1yr fixed | 85–90% | Not available | $3,928/mo | |||
145Bank First | Basic Home Loan Variable LVR 80-90% | 6.84% | 6.89% | Variable | 85–90% | Not available | $3,928/mo | |||
146Bank First | Premier Package Home Loan Owner Occupied 3 year fixed LVR <80% | 6.84% | 6.94% | 3yr fixed | 70–80% | Not available | $3,928/mo | |||
147ING | Fixed Rate Loan | 6.84% | 6.95% | 2yr fixed | 90–95% | Not available | $3,928/mo | |||
148Macquarie | Macquarie Basic Home Loan | 6.84% | 7.31% | 1yr fixed | 90–95% | $0 | $3,928/mo | |||
149Macquarie | Macquarie Offset Home Loan | 6.84% | 7.53% | 1yr fixed | 90–95% | $248 | $3,928/mo | |||
150AMP | Professional Package | 6.84% | 7.56% | 2yr fixed | 85–90% | Not available | $3,928/mo | |||
151AMP | Professional Package | 6.84% | 7.63% | 1yr fixed | 85–90% | Not available | $3,928/mo | |||
152Bendigo Bank | Bendigo Flex Home Loan | 6.88% | 7.06% | Variable | 90–95% | Not available | $3,944/mo | |||
153Bendigo Bank | Bendigo Flex Home Loan (Retail) | 6.88% | 7.08% | Variable | 90–95% | Not available | $3,944/mo | |||
154Bank First | Complete Home Loan Owner Occupied 4 year fixed LVR <80% | 6.89% | 6.66% | 4yr fixed | 70–80% | Not available | $3,948/mo | |||
155Bank First | Complete Home Loan Owner Occupied 5 year fixed LVR <80% | 6.89% | 6.69% | 5yr fixed | 70–80% | Not available | $3,948/mo | |||
156Bank First | Premier Package Home Loan Owner Occupied 1 year fixed LVR <80% | 6.89% | 6.87% | 1yr fixed | 70–80% | Not available | $3,948/mo | |||
157Bank First | Premier Package Home Loan Owner Occupied 2 year fixed LVR <80% | 6.89% | 6.91% | 2yr fixed | 70–80% | Not available | $3,948/mo | |||
158ING | Fixed Rate Loan | 6.89% | 6.96% | 1yr fixed | 90–95% | Not available | $3,948/mo | |||
159ING | Orange Advantage | 6.89% | 7.17% | Variable | 90–95% | Not available | $3,948/mo | |||
160NAB | NAB Tailored Home Loan | 6.89% | 7.33% | 1yr fixed | 90–95% | Not available | $3,948/mo | |||
161AMP | Professional Package | 6.89% | 7.50% | 3yr fixed | 85–90% | Not available | $3,948/mo | |||
162Bankwest | Complete Fixed Home Loan Package | 6.89% | 7.52% | 3yr fixed | 70–80% | Not available | $3,948/mo | |||
163Bankwest | Fixed Rate Home Loan | 6.89% | 8.81% | 2yr fixed | 70–80% | Not available | $3,948/mo | |||
164NAB | NAB Tailored Home Loan | 6.91% | 7.30% | 2yr fixed | 90–95% | Not available | $3,956/mo | |||
165NAB | NAB Tailored Home Loan | 6.92% | 7.12% | 4yr fixed | ≤60% | Not available | $3,960/mo | |||
166NAB | NAB Tailored Home Loan | 6.92% | 7.12% | 4yr fixed | 60–70% | Not available | $3,960/mo | |||
167NAB | NAB Defence Force Home Loan | 6.92% | 7.12% | 4yr fixed | lvr_80-90% | Not available | $3,960/mo | |||
168NAB | NAB Tailored Home Loan | 6.92% | 7.13% | 3yr fixed | ≤60% | Not available | $3,960/mo | |||
169NAB | NAB Tailored Home Loan | 6.92% | 7.13% | 3yr fixed | 60–70% | Not available | $3,960/mo | |||
170NAB | NAB Defence Force Home Loan | 6.92% | 7.13% | 3yr fixed | lvr_80-90% | Not available | $3,960/mo | |||
171NAB | NAB Tailored Home Loan | 6.92% | 7.24% | 4yr fixed | 70–80% | Not available | $3,960/mo | |||
172NAB | NAB Tailored Home Loan | 6.92% | 7.27% | 3yr fixed | 70–80% | Not available | $3,960/mo | |||
173Bank First | Complete Home Loan Owner Occupied 3 year fixed LVR <80% | 6.94% | 6.63% | 3yr fixed | 70–80% | Not available | $3,968/mo | |||
174ING | Fixed Rate Loan | 6.94% | 6.69% | 4yr fixed | 85–90% | Not available | $3,968/mo | |||
175ING | Fixed Rate Loan | 6.94% | 6.72% | 5yr fixed | 85–90% | Not available | $3,968/mo | |||
176Bank of Melbourne | Basic Variable Home Loan | 6.94% | 6.95% | Variable | 90–95% | Not available | $3,968/mo | |||
177St.George | Basic Variable Home Loan | 6.94% | 6.95% | Variable | 90–95% | Not available | $3,968/mo | |||
178AMP | AMP Essential Home Loan | 6.94% | 6.97% | Variable | 90–95% | Not available | $3,968/mo | |||
179ING | Fixed Rate Loan | 6.94% | 6.97% | 3yr fixed | 90–95% | Not available | $3,968/mo | |||
180ING | Mortgage Simplifier | 6.94% | 6.97% | Variable | 90–95% | Not available | $3,968/mo | |||
181Bank First | Complete Home Loan Owner Occupied Variable LVR >80% <90% | 6.94% | 6.99% | Variable | 85–90% | Not available | $3,968/mo | |||
182NAB | NAB Tailored Home Loan | 6.94% | 7.12% | 5yr fixed | ≤60% | Not available | $3,968/mo | |||
183NAB | NAB Tailored Home Loan | 6.94% | 7.12% | 5yr fixed | 60–70% | Not available | $3,968/mo | |||
184NAB | NAB Defence Force Home Loan | 6.94% | 7.12% | 5yr fixed | lvr_80-90% | Not available | $3,968/mo | |||
185NAB | NAB Tailored Home Loan | 6.94% | 7.23% | 5yr fixed | 70–80% | Not available | $3,968/mo | |||
186Macquarie | Macquarie Basic Home Loan | 6.94% | 7.25% | 3yr fixed | 90–95% | $0 | $3,968/mo | |||
187Macquarie | Macquarie Basic Home Loan | 6.94% | 7.28% | 2yr fixed | 90–95% | $0 | $3,968/mo | |||
188Macquarie | Macquarie Offset Home Loan | 6.94% | 7.46% | 3yr fixed | 90–95% | $248 | $3,968/mo | |||
189Macquarie | Macquarie Offset Home Loan | 6.94% | 7.50% | 2yr fixed | 90–95% | $248 | $3,968/mo | |||
190Bankwest | Complete Fixed Home Loan Package | 6.94% | 7.51% | 4yr fixed | 70–80% | Not available | $3,968/mo | |||
191Bank First | Complete Home Loan Owner Occupied 1 year fixed LVR <80% | 6.99% | 6.55% | 1yr fixed | 70–80% | Not available | $3,988/mo | |||
192Bank First | Complete Home Loan Owner Occupied 2 year fixed LVR <80% | 6.99% | 6.60% | 2yr fixed | 70–80% | Not available | $3,988/mo | |||
193Macquarie | Macquarie Basic Home Loan | 6.99% | 7.21% | 5yr fixed | 90–95% | $0 | $3,988/mo | |||
194Macquarie | Macquarie Basic Home Loan | 6.99% | 7.23% | 4yr fixed | 90–95% | $0 | $3,988/mo | |||
195Macquarie | Macquarie Offset Home Loan | 6.99% | 7.42% | 5yr fixed | 90–95% | $248 | $3,988/mo | |||
196AMP | Professional Package | 6.99% | 7.43% | 5yr fixed | 85–90% | Not available | $3,988/mo | |||
197Macquarie | Macquarie Offset Home Loan | 6.99% | 7.45% | 4yr fixed | 90–95% | $248 | $3,988/mo | |||
198Bankwest | Complete Fixed Home Loan Package | 6.99% | 7.51% | 5yr fixed | 70–80% | Not available | $3,988/mo | |||
199Bankwest | Fixed Rate Home Loan | 6.99% | 8.63% | 3yr fixed | 70–80% | Not available | $3,988/mo | |||
200NAB | NAB Tailored Home Loan | 7.02% | 7.28% | 4yr fixed | 90–95% | Not available | $4,000/mo | |||
201NAB | NAB Tailored Home Loan | 7.02% | 7.30% | 3yr fixed | 90–95% | Not available | $4,000/mo | |||
202ING | Fixed Rate Loan | 7.04% | 7.01% | 4yr fixed | 90–95% | Not available | $4,008/mo | |||
203ING | Fixed Rate Loan | 7.04% | 7.01% | 5yr fixed | 90–95% | Not available | $4,008/mo | |||
204Bendigo Bank | Bendigo Flex Home Loan | 7.04% | 7.12% | 1yr fixed | 90–95% | Not available | $4,008/mo | |||
205Bendigo Bank | Bendigo Flex Home Loan (Retail) | 7.04% | 7.15% | 1yr fixed | 90–95% | Not available | $4,008/mo | |||
206NAB | NAB Tailored Home Loan | 7.04% | 7.16% | Variable | ≤60% | Not available | $4,008/mo | |||
207NAB | NAB Tailored Home Loan | 7.04% | 7.16% | Variable | 60–70% | Not available | $4,008/mo | |||
208NAB | NAB Defence Force Home Loan | 7.04% | 7.16% | Variable | lvr_80-90% | Not available | $4,008/mo | |||
209NAB | NAB Tailored Home Loan | 7.04% | 7.27% | 5yr fixed | 90–95% | Not available | $4,008/mo | |||
210Westpac | Rocket Loan : Variable Home Loan with Offset (Owner Occupied) | 7.04% | 7.41% | Variable | 90–95% | $395 | $4,008/mo | |||
211AMP | Professional Package | 7.04% | 7.44% | Variable | 90–95% | Not available | $4,008/mo | |||
212Bankwest | Fixed Rate Home Loan | 7.04% | 8.48% | 4yr fixed | 70–80% | Not available | $4,008/mo | |||
213AMP | AMP First Home Loan | 7.08% | 7.08% | Variable | 90–95% | Not available | $4,024/mo | |||
214Westpac | Flexi First : Our lowest online variable home loan rate (Owner Occupied) | 7.09% | 7.10% | Variable | 90–95% | Not available | $4,028/mo | |||
215Bank of Melbourne | Fixed Rate Home Loan | 7.09% | 7.18% | 5yr fixed | 60–70% | $395 | $4,028/mo | |||
216St.George | Fixed Rate Home Loan | 7.09% | 7.18% | 5yr fixed | 60–70% | $395 | $4,028/mo | |||
217Bankwest | Complete Fixed Home Loan Package | 7.09% | 7.60% | 1yr fixed | 85–90% | Not available | $4,028/mo | |||
218Bankwest | Fixed Rate Home Loan | 7.09% | 8.34% | 5yr fixed | 70–80% | Not available | $4,028/mo | |||
219AMP | AMP First Home Loan | 7.13% | 7.09% | 1yr fixed | 90–95% | Not available | $4,044/mo | |||
220AMP | AMP First Home Loan | 7.13% | 7.09% | 2yr fixed | 90–95% | Not available | $4,044/mo | |||
221Westpac | Fixed Rate Home Loan | 7.14% | 7.24% | 5yr fixed | 60–70% | $395 | $4,048/mo | |||
222AMP | AMP First Home Loan | 7.18% | 7.11% | 3yr fixed | 90–95% | Not available | $4,065/mo | |||
223St.George | Fixed Rate Home Loan | 7.19% | 7.28% | 5yr fixed | 70–80% | $395 | $4,069/mo | |||
224Bankwest | Complete Fixed Home Loan Package | 7.19% | 7.61% | 2yr fixed | 85–90% | Not available | $4,069/mo | |||
225Bankwest | Fixed Rate Home Loan | 7.19% | 9.08% | 1yr fixed | 85–90% | Not available | $4,069/mo | |||
226Bank of Melbourne | Fixed Rate Home Loan | 7.24% | 7.34% | 5yr fixed | 70–80% | $395 | $4,089/mo | |||
227Westpac | Fixed Rate Home Loan | 7.24% | 7.34% | 5yr fixed | 70–80% | $395 | $4,089/mo | |||
228NAB | NAB Tailored Home Loan | 7.24% | 7.36% | Variable | 70–80% | Not available | $4,089/mo | |||
229NAB | NAB Tailored Home Loan | 7.24% | 7.36% | Variable | 90–95% | Not available | $4,089/mo | |||
230Bank First | Premier Package Home Loan Owner Occupied 4 year fixed LVR >80% <90% | 7.25% | 7.64% | 4yr fixed | 85–90% | Not available | $4,093/mo | |||
231Bank First | Premier Package Home Loan Owner Occupied 5 year fixed LVR >80% <90% | 7.25% | 7.64% | 5yr fixed | 85–90% | Not available | $4,093/mo | |||
232Bank First | Premier Package Home Loan Owner Occupied 5 year fixed LVR >90% | 7.25% | 7.90% | 5yr fixed | 90–95% | Not available | $4,093/mo | |||
233Bank First | Premier Package Home Loan Owner Occupied 4 year fixed LVR >90% | 7.25% | 7.94% | 4yr fixed | 90–95% | Not available | $4,093/mo | |||
234AMP | AMP First Home Loan | 7.28% | 7.17% | 5yr fixed | 90–95% | Not available | $4,105/mo | |||
235Bank First | Premier Package Home Loan Owner Occupied Variable LVR >80% <90% | 7.28% | 7.65% | Variable | 85–90% | Not available | $4,105/mo | |||
236Bank First | Basic Home Loan Variable LVR>90% | 7.29% | 7.34% | Variable | 90–95% | Not available | $4,109/mo | |||
237Bankwest | Complete Fixed Home Loan Package | 7.29% | 7.64% | 3yr fixed | 85–90% | Not available | $4,109/mo | |||
238Bank First | Premier Package Home Loan Owner Occupied 1 year fixed LVR 80-90% | 7.29% | 7.65% | 1yr fixed | 85–90% | Not available | $4,109/mo | |||
239Bank First | Premier Package Home Loan Owner Occupied 3 year fixed LVR >80% <90% | 7.29% | 7.66% | 3yr fixed | 85–90% | Not available | $4,109/mo | |||
240Bank First | Premier Package Home Loan Owner Occupied 3 year fixed LVR >90% | 7.29% | 8.00% | 3yr fixed | 90–95% | Not available | $4,109/mo | |||
241Bank First | Premier Package Home Loan Owner Occupied 1 year fixed LVR >90% | 7.29% | 8.09% | 1yr fixed | 90–95% | Not available | $4,109/mo | |||
242Bankwest | Fixed Rate Home Loan | 7.29% | 8.90% | 2yr fixed | 85–90% | Not available | $4,109/mo | |||
243Suncorp | Back to Basics Variable Rate Better Together Special Offer | 7.34% | 7.34% | Variable | 90–95% | Not available | $4,130/mo | |||
244Macquarie | Macquarie Basic Home Loan | 7.34% | 7.37% | Variable | 90–95% | $0 | $4,130/mo | |||
245Macquarie | Macquarie Offset Home Loan | 7.34% | 7.58% | Variable | 90–95% | $248 | $4,130/mo | |||
246Bank First | Premier Package Home Loan Owner Occupied 2 year fixed LVR >80% <90% | 7.34% | 7.66% | 2yr fixed | 85–90% | Not available | $4,130/mo | |||
247Bankwest | Complete Fixed Home Loan Package | 7.34% | 7.66% | 4yr fixed | 85–90% | Not available | $4,130/mo | |||
248AMP | Professional Package | 7.34% | 7.82% | 2yr fixed | 90–95% | Not available | $4,130/mo | |||
249AMP | Professional Package | 7.34% | 7.86% | 1yr fixed | 90–95% | Not available | $4,130/mo | |||
250Bank First | Premier Package Home Loan Owner Occupied 2 year fixed LVR >90% | 7.34% | 8.05% | 2yr fixed | 90–95% | Not available | $4,130/mo | |||
251Bank First | Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90% | 7.35% | 7.14% | 4yr fixed | 85–90% | Not available | $4,134/mo | |||
252Bank First | Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90% | 7.35% | 7.17% | 5yr fixed | 85–90% | Not available | $4,134/mo | |||
253Bank First | Complete Home Loan Owner Occupied 5 year fixed LVR >90% | 7.35% | 7.42% | 5yr fixed | 90–95% | Not available | $4,134/mo | |||
254Bank First | Complete Home Loan Owner Occupied 4 year fixed LVR >90% | 7.35% | 7.42% | 4yr fixed | 90–95% | Not available | $4,134/mo | |||
255Bank First | Complete Home Loan Owner Occupied 1 year fixed LVR >80% <90% | 7.39% | 7.04% | 1yr fixed | 85–90% | Not available | $4,150/mo | |||
256Bank First | Complete Home Loan Owner Occupied 3 year fixed LVR >80% <90% | 7.39% | 7.12% | 3yr fixed | 85–90% | Not available | $4,150/mo | |||
257Bank First | Complete Home Loan Owner Occupied 1 year fixed LVR >90% | 7.39% | 7.44% | 1yr fixed | 90–95% | Not available | $4,150/mo | |||
258Bank First | Complete Home Loan Owner Occupied Variable LVR >90% | 7.39% | 7.44% | Variable | 90–95% | Not available | $4,150/mo | |||
259Bank First | Complete Home Loan Owner Occupied 3 year fixed LVR >90% | 7.39% | 7.44% | 3yr fixed | 90–95% | Not available | $4,150/mo | |||
260Bankwest | Complete Fixed Home Loan Package | 7.39% | 7.69% | 5yr fixed | 85–90% | Not available | $4,150/mo | |||
261AMP | Professional Package | 7.39% | 7.79% | 3yr fixed | 90–95% | Not available | $4,150/mo | |||
262Bankwest | Fixed Rate Home Loan | 7.39% | 8.75% | 3yr fixed | 85–90% | Not available | $4,150/mo | |||
263Bank First | Complete Home Loan Owner Occupied 2 year fixed LVR >80% <90% | 7.44% | 7.09% | 2yr fixed | 85–90% | Not available | $4,171/mo | |||
264Bank First | Complete Home Loan Owner Occupied 2 year fixed LVR >90% | 7.44% | 7.45% | 2yr fixed | 90–95% | Not available | $4,171/mo | |||
265Bankwest | Fixed Rate Home Loan | 7.44% | 8.63% | 4yr fixed | 85–90% | Not available | $4,171/mo | |||
266St.George | Fixed Rate Home Loan | 7.49% | 7.58% | 5yr fixed | 90–95% | $395 | $4,191/mo | |||
267AMP | Professional Package | 7.49% | 7.76% | 5yr fixed | 90–95% | Not available | $4,191/mo | |||
268Bankwest | Fixed Rate Home Loan | 7.49% | 8.52% | 5yr fixed | 85–90% | Not available | $4,191/mo | |||
269Bank of Melbourne | Fixed Rate Home Loan | 7.54% | 7.63% | 5yr fixed | 90–95% | $395 | $4,212/mo | |||
270Westpac | Fixed Rate Home Loan | 7.54% | 7.63% | 5yr fixed | 90–95% | $395 | $4,212/mo | |||
271Bank First | Premier Package Home Loan Owner Occupied Variable LVR >90% | 7.78% | 8.15% | Variable | 90–95% | Not available | $4,311/mo | |||
272AMP | Land Loan | 8.20% | 8.26% | Variable | lvr_80-90% | Not available | $4,487/mo | |||
273Bankwest | Complete Fixed Home Loan Package | 8.29% | 8.95% | 1yr fixed | 90–95% | Not available | $4,524/mo | |||
274Bankwest | Complete Fixed Home Loan Package | 8.39% | 8.94% | 2yr fixed | 90–95% | Not available | $4,567/mo | |||
275Bankwest | Fixed Rate Home Loan | 8.39% | 9.22% | 1yr fixed | 90–95% | Not available | $4,567/mo | |||
276Bankwest | Complete Fixed Home Loan Package | 8.49% | 8.95% | 3yr fixed | 90–95% | Not available | $4,609/mo | |||
277Bankwest | Fixed Rate Home Loan | 8.49% | 9.16% | 2yr fixed | 90–95% | Not available | $4,609/mo | |||
278Bankwest | Complete Fixed Home Loan Package | 8.54% | 8.96% | 4yr fixed | 90–95% | Not available | $4,631/mo | |||
279Bankwest | Complete Fixed Home Loan Package | 8.59% | 8.97% | 5yr fixed | 90–95% | Not available | $4,652/mo | |||
280Bankwest | Fixed Rate Home Loan | 8.59% | 9.13% | 3yr fixed | 90–95% | Not available | $4,652/mo | |||
281Bankwest | Bankwest Simple Home Loan | 8.62% | 8.65% | Variable | 90–95% | Not available | $4,665/mo | |||
282Bankwest | Complete Variable Home Loan Package | 8.62% | 8.99% | Variable | 90–95% | Not available | $4,665/mo | |||
283Bankwest | Fixed Rate Home Loan | 8.64% | 9.10% | 4yr fixed | 90–95% | Not available | $4,673/mo | |||
284Suncorp | Back to Basics Variable Rate | 8.65% | 8.73% | Variable | 90–95% | Not available | $4,677/mo | |||
285Bankwest | Fixed Rate Home Loan | 8.69% | 9.08% | 5yr fixed | 90–95% | Not available | $4,695/mo | |||
286Bank of Melbourne | Variable Home Loan with Offset | 8.94% | 9.08% | Variable | 60–70% | $395 | $4,802/mo | |||
287St.George | Variable Home Loan with Offset | 8.96% | 9.10% | Variable | 60–70% | $395 | $4,810/mo | |||
288Bank of Melbourne | Variable Home Loan with Offset | 9.04% | 9.18% | Variable | 70–80% | $395 | $4,845/mo | |||
289St.George | Variable Home Loan with Offset | 9.06% | 9.20% | Variable | 70–80% | $395 | $4,854/mo | |||
290Suncorp | Standard Variable Rate | 9.23% | 9.41% | Variable | 90–95% | Not available | $4,927/mo | |||
291Bank of Melbourne | Variable Home Loan with Offset | 9.34% | 9.48% | Variable | 90–95% | $395 | $4,975/mo | |||
292St.George | Variable Home Loan with Offset | 9.36% | 9.50% | Variable | 90–95% | $395 | $4,984/mo |
This page displays general product information sourced from lender product reference data published under Australia's Consumer Data Right and other publicly available sources. Repayment and monthly cost figures are arithmetic estimates only and do not assess eligibility or whether a product is suitable for you. They assume rates remain unchanged and exclude refinancing, discharge, break, government, valuation, LMI and other fees unless expressly shown. Rates are indicative and subject to change. Always confirm rates, fees and conditions before proceeding.
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Start your applicationWatching lender rates across Australia · checked 3h ago
How to compare home loan rates in Australia
Finding the best home loan rate can save you tens of thousands of dollars over the life of your mortgage. This comparison tool shows live interest rates from the banks on Mage's lender panel, sourced directly from the Consumer Data Right (CDR) open banking APIs mandated by the Australian Government.
Understanding interest rates vs comparison rates
The interest rate is what the lender charges you on your loan balance; the comparison rate folds in most fees and charges to show a truer total cost — the comparison-rate note beside the results explains how it's standardised.
Key factors when choosing a home loan
- LVR (loan-to-value ratio) — Lower LVR tiers typically attract better rates. Borrowing less than 80% of the property value avoids Lenders Mortgage Insurance.
- Fixed vs variable — Fixed rates lock in repayments for 1–5 years. Variable rates can change with the RBA cash rate but often offer more flexibility.
- Offset accounts — Money in an offset account reduces the interest charged on your loan balance, potentially saving thousands.
- Basic vs premium — Basic loans offer lower rates with fewer features. Premium (packaged) loans include offset accounts and fee waivers but may charge an annual package fee.
Where does this data come from?
Rates are sourced from each lender's CDR (Consumer Data Right) API — the same standardised open banking system that powers accredited comparison services. This ensures the data is accurate, up-to-date, and published directly by the lenders themselves.