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Compare home loan interest rates

Live rates from the banks on Mage's 23-lender panel. Data sourced directly from open banking APIs and updated daily.

RBA cash rate 4.35%
Sydney time ··:··

Watching lender rates across Australia · checked 22m ago

272 loans · from 5.99% (comparison 6.02%)

Compare with your current loan

See the estimated monthly cost difference using the same balance, remaining term and repayment type.

% p.a.
years
$

Important rate information. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mage compares products available through its lender panel, not every lender or product in the market. If a loan settles, the lender pays Mage a commission. Commission does not affect the displayed ordering or this cost calculation.

Lowest rate
1

ING

Mortgage Simplifier

CDR

Interest rate

5.99%

Comparison rate

6.02%

Est. monthly (30yr)

$3,593

VariableLVR ≤60%basicRedraw
2

ING

Mortgage Simplifier

CDR

Interest rate

5.99%

Comparison rate

6.02%

Est. monthly (30yr)

$3,593

VariableLVR 60–70%basicRedraw
3

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.06%

Est. monthly (30yr)

$3,613

VariableLVR ≤60%basicRedraw
4

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.06%

Est. monthly (30yr)

$3,613

VariableLVR 60–70%basicRedraw
5

ING

Mortgage Simplifier

CDR

Interest rate

6.04%

Comparison rate

6.07%

Est. monthly (30yr)

$3,613

VariableLVR 70–80%basicRedraw
6

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.29%

Est. monthly (30yr)

$3,613

VariableLVR ≤60%premiumOffsetRedraw$248/yr
7

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.29%

Est. monthly (30yr)

$3,613

VariableLVR 60–70%premiumOffsetRedraw$248/yr
8

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.08%

0.01%

Comparison rate

6.09%

Est. monthly (30yr)

$3,628

VariableLVR 60–70%basicRedraw
9

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.08%

Comparison rate

6.09%

Est. monthly (30yr)

$3,628

VariableLVR ≤60%basicRedraw
10

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.09%

Comparison rate

6.08%

Est. monthly (30yr)

$3,632

3yr fixedLVR 60–70%basicRedraw
11

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.09%

Comparison rate

6.11%

Est. monthly (30yr)

$3,632

VariableLVR ≤60%basicRedraw
12

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.09%

0.05%

Comparison rate

6.11%

Est. monthly (30yr)

$3,632

VariableLVR 70–80%basicRedraw
13

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.09%

Comparison rate

6.30%

Est. monthly (30yr)

$3,632

3yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
14

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.09%

0.05%

Comparison rate

6.34%

Est. monthly (30yr)

$3,632

VariableLVR 70–80%premiumOffsetRedraw$248/yr
15

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.13%

Comparison rate

6.14%

Est. monthly (30yr)

$3,648

VariableLVR 70–80%basicRedraw
16

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.13%

Comparison rate

6.15%

Est. monthly (30yr)

$3,648

VariableLVR 70–80%basicRedraw
17

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.13%

0.05%

Comparison rate

6.48%

Est. monthly (30yr)

$3,648

VariableLVR 60–70%premiumOffsetRedraw
18

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.13%

Comparison rate

6.48%

Est. monthly (30yr)

$3,648

VariableLVR ≤60%premiumOffsetRedraw
19

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.14%

Comparison rate

6.08%

Est. monthly (30yr)

$3,651

2yr fixedLVR 60–70%basicRedraw
20

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.14%

Comparison rate

6.13%

Est. monthly (30yr)

$3,651

3yr fixedLVR 70–80%basicRedraw
21

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.14%

Comparison rate

6.31%

Est. monthly (30yr)

$3,651

2yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
22

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.14%

Comparison rate

6.32%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
23

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.14%

Comparison rate

6.34%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
24

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.14%

Comparison rate

6.35%

Est. monthly (30yr)

$3,651

3yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
25

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.14%

0.05%

Comparison rate

6.36%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
26

ING

Orange Advantage

CDR

Interest rate

6.14%

Comparison rate

6.43%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
27

ING

Orange Advantage

CDR

Interest rate

6.14%

Comparison rate

6.43%

Est. monthly (30yr)

$3,651

VariableLVR 60–70%premiumOffsetRedraw
28

ING

Orange Advantage

CDR

Interest rate

6.14%

Comparison rate

6.43%

Est. monthly (30yr)

$3,651

VariableLVR 70–80%premiumOffsetRedraw
29

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.18%

Comparison rate

6.36%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
30

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.18%

Comparison rate

6.38%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
31

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.18%

0.05%

Comparison rate

6.40%

Est. monthly (30yr)

$3,667

VariableLVR lvr_80-90%premiumOffsetRedraw
32

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.18%

0.05%

Comparison rate

6.40%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
33

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.18%

0.05%

Comparison rate

6.40%

Est. monthly (30yr)

$3,667

VariableLVR lvr_80-90%premiumOffsetRedraw
34

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.18%

0.04%

Comparison rate

6.53%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
35

ING

Fixed Rate Loan

CDR

Interest rate

6.19%

0.15%

Comparison rate

6.06%

Est. monthly (30yr)

$3,671

2yr fixedLVR 60–70%basic
36

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.19%

0.10%

Comparison rate

6.08%

Est. monthly (30yr)

$3,671

1yr fixedLVR 60–70%basicRedraw
37

ING

Fixed Rate Loan

CDR

Interest rate

6.19%

0.15%

Comparison rate

6.10%

Est. monthly (30yr)

$3,671

2yr fixedLVR 70–80%basic
38

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.19%

Comparison rate

6.13%

Est. monthly (30yr)

$3,671

2yr fixedLVR 70–80%basicRedraw
39

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.19%

Comparison rate

6.22%

Est. monthly (30yr)

$3,671

VariableLVR ≤60%premiumOffsetRedraw
40

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.19%

0.10%

Comparison rate

6.31%

Est. monthly (30yr)

$3,671

1yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
41

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.19%

Comparison rate

6.36%

Est. monthly (30yr)

$3,671

2yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
42

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.19%

Comparison rate

6.58%

Est. monthly (30yr)

$3,671

VariableLVR ≤60%premiumOffsetRedraw
43

ING

Fixed Rate Loan

CDR

Interest rate

6.24%

0.20%

Comparison rate

6.04%

Est. monthly (30yr)

$3,690

1yr fixedLVR 60–70%basic
44

ING

Fixed Rate Loan

CDR

Interest rate

6.24%

0.20%

Comparison rate

6.09%

Est. monthly (30yr)

$3,690

1yr fixedLVR 70–80%basic
45

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.24%

0.10%

Comparison rate

6.13%

Est. monthly (30yr)

$3,690

1yr fixedLVR 70–80%basicRedraw
46

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.24%

Comparison rate

6.27%

Est. monthly (30yr)

$3,690

VariableLVR 60–70%premiumOffsetRedraw
47

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.24%

Comparison rate

6.27%

Est. monthly (30yr)

$3,690

VariableLVR 70–80%premiumOffsetRedraw
48

ING

Mortgage Simplifier

CDR

Interest rate

6.24%

Comparison rate

6.27%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%basicRedraw
49

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.24%

0.10%

Comparison rate

6.35%

Est. monthly (30yr)

$3,690

1yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
50

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.24%

0.09%

Comparison rate

6.42%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%premiumOffsetRedraw
51

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.24%

0.09%

Comparison rate

6.44%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%premiumOffsetRedraw
52

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.24%

0.14%

Comparison rate

6.46%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%premiumOffsetRedraw
53

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.24%

Comparison rate

6.54%

Est. monthly (30yr)

$3,690

2yr fixedLVR 70–80%premium
54

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.24%

Comparison rate

6.63%

Est. monthly (30yr)

$3,690

VariableLVR 60–70%premiumOffsetRedraw
55

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.24%

Comparison rate

6.63%

Est. monthly (30yr)

$3,690

VariableLVR 70–80%premiumOffsetRedraw
56

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.29%

Comparison rate

6.16%

Est. monthly (30yr)

$3,710

4yr fixedLVR 60–70%basicRedraw
57

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.29%

Comparison rate

6.17%

Est. monthly (30yr)

$3,710

5yr fixedLVR 60–70%basicRedraw
58

Bank of Melbourne

Basic Variable Home Loan

CDR

Interest rate

6.29%

Comparison rate

6.30%

Est. monthly (30yr)

$3,710

VariableLVR 60–70%basicRedraw
59

St.George

Basic Variable Home Loan

CDR

Interest rate

6.29%

Comparison rate

6.30%

Est. monthly (30yr)

$3,710

VariableLVR 60–70%basicRedraw
60

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.29%

0.05%

Comparison rate

6.31%

Est. monthly (30yr)

$3,710

VariableLVR 85–90%basicRedraw
61

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.29%

Comparison rate

6.38%

Est. monthly (30yr)

$3,710

4yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
62

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.29%

Comparison rate

6.40%

Est. monthly (30yr)

$3,710

5yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
63

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.29%

0.05%

Comparison rate

6.54%

Est. monthly (30yr)

$3,710

VariableLVR 85–90%premiumOffsetRedraw$248/yr
64

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.29%

Comparison rate

6.54%

Est. monthly (30yr)

$3,710

1yr fixedLVR 70–80%premium
65

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.29%

Comparison rate

6.88%

Est. monthly (30yr)

$3,710

1yr fixedLVR 85–90%premium
66

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.34%

Comparison rate

6.21%

Est. monthly (30yr)

$3,729

4yr fixedLVR 70–80%basicRedraw
67

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.34%

Comparison rate

6.22%

Est. monthly (30yr)

$3,729

5yr fixedLVR 70–80%basicRedraw
68

ING

Fixed Rate Loan

CDR

Interest rate

6.34%

0.10%

Comparison rate

6.29%

Est. monthly (30yr)

$3,729

2yr fixedLVR 85–90%basic
69

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.34%

Comparison rate

6.43%

Est. monthly (30yr)

$3,729

4yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
70

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.34%

Comparison rate

6.45%

Est. monthly (30yr)

$3,729

5yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
71

ING

Orange Advantage

CDR

Interest rate

6.34%

Comparison rate

6.63%

Est. monthly (30yr)

$3,729

VariableLVR 85–90%premiumOffsetRedraw
72

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.34%

Comparison rate

6.76%

Est. monthly (30yr)

$3,729

2yr fixedLVR 60–70%basicRedraw
73

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.34%

Comparison rate

6.76%

Est. monthly (30yr)

$3,729

2yr fixedLVR 60–70%basicRedraw
74

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.83%

Est. monthly (30yr)

$3,729

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
75

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.83%

Est. monthly (30yr)

$3,729

2yr fixedLVR ≤60%premiumOffsetRedraw
76

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.83%

Est. monthly (30yr)

$3,729

2yr fixedLVR 60–70%premiumOffsetRedraw
77

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.98%

Est. monthly (30yr)

$3,729

2yr fixedLVR 70–80%premiumOffsetRedraw
78

ING

Fixed Rate Loan

CDR

Interest rate

6.39%

Comparison rate

6.13%

Est. monthly (30yr)

$3,749

3yr fixedLVR 60–70%basic
79

ING

Fixed Rate Loan

CDR

Interest rate

6.39%

Comparison rate

6.17%

Est. monthly (30yr)

$3,749

3yr fixedLVR 70–80%basic
80

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.39%

0.05%

Comparison rate

6.18%

Est. monthly (30yr)

$3,749

1yr fixedLVR 70–80%basicRedraw
81

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.39%

Comparison rate

6.22%

Est. monthly (30yr)

$3,749

3yr fixedLVR 70–80%basicRedraw
82

ING

Fixed Rate Loan

CDR

Interest rate

6.39%

0.15%

Comparison rate

6.28%

Est. monthly (30yr)

$3,749

1yr fixedLVR 85–90%basic
83

Bank of Melbourne

Basic Variable Home Loan

CDR

Interest rate

6.39%

Comparison rate

6.40%

Est. monthly (30yr)

$3,749

VariableLVR 70–80%basicRedraw
84

St.George

Basic Variable Home Loan

CDR

Interest rate

6.39%

Comparison rate

6.40%

Est. monthly (30yr)

$3,749

VariableLVR 70–80%basicRedraw
85

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.39%

Comparison rate

6.40%

Est. monthly (30yr)

$3,749

VariableLVR 85–90%basicRedraw
86

Bank of Melbourne

Variable Home Loan with Offset

CDR

Interest rate

6.39%

Comparison rate

6.77%

Est. monthly (30yr)

$3,749

VariableLVR 60–70%premiumOffsetRedraw
87

St.George

Variable Home Loan with Offset

CDR

Interest rate

6.39%

Comparison rate

6.77%

Est. monthly (30yr)

$3,749

VariableLVR 60–70%premiumOffsetRedraw
88

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.21%

Est. monthly (30yr)

$3,769

2yr fixedLVR 70–80%basicRedraw
89

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.26%

Est. monthly (30yr)

$3,769

4yr fixedLVR 70–80%basicRedraw
90

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.29%

Est. monthly (30yr)

$3,769

5yr fixedLVR 70–80%basicRedraw
91

NAB

NAB Base Variable Rate Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.44%

Est. monthly (30yr)

$3,769

VariableLVR lvr_80-90%basicRedraw
92

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.44%

Comparison rate

6.61%

Est. monthly (30yr)

$3,769

3yr fixedLVR 70–80%premium
93

ING

Fixed Rate Loan

CDR

Interest rate

6.44%

0.10%

Comparison rate

6.67%

Est. monthly (30yr)

$3,769

2yr fixedLVR 90–95%basic
94

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.44%

0.25%

Comparison rate

6.77%

Est. monthly (30yr)

$3,769

1yr fixedLVR 60–70%basicRedraw
95

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.44%

0.25%

Comparison rate

6.77%

Est. monthly (30yr)

$3,769

1yr fixedLVR 60–70%basicRedraw
96

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.85%

Est. monthly (30yr)

$3,769

2yr fixedLVR 70–80%basicRedraw
97

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.85%

Est. monthly (30yr)

$3,769

2yr fixedLVR 70–80%basicRedraw
98

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
99

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

1yr fixedLVR ≤60%premiumOffsetRedraw
100

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

1yr fixedLVR 60–70%premiumOffsetRedraw
101

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.44%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

2yr fixedLVR 85–90%premium
102

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.20%

Comparison rate

7.00%

Est. monthly (30yr)

$3,769

2yr fixedLVR 90–95%premiumOffsetRedraw
103

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

7.06%

Est. monthly (30yr)

$3,769

1yr fixedLVR 70–80%premiumOffsetRedraw
104

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.20%

Est. monthly (30yr)

$3,788

4yr fixedLVR 60–70%basic
105

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.23%

Est. monthly (30yr)

$3,788

4yr fixedLVR 70–80%basic
106

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.24%

Est. monthly (30yr)

$3,788

5yr fixedLVR 60–70%basic
107

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.27%

Est. monthly (30yr)

$3,788

5yr fixedLVR 70–80%basic
108

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.34%

Est. monthly (30yr)

$3,788

3yr fixedLVR 85–90%basic
109

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.39%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffsetRedraw
110

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.41%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffsetRedraw
111

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.44%

Est. monthly (30yr)

$3,788

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
112

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.44%

Est. monthly (30yr)

$3,788

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
113

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.44%

Est. monthly (30yr)

$3,788

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
114

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.45%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
115

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.49%

Comparison rate

6.47%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
116

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

Comparison rate

6.49%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
117

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.49%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
118

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

Comparison rate

6.49%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
119

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.52%

Est. monthly (30yr)

$3,788

VariableLVR 85–90%premiumOffsetRedraw
120

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

0.15%

Comparison rate

6.70%

Est. monthly (30yr)

$3,788

1yr fixedLVR 90–95%basic
121

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.78%

Est. monthly (30yr)

$3,788

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
122

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.78%

Est. monthly (30yr)

$3,788

5yr fixedLVR ≤60%premiumOffsetRedraw
123

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.78%

Est. monthly (30yr)

$3,788

5yr fixedLVR 60–70%premiumOffsetRedraw
124

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.81%

Est. monthly (30yr)

$3,788

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
125

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.81%

Est. monthly (30yr)

$3,788

4yr fixedLVR ≤60%premiumOffsetRedraw
126

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.81%

Est. monthly (30yr)

$3,788

4yr fixedLVR 60–70%premiumOffsetRedraw
127

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.83%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
128

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.83%

Est. monthly (30yr)

$3,788

3yr fixedLVR ≤60%premiumOffsetRedraw
129

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.83%

Est. monthly (30yr)

$3,788

3yr fixedLVR 60–70%premiumOffsetRedraw
130

Bank of Melbourne

Variable Home Loan with Offset

CDR

Interest rate

6.49%

Comparison rate

6.86%

Est. monthly (30yr)

$3,788

VariableLVR 70–80%premiumOffsetRedraw
131

St.George

Variable Home Loan with Offset

CDR

Interest rate

6.49%

Comparison rate

6.86%

Est. monthly (30yr)

$3,788

VariableLVR 70–80%premiumOffsetRedraw
132

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.49%

Comparison rate

6.88%

Est. monthly (30yr)

$3,788

VariableLVR 85–90%premiumOffsetRedraw
133

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.89%

Est. monthly (30yr)

$3,788

5yr fixedLVR 70–80%premiumOffsetRedraw
134

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.93%

Est. monthly (30yr)

$3,788

4yr fixedLVR 70–80%premiumOffsetRedraw
135

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.94%

Est. monthly (30yr)

$3,788

3yr fixedLVR 90–95%basicRedraw
136

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.97%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
137

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.99%

Est. monthly (30yr)

$3,788

2yr fixedLVR 90–95%basicRedraw
138

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.49%

Comparison rate

7.16%

Est. monthly (30yr)

$3,788

3yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
139

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.49%

Comparison rate

7.21%

Est. monthly (30yr)

$3,788

2yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
140

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.49%

Comparison rate

7.32%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffset
141

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.49%

Comparison rate

8.78%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffset
142

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.43%

Est. monthly (30yr)

$3,808

2yr fixedLVR 70–80%premiumOffsetRedraw
143

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.54%

Comparison rate

6.45%

Est. monthly (30yr)

$3,808

2yr fixedLVR 70–80%premiumOffsetRedraw
144

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.47%

Est. monthly (30yr)

$3,808

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
145

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.47%

Est. monthly (30yr)

$3,808

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
146

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.47%

Est. monthly (30yr)

$3,808

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
147

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.49%

Est. monthly (30yr)

$3,808

4yr fixedLVR 70–80%premiumOffsetRedraw
148

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.54%

Comparison rate

6.51%

Est. monthly (30yr)

$3,808

4yr fixedLVR 70–80%premiumOffsetRedraw
149

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.52%

Est. monthly (30yr)

$3,808

5yr fixedLVR 70–80%premiumOffsetRedraw
150

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
151

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
152

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
153

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

5yr fixedLVR 70–80%premiumOffsetRedraw
154

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.56%

Est. monthly (30yr)

$3,808

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
155

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.56%

Est. monthly (30yr)

$3,808

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
156

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.56%

Est. monthly (30yr)

$3,808

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
157

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.54%

0.25%

Comparison rate

6.69%

Est. monthly (30yr)

$3,808

5yr fixedLVR 70–80%premium
158

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.81%

Est. monthly (30yr)

$3,808

3yr fixedLVR 60–70%basicRedraw
159

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.81%

Est. monthly (30yr)

$3,808

3yr fixedLVR 60–70%basicRedraw
160

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.54%

0.25%

Comparison rate

6.87%

Est. monthly (30yr)

$3,808

1yr fixedLVR 70–80%basicRedraw
161

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.54%

0.25%

Comparison rate

6.87%

Est. monthly (30yr)

$3,808

1yr fixedLVR 70–80%basicRedraw
162

Suncorp

5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers

CDR

Interest rate

6.54%

Comparison rate

7.00%

Est. monthly (30yr)

$3,808

5yr fixedLVR 90–95%premium
163

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.54%

0.15%

Comparison rate

7.06%

Est. monthly (30yr)

$3,808

1yr fixedLVR 90–95%basicRedraw
164

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.54%

0.05%

Comparison rate

7.07%

Est. monthly (30yr)

$3,808

1yr fixedLVR 90–95%premiumOffsetRedraw
165

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.54%

0.15%

Comparison rate

7.27%

Est. monthly (30yr)

$3,808

1yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
166

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.56%

Comparison rate

6.91%

Est. monthly (30yr)

$3,816

VariableLVR 85–90%premiumOffsetRedraw
167

ING

Fixed Rate Loan

CDR

Interest rate

6.59%

Comparison rate

6.40%

Est. monthly (30yr)

$3,828

4yr fixedLVR 85–90%basic
168

ING

Fixed Rate Loan

CDR

Interest rate

6.59%

Comparison rate

6.42%

Est. monthly (30yr)

$3,828

5yr fixedLVR 85–90%basic
169

ING

Fixed Rate Loan

CDR

Interest rate

6.59%

Comparison rate

6.69%

Est. monthly (30yr)

$3,828

3yr fixedLVR 90–95%basic
170

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.59%

Comparison rate

6.94%

Est. monthly (30yr)

$3,828

5yr fixedLVR 90–95%premiumOffsetRedraw
171

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.59%

Comparison rate

6.97%

Est. monthly (30yr)

$3,828

4yr fixedLVR 90–95%premiumOffsetRedraw
172

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.59%

Comparison rate

7.00%

Est. monthly (30yr)

$3,828

3yr fixedLVR 90–95%premiumOffsetRedraw
173

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.59%

Comparison rate

7.29%

Est. monthly (30yr)

$3,828

2yr fixedLVR 70–80%premiumOffset
174

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.59%

Comparison rate

8.55%

Est. monthly (30yr)

$3,828

2yr fixedLVR 70–80%premiumOffset
175

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.64%

Comparison rate

6.91%

Est. monthly (30yr)

$3,848

3yr fixedLVR 70–80%basicRedraw
176

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.64%

Comparison rate

6.91%

Est. monthly (30yr)

$3,848

3yr fixedLVR 70–80%basicRedraw
177

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.64%

Comparison rate

6.93%

Est. monthly (30yr)

$3,848

3yr fixedLVR 85–90%premium
178

Bank of Melbourne

Basic Variable Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.70%

Est. monthly (30yr)

$3,868

VariableLVR 90–95%basicRedraw
179

St.George

Basic Variable Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.70%

Est. monthly (30yr)

$3,868

VariableLVR 90–95%basicRedraw
180

ING

Fixed Rate Loan

CDR

Interest rate

6.69%

Comparison rate

6.72%

Est. monthly (30yr)

$3,868

4yr fixedLVR 90–95%basic
181

ING

Fixed Rate Loan

CDR

Interest rate

6.69%

Comparison rate

6.72%

Est. monthly (30yr)

$3,868

5yr fixedLVR 90–95%basic
182

ING

Mortgage Simplifier

CDR

Interest rate

6.69%

Comparison rate

6.72%

Est. monthly (30yr)

$3,868

VariableLVR 90–95%basicRedraw
183

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.88%

Est. monthly (30yr)

$3,868

4yr fixedLVR 60–70%basicRedraw
184

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.88%

Est. monthly (30yr)

$3,868

4yr fixedLVR 60–70%basicRedraw
185

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.90%

Est. monthly (30yr)

$3,868

5yr fixedLVR 60–70%basicRedraw
186

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.90%

Est. monthly (30yr)

$3,868

5yr fixedLVR 60–70%basicRedraw
187

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.94%

Est. monthly (30yr)

$3,868

5yr fixedLVR 90–95%basicRedraw
188

ING

Orange Advantage

CDR

Interest rate

6.69%

Comparison rate

6.97%

Est. monthly (30yr)

$3,868

VariableLVR 90–95%premiumOffsetRedraw
189

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.69%

Comparison rate

6.97%

Est. monthly (30yr)

$3,868

4yr fixedLVR 90–95%basicRedraw
190

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.69%

Comparison rate

7.15%

Est. monthly (30yr)

$3,868

5yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
191

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.69%

Comparison rate

7.18%

Est. monthly (30yr)

$3,868

4yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
192

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.69%

Comparison rate

7.29%

Est. monthly (30yr)

$3,868

3yr fixedLVR 70–80%premiumOffset
193

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.69%

Comparison rate

8.37%

Est. monthly (30yr)

$3,868

3yr fixedLVR 70–80%premiumOffset
194

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.69%

Comparison rate

8.85%

Est. monthly (30yr)

$3,868

2yr fixedLVR 90–95%basic
195

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.74%

0.45%

Comparison rate

6.99%

Est. monthly (30yr)

$3,888

5yr fixedLVR 85–90%premium
196

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.74%

Comparison rate

7.15%

Est. monthly (30yr)

$3,888

2yr fixedLVR 90–95%basicRedraw
197

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.74%

Comparison rate

7.15%

Est. monthly (30yr)

$3,888

2yr fixedLVR 90–95%basicRedraw
198

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.74%

Comparison rate

7.28%

Est. monthly (30yr)

$3,888

4yr fixedLVR 70–80%premiumOffset
199

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.74%

Comparison rate

8.21%

Est. monthly (30yr)

$3,888

4yr fixedLVR 70–80%premiumOffset
200

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.74%

Comparison rate

9.12%

Est. monthly (30yr)

$3,888

1yr fixedLVR 90–95%basic
201

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.79%

0.05%

Comparison rate

6.48%

Est. monthly (30yr)

$3,908

1yr fixedLVR 85–90%premiumOffsetRedraw
202

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.79%

0.05%

Comparison rate

6.50%

Est. monthly (30yr)

$3,908

1yr fixedLVR 85–90%premiumOffsetRedraw
203

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.58%

Est. monthly (30yr)

$3,908

3yr fixedLVR 85–90%premiumOffsetRedraw
204

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.79%

Comparison rate

6.60%

Est. monthly (30yr)

$3,908

3yr fixedLVR 85–90%premiumOffsetRedraw
205

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.92%

Est. monthly (30yr)

$3,908

VariableLVR lvr_80-90%premiumOffsetRedraw
206

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.92%

Est. monthly (30yr)

$3,908

VariableLVR ≤60%premiumOffsetRedraw
207

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.92%

Est. monthly (30yr)

$3,908

VariableLVR 60–70%premiumOffsetRedraw
208

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.97%

Est. monthly (30yr)

$3,908

4yr fixedLVR 70–80%basicRedraw
209

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.97%

Est. monthly (30yr)

$3,908

4yr fixedLVR 70–80%basicRedraw
210

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.79%

Comparison rate

7.00%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%basicRedraw
211

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.79%

Comparison rate

7.00%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%basicRedraw
212

Bank of Melbourne

Variable Home Loan with Offset

CDR

Interest rate

6.79%

Comparison rate

7.16%

Est. monthly (30yr)

$3,908

VariableLVR 90–95%premiumOffsetRedraw
213

St.George

Variable Home Loan with Offset

CDR

Interest rate

6.79%

Comparison rate

7.16%

Est. monthly (30yr)

$3,908

VariableLVR 90–95%premiumOffsetRedraw
214

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.79%

Comparison rate

7.28%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%premiumOffset
215

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.79%

Comparison rate

8.08%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%premiumOffset
216

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.84%

Comparison rate

6.54%

Est. monthly (30yr)

$3,928

2yr fixedLVR 85–90%premiumOffsetRedraw
217

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.84%

Comparison rate

6.56%

Est. monthly (30yr)

$3,928

2yr fixedLVR 85–90%premiumOffsetRedraw
218

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.84%

Comparison rate

6.64%

Est. monthly (30yr)

$3,928

4yr fixedLVR 85–90%premiumOffsetRedraw
219

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.84%

Comparison rate

6.66%

Est. monthly (30yr)

$3,928

4yr fixedLVR 85–90%premiumOffsetRedraw
220

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.84%

Comparison rate

6.69%

Est. monthly (30yr)

$3,928

5yr fixedLVR 85–90%premiumOffsetRedraw
221

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.84%

Comparison rate

6.71%

Est. monthly (30yr)

$3,928

5yr fixedLVR 85–90%premiumOffsetRedraw
222

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.84%

0.25%

Comparison rate

7.17%

Est. monthly (30yr)

$3,928

1yr fixedLVR 90–95%basicRedraw
223

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.84%

0.25%

Comparison rate

7.17%

Est. monthly (30yr)

$3,928

1yr fixedLVR 90–95%basicRedraw
224

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.88%

Comparison rate

7.06%

Est. monthly (30yr)

$3,944

VariableLVR 90–95%premiumOffsetRedraw
225

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.88%

Comparison rate

7.08%

Est. monthly (30yr)

$3,944

VariableLVR 90–95%premiumOffsetRedraw
226

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.88%

0.40%

Comparison rate

7.10%

Est. monthly (30yr)

$3,944

VariableLVR 90–95%premiumOffsetRedraw
227

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.89%

Comparison rate

7.36%

Est. monthly (30yr)

$3,948

1yr fixedLVR 85–90%premiumOffset
228

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.89%

Comparison rate

8.68%

Est. monthly (30yr)

$3,948

3yr fixedLVR 90–95%basic
229

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.89%

Comparison rate

8.82%

Est. monthly (30yr)

$3,948

1yr fixedLVR 85–90%premiumOffset
230

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

6.94%

Comparison rate

7.20%

Est. monthly (30yr)

$3,968

3yr fixedLVR 90–95%basicRedraw
231

St.George

Fixed Rate Home Loan

CDR

Interest rate

6.94%

Comparison rate

7.20%

Est. monthly (30yr)

$3,968

3yr fixedLVR 90–95%basicRedraw
232

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.99%

0.05%

Comparison rate

7.07%

Est. monthly (30yr)

$3,988

1yr fixedLVR 90–95%premiumOffsetRedraw
233

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.99%

Comparison rate

7.09%

Est. monthly (30yr)

$3,988

3yr fixedLVR 90–95%premiumOffsetRedraw
234

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.99%

0.05%

Comparison rate

7.09%

Est. monthly (30yr)

$3,988

1yr fixedLVR 90–95%premiumOffsetRedraw
235

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.99%

Comparison rate

7.11%

Est. monthly (30yr)

$3,988

3yr fixedLVR 90–95%premiumOffsetRedraw
236

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.99%

Comparison rate

7.12%

Est. monthly (30yr)

$3,988

VariableLVR 70–80%premiumOffsetRedraw
237

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.99%

Comparison rate

7.12%

Est. monthly (30yr)

$3,988

VariableLVR 90–95%premiumOffsetRedraw
238

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.99%

Comparison rate

7.37%

Est. monthly (30yr)

$3,988

2yr fixedLVR 85–90%premiumOffset
239

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.99%

0.25%

Comparison rate

8.37%

Est. monthly (30yr)

$3,988

5yr fixedLVR 90–95%basic
240

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.99%

Comparison rate

8.64%

Est. monthly (30yr)

$3,988

2yr fixedLVR 85–90%premiumOffset
241

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

7.04%

Comparison rate

7.09%

Est. monthly (30yr)

$4,008

2yr fixedLVR 90–95%premiumOffsetRedraw
242

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

7.04%

Comparison rate

7.11%

Est. monthly (30yr)

$4,008

2yr fixedLVR 90–95%premiumOffsetRedraw
243

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

7.04%

Comparison rate

7.12%

Est. monthly (30yr)

$4,008

4yr fixedLVR 90–95%premiumOffsetRedraw
244

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

7.04%

Comparison rate

7.13%

Est. monthly (30yr)

$4,008

5yr fixedLVR 90–95%premiumOffsetRedraw
245

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

7.04%

Comparison rate

7.14%

Est. monthly (30yr)

$4,008

4yr fixedLVR 90–95%premiumOffsetRedraw
246

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

7.04%

Comparison rate

7.15%

Est. monthly (30yr)

$4,008

5yr fixedLVR 90–95%premiumOffsetRedraw
247

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

7.09%

0.05%

Comparison rate

7.12%

Est. monthly (30yr)

$4,028

VariableLVR 90–95%basicRedraw
248

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

7.09%

Comparison rate

7.27%

Est. monthly (30yr)

$4,028

4yr fixedLVR 90–95%basicRedraw
249

St.George

Fixed Rate Home Loan

CDR

Interest rate

7.09%

Comparison rate

7.27%

Est. monthly (30yr)

$4,028

4yr fixedLVR 90–95%basicRedraw
250

Bank of Melbourne

Fixed Rate Home Loan

CDR

Interest rate

7.09%

Comparison rate

7.29%

Est. monthly (30yr)

$4,028

5yr fixedLVR 90–95%basicRedraw
251

St.George

Fixed Rate Home Loan

CDR

Interest rate

7.09%

Comparison rate

7.29%

Est. monthly (30yr)

$4,028

5yr fixedLVR 90–95%basicRedraw
252

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

7.09%

0.05%

Comparison rate

7.33%

Est. monthly (30yr)

$4,028

VariableLVR 90–95%premiumOffsetRedraw$248/yr
253

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

7.09%

Comparison rate

7.40%

Est. monthly (30yr)

$4,028

3yr fixedLVR 85–90%premiumOffset
254

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

7.09%

Comparison rate

8.49%

Est. monthly (30yr)

$4,028

3yr fixedLVR 85–90%premiumOffset
255

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

7.14%

Comparison rate

7.43%

Est. monthly (30yr)

$4,048

4yr fixedLVR 85–90%premiumOffset
256

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

7.14%

Comparison rate

8.37%

Est. monthly (30yr)

$4,048

4yr fixedLVR 85–90%premiumOffset
257

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

7.19%

Comparison rate

7.46%

Est. monthly (30yr)

$4,069

5yr fixedLVR 85–90%premiumOffset
258

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

7.19%

Comparison rate

8.26%

Est. monthly (30yr)

$4,069

5yr fixedLVR 85–90%premiumOffset
259

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

7.34%

Comparison rate

7.34%

Est. monthly (30yr)

$4,130

VariableLVR 90–95%basicRedraw
260

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.09%

Comparison rate

8.71%

Est. monthly (30yr)

$4,440

1yr fixedLVR 90–95%premiumOffset
261

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.09%

Comparison rate

8.96%

Est. monthly (30yr)

$4,440

1yr fixedLVR 90–95%premiumOffset
262

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.19%

Comparison rate

8.70%

Est. monthly (30yr)

$4,482

2yr fixedLVR 90–95%premiumOffset
263

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.19%

Comparison rate

8.90%

Est. monthly (30yr)

$4,482

2yr fixedLVR 90–95%premiumOffset
264

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.29%

Comparison rate

8.72%

Est. monthly (30yr)

$4,524

3yr fixedLVR 90–95%premiumOffset
265

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.29%

Comparison rate

8.86%

Est. monthly (30yr)

$4,524

3yr fixedLVR 90–95%premiumOffset
266

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.34%

Comparison rate

8.73%

Est. monthly (30yr)

$4,546

4yr fixedLVR 90–95%premiumOffset
267

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.34%

Comparison rate

8.83%

Est. monthly (30yr)

$4,546

4yr fixedLVR 90–95%premiumOffset
268

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

8.37%

Comparison rate

8.40%

Est. monthly (30yr)

$4,558

VariableLVR 90–95%premiumOffsetRedraw
269

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

8.37%

Comparison rate

8.74%

Est. monthly (30yr)

$4,558

VariableLVR 90–95%premiumOffsetRedraw
270

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.39%

Comparison rate

8.75%

Est. monthly (30yr)

$4,567

5yr fixedLVR 90–95%premiumOffset
271

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.39%

Comparison rate

8.81%

Est. monthly (30yr)

$4,567

5yr fixedLVR 90–95%premiumOffset
272

Suncorp

Standard Variable Rate

CDR

Interest rate

9.23%

Comparison rate

9.41%

Est. monthly (30yr)

$4,927

VariableLVR 90–95%premiumOffsetRedraw

This page displays general product information sourced from lender product reference data published under Australia's Consumer Data Right and other publicly available sources. Repayment and monthly cost figures are arithmetic estimates only and do not assess eligibility or whether a product is suitable for you. They assume rates remain unchanged and exclude refinancing, discharge, break, government, valuation, LMI and other fees unless expressly shown. Rates are indicative and subject to change. Always confirm rates, fees and conditions before proceeding.

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Watching lender rates across Australia · checked 22m ago

Guide

How to compare home loan rates in Australia

Finding the best home loan rate can save you tens of thousands of dollars over the life of your mortgage. This comparison tool shows live interest rates from the banks on Mage's lender panel, sourced directly from the Consumer Data Right (CDR) open banking APIs mandated by the Australian Government.

Understanding interest rates vs comparison rates

The interest rate is what the lender charges you on your loan balance; the comparison rate folds in most fees and charges to show a truer total cost — the comparison-rate note beside the results explains how it's standardised.

Key factors when choosing a home loan

  • LVR (loan-to-value ratio) — Lower LVR tiers typically attract better rates. Borrowing less than 80% of the property value avoids Lenders Mortgage Insurance.
  • Fixed vs variable — Fixed rates lock in repayments for 1–5 years. Variable rates can change with the RBA cash rate but often offer more flexibility.
  • Offset accounts — Money in an offset account reduces the interest charged on your loan balance, potentially saving thousands.
  • Basic vs premium — Basic loans offer lower rates with fewer features. Premium (packaged) loans include offset accounts and fee waivers but may charge an annual package fee.

Where does this data come from?

Rates are sourced from each lender's CDR (Consumer Data Right) API — the same standardised open banking system that powers accredited comparison services. This ensures the data is accurate, up-to-date, and published directly by the lenders themselves.