Compare Home Loan Interest Rates
Compare mortgage rates from 14 Australian lenders. Data sourced directly from open banking APIs and updated daily.
HSBC Australia
Home Value Loan
Interest Rate
5.99%
Comparison
6.00%
Est. Monthly
$3,862
ING
Mortgage Simplifier
Interest Rate
5.99%
Comparison
6.02%
Est. Monthly
$3,862
ING
Mortgage Simplifier
Interest Rate
5.99%
Comparison
6.02%
Est. Monthly
$3,862
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest Rate
6.04%
Comparison
6.17%
Est. Monthly
$3,880
HSBC Australia
Home Value Loan
Interest Rate
6.04%
Comparison
6.05%
Est. Monthly
$3,880
ING
Mortgage Simplifier
Interest Rate
6.04%
Comparison
6.07%
Est. Monthly
$3,880
Bank of Queensland
Economy Variable Home Loan
Interest Rate
6.08%
Comparison
6.23%
Est. Monthly
$3,895
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest Rate
6.09%
Comparison
6.11%
Est. Monthly
$3,899
Commonwealth Bank of Australia
Digi Home Loan (Owner Occupied)
Interest Rate
6.09%
Comparison
6.22%
Est. Monthly
$3,899
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.09%
Comparison
6.18%
Est. Monthly
$3,899
HSBC Australia
Home Value Loan
Interest Rate
6.09%
Comparison
6.10%
Est. Monthly
$3,899
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
6.09%
Comparison
6.34%
Est. Monthly
$3,899
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.09%
Comparison
6.18%
Est. Monthly
$3,899
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
6.09%
Comparison
6.11%
Est. Monthly
$3,899
Suncorp Bank
Back to Basics Variable Rate Better Together Special Offer
Interest Rate
6.09%
Comparison
6.10%
Est. Monthly
$3,899
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
6.09%
Comparison
6.11%
Est. Monthly
$3,899
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
6.09%
Comparison
6.34%
Est. Monthly
$3,899
Commonwealth Bank of Australia
Digi Home Loan (Owner Occupied)
Interest Rate
6.12%
Comparison
6.25%
Est. Monthly
$3,910
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest Rate
6.13%
Comparison
6.15%
Est. Monthly
$3,914
AMP Bank
AMP First Home Loan
Interest Rate
6.13%
Comparison
6.13%
Est. Monthly
$3,914
Suncorp Bank
Back to Basics Variable Rate Better Together Special Offer
Interest Rate
6.13%
Comparison
6.14%
Est. Monthly
$3,914
Bank of Queensland
Economy Variable Home Loan
Interest Rate
6.13%
Comparison
6.28%
Est. Monthly
$3,914
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
6.14%
Comparison
6.32%
Est. Monthly
$3,917
ING
Orange Advantage
Interest Rate
6.14%
Comparison
6.43%
Est. Monthly
$3,917
ING
Orange Advantage
Interest Rate
6.14%
Comparison
6.43%
Est. Monthly
$3,917
Commonwealth Bank of Australia
Digi Home Loan (Owner Occupied)
Interest Rate
6.14%
Comparison
6.27%
Est. Monthly
$3,917
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
6.14%
Comparison
6.34%
Est. Monthly
$3,917
ING
Orange Advantage
Interest Rate
6.14%
Comparison
6.43%
Est. Monthly
$3,917
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
6.14%
Comparison
6.16%
Est. Monthly
$3,917
HSBC Australia
Standard Variable (Package)
Interest Rate
6.14%
Comparison
6.51%
Est. Monthly
$3,917
Bank of Queensland
Clear Path Variable Home Loan
Interest Rate
6.14%
Comparison
6.26%
Est. Monthly
$3,917
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
6.14%
Comparison
6.39%
Est. Monthly
$3,917
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
6.18%
Comparison
6.36%
Est. Monthly
$3,932
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
6.18%
Comparison
6.38%
Est. Monthly
$3,932
AMP Bank
AMP Essential Home Loan - $750,000+
Interest Rate
6.18%
Comparison
6.21%
Est. Monthly
$3,932
AMP Bank
AMP Essential Home Loan - $750,000+
Interest Rate
6.18%
Comparison
6.21%
Est. Monthly
$3,932
Bankwest
Bankwest Simple Home Loan
Interest Rate
6.19%
Comparison
6.22%
Est. Monthly
$3,936
Bankwest
Complete Variable Home Loan Package
Interest Rate
6.19%
Comparison
6.58%
Est. Monthly
$3,936
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest Rate
6.19%
Comparison
6.41%
Est. Monthly
$3,936
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.19%
Comparison
6.28%
Est. Monthly
$3,936
HSBC Australia
Standard Variable (Package)
Interest Rate
6.19%
Comparison
6.56%
Est. Monthly
$3,936
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest Rate
6.23%
Comparison
6.45%
Est. Monthly
$3,951
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest Rate
6.23%
Comparison
6.45%
Est. Monthly
$3,951
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest Rate
6.23%
Comparison
6.45%
Est. Monthly
$3,951
Bankwest
Bankwest Simple Home Loan
Interest Rate
6.24%
Comparison
6.27%
Est. Monthly
$3,954
Bankwest
Bankwest Simple Home Loan
Interest Rate
6.24%
Comparison
6.27%
Est. Monthly
$3,954
Bankwest
Complete Variable Home Loan Package
Interest Rate
6.24%
Comparison
6.63%
Est. Monthly
$3,954
Bankwest
Complete Variable Home Loan Package
Interest Rate
6.24%
Comparison
6.63%
Est. Monthly
$3,954
HSBC Australia
Home Smart (Package)
Interest Rate
6.24%
Comparison
6.61%
Est. Monthly
$3,954
ING
Mortgage Simplifier
Interest Rate
6.24%
Comparison
6.27%
Est. Monthly
$3,954
HSBC Australia
Standard Variable (Package)
Interest Rate
6.24%
Comparison
6.61%
Est. Monthly
$3,954
Bank of Queensland
Economy Variable Home Loan
Interest Rate
6.24%
Comparison
6.39%
Est. Monthly
$3,954
AMP Bank
Professional Package - $1,000,000+
Interest Rate
6.28%
Comparison
6.63%
Est. Monthly
$3,969
AMP Bank
Professional Package - $1,000,000+
Interest Rate
6.28%
Comparison
6.63%
Est. Monthly
$3,969
AMP Bank
Professional Package - $1,000,000+
Interest Rate
6.28%
Comparison
6.63%
Est. Monthly
$3,969
HSBC Australia
2 Year Fixed (Package)
Interest Rate
6.29%
Comparison
6.54%
Est. Monthly
$3,973
AMP Bank
Professional Package - $500,000 to <$1,000,000
Interest Rate
6.29%
Comparison
6.64%
Est. Monthly
$3,973
HSBC Australia
1 Year Fixed (Package)
Interest Rate
6.29%
Comparison
6.52%
Est. Monthly
$3,973
St. George Bank
Basic Variable Home Loan
Interest Rate
6.29%
Comparison
6.30%
Est. Monthly
$3,973
Bank of Melbourne
Basic Variable Home Loan
Interest Rate
6.29%
Comparison
6.30%
Est. Monthly
$3,973
AMP Bank
AMP Essential Home Loan - $750,000+
Interest Rate
6.29%
Comparison
6.32%
Est. Monthly
$3,973
AMP Bank
Professional Package - $500,000 to <$1,000,000
Interest Rate
6.29%
Comparison
6.64%
Est. Monthly
$3,973
AMP Bank
Professional Package - $500,000 to <$1,000,000
Interest Rate
6.29%
Comparison
6.64%
Est. Monthly
$3,973
Bank of Queensland
Clear Path Variable Home Loan
Interest Rate
6.29%
Comparison
6.41%
Est. Monthly
$3,973
Great Southern Bank
5 year Fixed Rate OO P&I
Interest Rate
6.30%
Comparison
7.30%
Est. Monthly
$3,977
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
6.33%
Comparison
6.51%
Est. Monthly
$3,988
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
6.33%
Comparison
6.53%
Est. Monthly
$3,988
HSBC Australia
3 Year Fixed (Package)
Interest Rate
6.34%
Comparison
6.56%
Est. Monthly
$3,991
HSBC Australia
2 Year Fixed (Package)
Interest Rate
6.34%
Comparison
6.63%
Est. Monthly
$3,991
Commonwealth Bank of Australia
2 Year Fixed Rate Home Loan (Owner Occupied)
Interest Rate
6.34%
Comparison
7.89%
Est. Monthly
$3,991
ING
Orange Advantage
Interest Rate
6.34%
Comparison
6.63%
Est. Monthly
$3,991
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
6.34%
Comparison
6.59%
Est. Monthly
$3,991
AMP Bank
AMP Essential Home Loan - $250,000 to <$750,000
Interest Rate
6.34%
Comparison
6.37%
Est. Monthly
$3,991
Commonwealth Bank of Australia
Simple Home Loan (Owner Occupied)
Interest Rate
6.34%
Comparison
6.59%
Est. Monthly
$3,991
Commonwealth Bank of Australia
Standard Variable Rate Home Loan (Owner Occupied)
Interest Rate
6.34%
Comparison
6.72%
Est. Monthly
$3,991
HSBC Australia
1 Year Fixed (Package)
Interest Rate
6.34%
Comparison
6.62%
Est. Monthly
$3,991
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
6.34%
Comparison
6.36%
Est. Monthly
$3,991
Great Southern Bank
3 year Fixed Rate OO P&I
Interest Rate
6.35%
Comparison
7.57%
Est. Monthly
$3,995
Great Southern Bank
1 year Fixed Rate OO P&I
Interest Rate
6.35%
Comparison
7.88%
Est. Monthly
$3,995
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.35%
Comparison
6.31%
Est. Monthly
$3,995
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest Rate
6.38%
Comparison
6.60%
Est. Monthly
$4,006
HSBC Australia
3 Year Fixed (Package)
Interest Rate
6.39%
Comparison
6.65%
Est. Monthly
$4,010
Commonwealth Bank of Australia
Simple Home Loan (Owner Occupied)
Interest Rate
6.39%
Comparison
6.64%
Est. Monthly
$4,010
HSBC Australia
Home Value Loan
Interest Rate
6.39%
Comparison
6.40%
Est. Monthly
$4,010
Commonwealth Bank of Australia
Standard Variable Rate Home Loan (Owner Occupied)
Interest Rate
6.39%
Comparison
6.77%
Est. Monthly
$4,010
ANZ
ANZ Simplicity PLUS
Interest Rate
6.39%
Comparison
6.39%
Est. Monthly
$4,010
St. George Bank
Basic Variable Home Loan
Interest Rate
6.39%
Comparison
6.40%
Est. Monthly
$4,010
Bank of Melbourne
Basic Variable Home Loan
Interest Rate
6.39%
Comparison
6.40%
Est. Monthly
$4,010
Bank of Melbourne
Variable Home Loan with Offset
Interest Rate
6.39%
Comparison
6.77%
Est. Monthly
$4,010
Suncorp Bank
Back to Basics Variable Rate Better Together Special Offer
Interest Rate
6.39%
Comparison
6.40%
Est. Monthly
$4,010
Great Southern Bank
2 year Fixed Rate OO P&I
Interest Rate
6.40%
Comparison
7.73%
Est. Monthly
$4,014
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest Rate
6.44%
Comparison
6.29%
Est. Monthly
$4,029
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest Rate
6.44%
Comparison
6.34%
Est. Monthly
$4,029
AMP Bank
AMP Essential Home Loan - $250,000 to <$750,000
Interest Rate
6.44%
Comparison
6.47%
Est. Monthly
$4,029
AMP Bank
Professional Package - $1,000,000+
Interest Rate
6.44%
Comparison
6.79%
Est. Monthly
$4,029
AMP Bank
Professional Package - $500,000 to <$1,000,000
Interest Rate
6.44%
Comparison
6.79%
Est. Monthly
$4,029
ANZ
ANZ Simplicity PLUS
Interest Rate
6.44%
Comparison
6.44%
Est. Monthly
$4,029
National Australia Bank
NAB Base Variable Rate Home Loan
Interest Rate
6.44%
Comparison
6.44%
Est. Monthly
$4,029
Bankwest
Bankwest Simple Home Loan
Interest Rate
6.49%
Comparison
6.52%
Est. Monthly
$4,047
Commonwealth Bank of Australia
Standard Variable Rate Home Loan (Owner Occupied)
Interest Rate
6.49%
Comparison
6.87%
Est. Monthly
$4,047
Bankwest
Complete Variable Home Loan Package
Interest Rate
6.49%
Comparison
6.88%
Est. Monthly
$4,047
Commonwealth Bank of Australia
1 Year Fixed Rate Home Loan (Owner Occupied)
Interest Rate
6.49%
Comparison
8.06%
Est. Monthly
$4,047
Commonwealth Bank of Australia
Simple Home Loan (Owner Occupied)
Interest Rate
6.49%
Comparison
6.74%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.76%
Est. Monthly
$4,047
ING
Fixed Rate Loan
Interest Rate
6.49%
Comparison
6.24%
Est. Monthly
$4,047
ING
Fixed Rate Loan
Interest Rate
6.49%
Comparison
6.27%
Est. Monthly
$4,047
National Australia Bank
NAB Defence Force Home Loan
Interest Rate
6.49%
Comparison
6.84%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.74%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.79%
Est. Monthly
$4,047
Bank of Melbourne
Variable Home Loan with Offset
Interest Rate
6.49%
Comparison
6.86%
Est. Monthly
$4,047
National Australia Bank
NAB Defence Force Home Loan
Interest Rate
6.49%
Comparison
6.79%
Est. Monthly
$4,047
National Australia Bank
NAB Defence Force Home Loan
Interest Rate
6.49%
Comparison
6.76%
Est. Monthly
$4,047
National Australia Bank
NAB Defence Force Home Loan
Interest Rate
6.49%
Comparison
6.74%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.89%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.85%
Est. Monthly
$4,047
AMP Bank
AMP Essential Home Loan - $250,000 to <$750,000
Interest Rate
6.49%
Comparison
6.52%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.79%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.84%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
7.02%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.93%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.84%
Est. Monthly
$4,047
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.49%
Comparison
6.36%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.76%
Est. Monthly
$4,047
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.49%
Comparison
6.74%
Est. Monthly
$4,047
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest Rate
6.54%
Comparison
6.59%
Est. Monthly
$4,066
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest Rate
6.54%
Comparison
6.59%
Est. Monthly
$4,066
HSBC Australia
4 Year Fixed (Package)
Interest Rate
6.54%
Comparison
6.65%
Est. Monthly
$4,066
HSBC Australia
Standard Variable (Package)
Interest Rate
6.54%
Comparison
6.90%
Est. Monthly
$4,066
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
6.54%
Comparison
6.54%
Est. Monthly
$4,066
HSBC Australia
Home Smart (Package)
Interest Rate
6.54%
Comparison
6.90%
Est. Monthly
$4,066
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
6.54%
Comparison
6.52%
Est. Monthly
$4,066
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest Rate
6.54%
Comparison
6.59%
Est. Monthly
$4,066
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.54%
Comparison
6.98%
Est. Monthly
$4,066
National Australia Bank
NAB Defence Force Home Loan
Interest Rate
6.54%
Comparison
6.82%
Est. Monthly
$4,066
HSBC Australia
5 Year Fixed (Package)
Interest Rate
6.54%
Comparison
6.68%
Est. Monthly
$4,066
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.54%
Comparison
6.82%
Est. Monthly
$4,066
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.54%
Comparison
6.82%
Est. Monthly
$4,066
ANZ
ANZ Simplicity PLUS
Interest Rate
6.54%
Comparison
6.54%
Est. Monthly
$4,066
ING
Fixed Rate Loan
Interest Rate
6.59%
Comparison
6.42%
Est. Monthly
$4,085
Commonwealth Bank of Australia
3 Year Fixed Rate Home Loan (Owner Occupied)
Interest Rate
6.59%
Comparison
7.83%
Est. Monthly
$4,085
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.59%
Comparison
6.90%
Est. Monthly
$4,085
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.59%
Comparison
7.03%
Est. Monthly
$4,085
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.59%
Comparison
6.96%
Est. Monthly
$4,085
HSBC Australia
5 Year Fixed (Package)
Interest Rate
6.59%
Comparison
6.76%
Est. Monthly
$4,085
HSBC Australia
4 Year Fixed (Package)
Interest Rate
6.59%
Comparison
6.73%
Est. Monthly
$4,085
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.59%
Comparison
6.92%
Est. Monthly
$4,085
Commonwealth Bank of Australia
4 Year Fixed Rate Home Loan (Owner Occupied)
Interest Rate
6.64%
Comparison
7.75%
Est. Monthly
$4,104
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
6.64%
Comparison
6.31%
Est. Monthly
$4,104
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.64%
Comparison
7.00%
Est. Monthly
$4,104
ING
Orange Advantage
Interest Rate
6.69%
Comparison
6.97%
Est. Monthly
$4,123
ING
Mortgage Simplifier
Interest Rate
6.69%
Comparison
6.72%
Est. Monthly
$4,123
St. George Bank
Basic Variable Home Loan
Interest Rate
6.69%
Comparison
6.70%
Est. Monthly
$4,123
St. George Bank
Fixed Rate Home Loan
Interest Rate
6.69%
Comparison
6.88%
Est. Monthly
$4,123
Bank of Melbourne
Basic Variable Home Loan
Interest Rate
6.69%
Comparison
6.70%
Est. Monthly
$4,123
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
6.69%
Comparison
6.37%
Est. Monthly
$4,123
ING
Fixed Rate Loan
Interest Rate
6.69%
Comparison
6.72%
Est. Monthly
$4,123
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.70%
Comparison
8.03%
Est. Monthly
$4,127
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.70%
Comparison
6.49%
Est. Monthly
$4,127
HSBC Australia
2 Year Fixed (Package)
Interest Rate
6.74%
Comparison
6.94%
Est. Monthly
$4,142
HSBC Australia
1 Year Fixed (Package)
Interest Rate
6.74%
Comparison
6.92%
Est. Monthly
$4,142
ANZ
ANZ Fixed Rate home loan
Interest Rate
6.74%
Comparison
8.24%
Est. Monthly
$4,142
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
6.74%
Comparison
6.62%
Est. Monthly
$4,142
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.74%
Comparison
6.54%
Est. Monthly
$4,142
HSBC Australia
3 Year Fixed (Package)
Interest Rate
6.79%
Comparison
6.97%
Est. Monthly
$4,161
Bankwest
Complete Fixed Home Loan Package
Interest Rate
6.79%
Comparison
7.28%
Est. Monthly
$4,161
Commonwealth Bank of Australia
Standard Variable Rate Home Loan (Owner Occupied)
Interest Rate
6.79%
Comparison
7.16%
Est. Monthly
$4,161
Bankwest
Fixed Rate Home Loan
Interest Rate
6.79%
Comparison
8.08%
Est. Monthly
$4,161
Commonwealth Bank of Australia
5 Year Fixed Rate Loan (Owner Occupied)
Interest Rate
6.79%
Comparison
7.73%
Est. Monthly
$4,161
Commonwealth Bank of Australia
Simple Home Loan (Owner Occupied)
Interest Rate
6.79%
Comparison
7.04%
Est. Monthly
$4,161
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.79%
Comparison
6.50%
Est. Monthly
$4,161
St. George Bank
Fixed Rate Home Loan
Interest Rate
6.79%
Comparison
6.97%
Est. Monthly
$4,161
AMP Bank
AMP Essential Home Loan - $750,000+
Interest Rate
6.79%
Comparison
6.82%
Est. Monthly
$4,161
Bank of Melbourne
Variable Home Loan with Offset
Interest Rate
6.79%
Comparison
7.16%
Est. Monthly
$4,161
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.79%
Comparison
6.55%
Est. Monthly
$4,161
National Australia Bank
NAB Defence Force Home Loan
Interest Rate
6.79%
Comparison
6.87%
Est. Monthly
$4,161
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
6.79%
Comparison
6.67%
Est. Monthly
$4,161
AMP Bank
AMP First Home Loan
Interest Rate
6.83%
Comparison
6.83%
Est. Monthly
$4,176
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
6.84%
Comparison
6.74%
Est. Monthly
$4,180
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
6.84%
Comparison
6.76%
Est. Monthly
$4,180
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
6.84%
Comparison
7.93%
Est. Monthly
$4,180
AMP Bank
AMP First Home Loan
Interest Rate
6.87%
Comparison
6.83%
Est. Monthly
$4,191
AMP Bank
AMP First Home Loan
Interest Rate
6.87%
Comparison
6.21%
Est. Monthly
$4,191
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
6.88%
Comparison
7.06%
Est. Monthly
$4,195
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
6.88%
Comparison
7.08%
Est. Monthly
$4,195
AMP Bank
AMP First Home Loan
Interest Rate
6.88%
Comparison
6.84%
Est. Monthly
$4,195
AMP Bank
AMP First Home Loan
Interest Rate
6.88%
Comparison
6.28%
Est. Monthly
$4,195
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.48%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.36%
Est. Monthly
$4,199
Bankwest
Bankwest Simple Home Loan
Interest Rate
6.89%
Comparison
6.92%
Est. Monthly
$4,199
Bankwest
Complete Variable Home Loan Package
Interest Rate
6.89%
Comparison
7.28%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.29%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.26%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.29%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.26%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.54%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.32%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.25%
Est. Monthly
$4,199
AMP Bank
Professional Package
Interest Rate
6.89%
Comparison
7.22%
Est. Monthly
$4,199
AMP Bank
Professional Package - $100,000 to <$500,000
Interest Rate
6.94%
Comparison
7.28%
Est. Monthly
$4,218
ANZ
ANZ Fixed Rate home loan
Interest Rate
6.94%
Comparison
8.13%
Est. Monthly
$4,218
AMP Bank
AMP First Home Loan
Interest Rate
6.98%
Comparison
6.37%
Est. Monthly
$4,233
AMP Bank
AMP First Home Loan
Interest Rate
6.98%
Comparison
6.87%
Est. Monthly
$4,233
AMP Bank
Professional Package
Interest Rate
6.99%
Comparison
7.26%
Est. Monthly
$4,237
AMP Bank
Professional Package - $100,000 to <$500,000
Interest Rate
6.99%
Comparison
7.33%
Est. Monthly
$4,237
ANZ
ANZ Fixed Rate home loan
Interest Rate
6.99%
Comparison
8.01%
Est. Monthly
$4,237
HSBC Australia
5 Year Fixed (Package)
Interest Rate
6.99%
Comparison
7.10%
Est. Monthly
$4,237
HSBC Australia
4 Year Fixed (Package)
Interest Rate
6.99%
Comparison
7.07%
Est. Monthly
$4,237
AMP Bank
AMP Essential Home Loan
Interest Rate
6.99%
Comparison
7.02%
Est. Monthly
$4,237
AMP Bank
Professional Package
Interest Rate
6.99%
Comparison
7.45%
Est. Monthly
$4,237
AMP Bank
Professional Package
Interest Rate
6.99%
Comparison
7.31%
Est. Monthly
$4,237
AMP Bank
Professional Package
Interest Rate
6.99%
Comparison
7.22%
Est. Monthly
$4,237
AMP Bank
Professional Package
Interest Rate
6.99%
Comparison
7.26%
Est. Monthly
$4,237
AMP Bank
Professional Package - $1,000,000+
Interest Rate
6.99%
Comparison
7.33%
Est. Monthly
$4,237
AMP Bank
Professional Package - $100,000 to <$500,000
Interest Rate
6.99%
Comparison
7.33%
Est. Monthly
$4,237
AMP Bank
Professional Package - $500,000 to <$1,000,000
Interest Rate
6.99%
Comparison
7.33%
Est. Monthly
$4,237
National Australia Bank
NAB Tailored Home Loan
Interest Rate
6.99%
Comparison
7.07%
Est. Monthly
$4,237
ANZ
ANZ Fixed Rate home loan
Interest Rate
6.99%
Comparison
7.27%
Est. Monthly
$4,237
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest Rate
7.04%
Comparison
7.13%
Est. Monthly
$4,256
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
7.04%
Comparison
6.69%
Est. Monthly
$4,256
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
7.04%
Comparison
6.75%
Est. Monthly
$4,256
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest Rate
7.04%
Comparison
7.15%
Est. Monthly
$4,256
ANZ
ANZ Fixed Rate home loan
Interest Rate
7.04%
Comparison
7.91%
Est. Monthly
$4,256
ANZ
ANZ Fixed Rate home loan
Interest Rate
7.04%
Comparison
7.26%
Est. Monthly
$4,256
AMP Bank
Professional Package - $100,000 to <$500,000
Interest Rate
7.07%
Comparison
7.41%
Est. Monthly
$4,268
HSBC Australia
1 Year Fixed (Non- Package)
Interest Rate
7.09%
Comparison
7.84%
Est. Monthly
$4,275
St. George Bank
Fixed Rate Home Loan
Interest Rate
7.09%
Comparison
7.27%
Est. Monthly
$4,275
HSBC Australia
2 Year Fixed (Non- Package)
Interest Rate
7.09%
Comparison
7.76%
Est. Monthly
$4,275
HSBC Australia
2 Year Fixed (Non- Package)
Interest Rate
7.09%
Comparison
7.52%
Est. Monthly
$4,275
HSBC Australia
1 Year Fixed (Non- Package)
Interest Rate
7.09%
Comparison
7.57%
Est. Monthly
$4,275
ANZ
ANZ Simplicity PLUS
Interest Rate
7.09%
Comparison
7.09%
Est. Monthly
$4,275
Bankwest
Complete Fixed Home Loan Package
Interest Rate
7.14%
Comparison
7.43%
Est. Monthly
$4,294
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
7.14%
Comparison
7.85%
Est. Monthly
$4,294
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
7.14%
Comparison
7.17%
Est. Monthly
$4,294
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
7.14%
Comparison
7.38%
Est. Monthly
$4,294
HSBC Australia
3 Year Fixed (Non- Package)
Interest Rate
7.14%
Comparison
7.71%
Est. Monthly
$4,294
HSBC Australia
3 Year Fixed (Non- Package)
Interest Rate
7.14%
Comparison
7.50%
Est. Monthly
$4,294
Bank of Queensland
Fixed Rate Home Loan
Interest Rate
7.14%
Comparison
7.93%
Est. Monthly
$4,294
Bankwest
Fixed Rate Home Loan
Interest Rate
7.19%
Comparison
8.26%
Est. Monthly
$4,314
ANZ
ANZ Standard Variable home loan
Interest Rate
7.24%
Comparison
7.24%
Est. Monthly
$4,333
AMP Bank
Professional Package - $100,000 to <$500,000
Interest Rate
7.27%
Comparison
7.61%
Est. Monthly
$4,345
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest Rate
7.28%
Comparison
7.50%
Est. Monthly
$4,348
AMP Bank
AMP First Home Loan
Interest Rate
7.28%
Comparison
6.64%
Est. Monthly
$4,348
AMP Bank
AMP First Home Loan
Interest Rate
7.28%
Comparison
7.03%
Est. Monthly
$4,348
AMP Bank
Professional Package
Interest Rate
7.29%
Comparison
7.50%
Est. Monthly
$4,352
AMP Bank
Professional Package
Interest Rate
7.29%
Comparison
7.33%
Est. Monthly
$4,352
AMP Bank
Professional Package
Interest Rate
7.29%
Comparison
7.35%
Est. Monthly
$4,352
AMP Bank
Professional Package
Interest Rate
7.29%
Comparison
7.40%
Est. Monthly
$4,352
AMP Bank
Professional Package
Interest Rate
7.29%
Comparison
7.35%
Est. Monthly
$4,352
Suncorp Bank
Back to Basics Variable Rate Better Together Special Offer
Interest Rate
7.34%
Comparison
7.34%
Est. Monthly
$4,372
HSBC Australia
Fixed Rate Loans Reference Rate
Interest Rate
7.34%
Comparison
8.33%
Est. Monthly
$4,372
HSBC Australia
5 Year Fixed (Non- Package)
Interest Rate
7.34%
Comparison
7.52%
Est. Monthly
$4,372
HSBC Australia
5 Year Fixed (Non- Package)
Interest Rate
7.34%
Comparison
7.68%
Est. Monthly
$4,372
HSBC Australia
4 Year Fixed (Non- Package)
Interest Rate
7.34%
Comparison
7.54%
Est. Monthly
$4,372
HSBC Australia
4 Year Fixed (Non- Package)
Interest Rate
7.34%
Comparison
7.72%
Est. Monthly
$4,372
ANZ
ANZ Standard Variable home loan
Interest Rate
7.44%
Comparison
7.44%
Est. Monthly
$4,411
Macquarie Bank
Macquarie Basic Home Loan
Interest Rate
7.69%
Comparison
7.37%
Est. Monthly
$4,508
ANZ
ANZ Fixed Rate home loan
Interest Rate
7.69%
Comparison
7.94%
Est. Monthly
$4,508
ANZ
ANZ Fixed Rate home loan
Interest Rate
7.69%
Comparison
7.59%
Est. Monthly
$4,508
Commonwealth Bank of Australia
Simple Home Loan (Owner Occupied)
Interest Rate
7.74%
Comparison
7.98%
Est. Monthly
$4,528
Commonwealth Bank of Australia
Standard Variable Rate Home Loan (Owner Occupied)
Interest Rate
7.74%
Comparison
8.10%
Est. Monthly
$4,528
Macquarie Bank
Macquarie Offset Home Loan
Interest Rate
7.79%
Comparison
7.67%
Est. Monthly
$4,548
AMP Bank
Land Loan
Interest Rate
7.95%
Comparison
8.00%
Est. Monthly
$4,611
ANZ
ANZ Simplicity PLUS
Interest Rate
7.99%
Comparison
7.99%
Est. Monthly
$4,627
Great Southern Bank
Basic Variable OO P&I
Interest Rate
8.00%
Comparison
6.20%
Est. Monthly
$4,631
Great Southern Bank
Basic Variable OO P&I
Interest Rate
8.00%
Comparison
6.40%
Est. Monthly
$4,631
Great Southern Bank
Basic Variable OO P&I
Interest Rate
8.00%
Comparison
6.50%
Est. Monthly
$4,631
Great Southern Bank
Basic Variable OO P&I
Interest Rate
8.00%
Comparison
7.00%
Est. Monthly
$4,631
HSBC Australia
Home Value Loan - Reference Rate
Interest Rate
8.15%
Comparison
8.90%
Est. Monthly
$4,691
Great Southern Bank
Offset Variable OO P&I
Interest Rate
8.20%
Comparison
6.20%
Est. Monthly
$4,711
Great Southern Bank
Offset Variable OO P&I
Interest Rate
8.20%
Comparison
6.35%
Est. Monthly
$4,711
Great Southern Bank
Offset Variable OO P&I
Interest Rate
8.20%
Comparison
6.65%
Est. Monthly
$4,711
Great Southern Bank
Offset Variable OO P&I
Interest Rate
8.20%
Comparison
7.10%
Est. Monthly
$4,711
Bank of Queensland
Clear Path Variable Home Loan
Interest Rate
8.24%
Comparison
8.35%
Est. Monthly
$4,727
Bankwest
Complete Fixed Home Loan Package
Interest Rate
8.34%
Comparison
8.73%
Est. Monthly
$4,767
Bankwest
Fixed Rate Home Loan
Interest Rate
8.39%
Comparison
8.81%
Est. Monthly
$4,787
Suncorp Bank
Back to Basics Variable Rate
Interest Rate
8.65%
Comparison
8.73%
Est. Monthly
$4,892
St. George Bank
Variable Home Loan with Offset
Interest Rate
8.71%
Comparison
8.85%
Est. Monthly
$4,917
HSBC Australia
Home Smart - Reference Rate
Interest Rate
8.76%
Comparison
9.71%
Est. Monthly
$4,937
HSBC Australia
Standard Variable - Reference Rate
Interest Rate
8.76%
Comparison
9.45%
Est. Monthly
$4,937
St. George Bank
Variable Home Loan with Offset
Interest Rate
8.81%
Comparison
8.95%
Est. Monthly
$4,957
St. George Bank
Variable Home Loan with Offset
Interest Rate
9.11%
Comparison
9.25%
Est. Monthly
$5,080
| Product | Type | LVR | Offset | Redraw | Est. Monthly | |||||
|---|---|---|---|---|---|---|---|---|---|---|
1HSBC Australia | Home Value Loan | 5.99% | 6.00% | Variable | ≤60% | $0 | $3,862/mo | |||
2ING | Mortgage Simplifier | 5.99% | 6.02% | Variable | ≤60% | $0 | $3,862/mo | |||
3ING | Mortgage Simplifier | 5.99% | 6.02% | Variable | 60–70% | $0 | $3,862/mo | |||
4Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.04% | 6.17% | Variable | lvr_80-90% | $0 | $3,880/mo | |||
5HSBC Australia | Home Value Loan | 6.04% | 6.05% | Variable | 60–70% | $0 | $3,880/mo | |||
6ING | Mortgage Simplifier | 6.04% | 6.07% | Variable | 70–80% | $0 | $3,880/mo | |||
7Bank of Queensland | Economy Variable Home Loan | 6.08% | 6.23% | Variable | 60–70% | $0 | $3,895/mo | |||
8Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.09% | 6.11% | Variable | ≤60% | $0 | $3,899/mo | |||
9Commonwealth Bank of Australia | Digi Home Loan (Owner Occupied) | 6.09% | 6.22% | Variable | ≤60% | $3 | $3,899/mo | |||
10National Australia Bank | NAB Tailored Home Loan | 6.09% | 6.18% | Variable | 60–70% | $0 | $3,899/mo | |||
11HSBC Australia | Home Value Loan | 6.09% | 6.10% | Variable | 70–80% | $0 | $3,899/mo | |||
12Macquarie Bank | Macquarie Offset Home Loan | 6.09% | 6.34% | Variable | ≤60% | $248 | $3,899/mo | |||
13National Australia Bank | NAB Tailored Home Loan | 6.09% | 6.18% | Variable | ≤60% | $0 | $3,899/mo | |||
14Macquarie Bank | Macquarie Basic Home Loan | 6.09% | 6.11% | Variable | ≤60% | $0 | $3,899/mo | |||
15Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | 6.09% | 6.10% | Variable | 60–70% | $0 | $3,899/mo | |||
16Macquarie Bank | Macquarie Basic Home Loan | 6.09% | 6.11% | Variable | 60–70% | $0 | $3,899/mo | |||
17Macquarie Bank | Macquarie Offset Home Loan | 6.09% | 6.34% | Variable | 60–70% | $248 | $3,899/mo | |||
18Commonwealth Bank of Australia | Digi Home Loan (Owner Occupied) | 6.12% | 6.25% | Variable | 60–70% | $3 | $3,910/mo | |||
19Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.13% | 6.15% | Variable | 70–80% | $0 | $3,914/mo | |||
20AMP Bank | AMP First Home Loan | 6.13% | 6.13% | Variable | 80–85% | $0 | $3,914/mo | |||
21Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | 6.13% | 6.14% | Variable | 70–80% | $0 | $3,914/mo | |||
22Bank of Queensland | Economy Variable Home Loan | 6.13% | 6.28% | Variable | 70–80% | $0 | $3,914/mo | |||
23Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.14% | 6.32% | Variable | ≤60% | $0 | $3,917/mo | |||
24ING | Orange Advantage | 6.14% | 6.43% | Variable | 60–70% | $0 | $3,917/mo | |||
25ING | Orange Advantage | 6.14% | 6.43% | Variable | 70–80% | $0 | $3,917/mo | |||
26Commonwealth Bank of Australia | Digi Home Loan (Owner Occupied) | 6.14% | 6.27% | Variable | 70–80% | $3 | $3,917/mo | |||
27Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.14% | 6.34% | Variable | ≤60% | $0 | $3,917/mo | |||
28ING | Orange Advantage | 6.14% | 6.43% | Variable | ≤60% | $0 | $3,917/mo | |||
29Macquarie Bank | Macquarie Basic Home Loan | 6.14% | 6.16% | Variable | 70–80% | $0 | $3,917/mo | |||
30HSBC Australia | Standard Variable (Package) | 6.14% | 6.51% | Variable | ≤60% | $0 | $3,917/mo | |||
31Bank of Queensland | Clear Path Variable Home Loan | 6.14% | 6.26% | Variable | 70–80% | $0 | $3,917/mo | |||
32Macquarie Bank | Macquarie Offset Home Loan | 6.14% | 6.39% | Variable | 70–80% | $248 | $3,917/mo | |||
33Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.18% | 6.36% | Variable | 70–80% | $0 | $3,932/mo | |||
34Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.18% | 6.38% | Variable | 70–80% | $0 | $3,932/mo | |||
35AMP Bank | AMP Essential Home Loan - $750,000+ | 6.18% | 6.21% | Variable | 80–85% | $0 | $3,932/mo | |||
36AMP Bank | AMP Essential Home Loan - $750,000+ | 6.18% | 6.21% | Variable | ≤60% | $0 | $3,932/mo | |||
37Bankwest | Bankwest Simple Home Loan | 6.19% | 6.22% | Variable | ≤60% | $0 | $3,936/mo | |||
38Bankwest | Complete Variable Home Loan Package | 6.19% | 6.58% | Variable | ≤60% | $0 | $3,936/mo | |||
39Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.19% | 6.41% | Variable | ≤60% | $0 | $3,936/mo | |||
40National Australia Bank | NAB Tailored Home Loan | 6.19% | 6.28% | Variable | 70–80% | $0 | $3,936/mo | |||
41HSBC Australia | Standard Variable (Package) | 6.19% | 6.56% | Variable | 60–70% | $0 | $3,936/mo | |||
42Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.23% | 6.45% | Variable | lvr_80-90% | $0 | $3,951/mo | |||
43Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.23% | 6.45% | Variable | 70–80% | $0 | $3,951/mo | |||
44Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.23% | 6.45% | Variable | lvr_80-90% | $0 | $3,951/mo | |||
45Bankwest | Bankwest Simple Home Loan | 6.24% | 6.27% | Variable | 60–70% | $0 | $3,954/mo | |||
46Bankwest | Bankwest Simple Home Loan | 6.24% | 6.27% | Variable | 70–80% | $0 | $3,954/mo | |||
47Bankwest | Complete Variable Home Loan Package | 6.24% | 6.63% | Variable | 60–70% | $0 | $3,954/mo | |||
48Bankwest | Complete Variable Home Loan Package | 6.24% | 6.63% | Variable | 70–80% | $0 | $3,954/mo | |||
49HSBC Australia | Home Smart (Package) | 6.24% | 6.61% | Variable | 70–80% | $0 | $3,954/mo | |||
50ING | Mortgage Simplifier | 6.24% | 6.27% | Variable | 85–90% | $0 | $3,954/mo | |||
51HSBC Australia | Standard Variable (Package) | 6.24% | 6.61% | Variable | 70–80% | $0 | $3,954/mo | |||
52Bank of Queensland | Economy Variable Home Loan | 6.24% | 6.39% | Variable | 85–90% | $0 | $3,954/mo | |||
53AMP Bank | Professional Package - $1,000,000+ | 6.28% | 6.63% | Variable | 60–70% | $0 | $3,969/mo | |||
54AMP Bank | Professional Package - $1,000,000+ | 6.28% | 6.63% | Variable | 70–80% | $0 | $3,969/mo | |||
55AMP Bank | Professional Package - $1,000,000+ | 6.28% | 6.63% | Variable | ≤60% | $0 | $3,969/mo | |||
56HSBC Australia | 2 Year Fixed (Package) | 6.29% | 6.54% | 2yr Fixed | ≤60% | $0 | $3,973/mo | |||
57AMP Bank | Professional Package - $500,000 to <$1,000,000 | 6.29% | 6.64% | Variable | 60–70% | $0 | $3,973/mo | |||
58HSBC Australia | 1 Year Fixed (Package) | 6.29% | 6.52% | 1yr Fixed | ≤60% | $0 | $3,973/mo | |||
59St. George Bank | Basic Variable Home Loan | 6.29% | 6.30% | Variable | 60–70% | $0 | $3,973/mo | |||
60Bank of Melbourne | Basic Variable Home Loan | 6.29% | 6.30% | Variable | 60–70% | $0 | $3,973/mo | |||
61AMP Bank | AMP Essential Home Loan - $750,000+ | 6.29% | 6.32% | Variable | 85–90% | $0 | $3,973/mo | |||
62AMP Bank | Professional Package - $500,000 to <$1,000,000 | 6.29% | 6.64% | Variable | 70–80% | $0 | $3,973/mo | |||
63AMP Bank | Professional Package - $500,000 to <$1,000,000 | 6.29% | 6.64% | Variable | ≤60% | $0 | $3,973/mo | |||
64Bank of Queensland | Clear Path Variable Home Loan | 6.29% | 6.41% | Variable | 85–90% | $0 | $3,973/mo | |||
65Great Southern Bank | 5 year Fixed Rate OO P&I | 6.30% | 7.30% | 5yr Fixed | lvr_80-90% | $0 | $3,977/mo | |||
66Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.33% | 6.51% | Variable | 85–90% | $0 | $3,988/mo | |||
67Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.33% | 6.53% | Variable | 85–90% | $0 | $3,988/mo | |||
68HSBC Australia | 3 Year Fixed (Package) | 6.34% | 6.56% | 3yr Fixed | ≤60% | $0 | $3,991/mo | |||
69HSBC Australia | 2 Year Fixed (Package) | 6.34% | 6.63% | 2yr Fixed | 70–80% | $0 | $3,991/mo | |||
70Commonwealth Bank of Australia | 2 Year Fixed Rate Home Loan (Owner Occupied) | 6.34% | 7.89% | 2yr Fixed | lvr_unspecified | $395 | $3,991/mo | |||
71ING | Orange Advantage | 6.34% | 6.63% | Variable | 85–90% | $0 | $3,991/mo | |||
72Macquarie Bank | Macquarie Offset Home Loan | 6.34% | 6.59% | Variable | 85–90% | $248 | $3,991/mo | |||
73AMP Bank | AMP Essential Home Loan - $250,000 to <$750,000 | 6.34% | 6.37% | Variable | ≤60% | $0 | $3,991/mo | |||
74Commonwealth Bank of Australia | Simple Home Loan (Owner Occupied) | 6.34% | 6.59% | Variable | ≤60% | $0 | $3,991/mo | |||
75Commonwealth Bank of Australia | Standard Variable Rate Home Loan (Owner Occupied) | 6.34% | 6.72% | Variable | ≤60% | $395 | $3,991/mo | |||
76HSBC Australia | 1 Year Fixed (Package) | 6.34% | 6.62% | 1yr Fixed | 70–80% | $0 | $3,991/mo | |||
77Macquarie Bank | Macquarie Basic Home Loan | 6.34% | 6.36% | Variable | 85–90% | $0 | $3,991/mo | |||
78Great Southern Bank | 3 year Fixed Rate OO P&I | 6.35% | 7.57% | 3yr Fixed | lvr_80-90% | $0 | $3,995/mo | |||
79Great Southern Bank | 1 year Fixed Rate OO P&I | 6.35% | 7.88% | 1yr Fixed | lvr_80-90% | $0 | $3,995/mo | |||
80Bank of Queensland | Fixed Rate Home Loan | 6.35% | 6.31% | 2yr Fixed | 70–80% | $0 | $3,995/mo | |||
81Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.38% | 6.60% | Variable | 85–90% | $0 | $4,006/mo | |||
82HSBC Australia | 3 Year Fixed (Package) | 6.39% | 6.65% | 3yr Fixed | 70–80% | $0 | $4,010/mo | |||
83Commonwealth Bank of Australia | Simple Home Loan (Owner Occupied) | 6.39% | 6.64% | Variable | 60–70% | $0 | $4,010/mo | |||
84HSBC Australia | Home Value Loan | 6.39% | 6.40% | Variable | 85–90% | $0 | $4,010/mo | |||
85Commonwealth Bank of Australia | Standard Variable Rate Home Loan (Owner Occupied) | 6.39% | 6.77% | Variable | 60–70% | $395 | $4,010/mo | |||
86ANZ | ANZ Simplicity PLUS | 6.39% | 6.39% | Variable | ≤60% | $0 | $4,010/mo | |||
87St. George Bank | Basic Variable Home Loan | 6.39% | 6.40% | Variable | 70–80% | $0 | $4,010/mo | |||
88Bank of Melbourne | Basic Variable Home Loan | 6.39% | 6.40% | Variable | 70–80% | $0 | $4,010/mo | |||
89Bank of Melbourne | Variable Home Loan with Offset | 6.39% | 6.77% | Variable | 60–70% | $395 | $4,010/mo | |||
90Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | 6.39% | 6.40% | Variable | 85–90% | $0 | $4,010/mo | |||
91Great Southern Bank | 2 year Fixed Rate OO P&I | 6.40% | 7.73% | 2yr Fixed | lvr_80-90% | $0 | $4,014/mo | |||
92Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.44% | 6.29% | 1yr Fixed | 70–80% | $0 | $4,029/mo | |||
93Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.44% | 6.34% | 1yr Fixed | lvr_80-90% | $0 | $4,029/mo | |||
94AMP Bank | AMP Essential Home Loan - $250,000 to <$750,000 | 6.44% | 6.47% | Variable | 80–85% | $0 | $4,029/mo | |||
95AMP Bank | Professional Package - $1,000,000+ | 6.44% | 6.79% | Variable | 85–90% | $0 | $4,029/mo | |||
96AMP Bank | Professional Package - $500,000 to <$1,000,000 | 6.44% | 6.79% | Variable | 85–90% | $0 | $4,029/mo | |||
97ANZ | ANZ Simplicity PLUS | 6.44% | 6.44% | Variable | 60–70% | $0 | $4,029/mo | |||
98National Australia Bank | NAB Base Variable Rate Home Loan | 6.44% | 6.44% | Variable | 90–95% | $0 | $4,029/mo | |||
99Bankwest | Bankwest Simple Home Loan | 6.49% | 6.52% | Variable | 85–90% | $0 | $4,047/mo | |||
100Commonwealth Bank of Australia | Standard Variable Rate Home Loan (Owner Occupied) | 6.49% | 6.87% | Variable | 70–80% | $395 | $4,047/mo | |||
101Bankwest | Complete Variable Home Loan Package | 6.49% | 6.88% | Variable | 85–90% | $0 | $4,047/mo | |||
102Commonwealth Bank of Australia | 1 Year Fixed Rate Home Loan (Owner Occupied) | 6.49% | 8.06% | 1yr Fixed | lvr_unspecified | $395 | $4,047/mo | |||
103Commonwealth Bank of Australia | Simple Home Loan (Owner Occupied) | 6.49% | 6.74% | Variable | 70–80% | $0 | $4,047/mo | |||
104National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.76% | 4yr Fixed | 60–70% | $0 | $4,047/mo | |||
105ING | Fixed Rate Loan | 6.49% | 6.24% | 1yr Fixed | 60–70% | $0 | $4,047/mo | |||
106ING | Fixed Rate Loan | 6.49% | 6.27% | 1yr Fixed | 70–80% | $0 | $4,047/mo | |||
107National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.84% | 1yr Fixed | 90–95% | $0 | $4,047/mo | |||
108National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.74% | 5yr Fixed | 60–70% | $0 | $4,047/mo | |||
109National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.79% | 3yr Fixed | ≤60% | $0 | $4,047/mo | |||
110Bank of Melbourne | Variable Home Loan with Offset | 6.49% | 6.86% | Variable | 70–80% | $395 | $4,047/mo | |||
111National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.79% | 3yr Fixed | 90–95% | $0 | $4,047/mo | |||
112National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.76% | 4yr Fixed | 90–95% | $0 | $4,047/mo | |||
113National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.74% | 5yr Fixed | 90–95% | $0 | $4,047/mo | |||
114National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.89% | 4yr Fixed | 70–80% | $0 | $4,047/mo | |||
115National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.85% | 5yr Fixed | 70–80% | $0 | $4,047/mo | |||
116AMP Bank | AMP Essential Home Loan - $250,000 to <$750,000 | 6.49% | 6.52% | Variable | 85–90% | $0 | $4,047/mo | |||
117National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.79% | 3yr Fixed | 60–70% | $0 | $4,047/mo | |||
118National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.84% | 1yr Fixed | 60–70% | $0 | $4,047/mo | |||
119National Australia Bank | NAB Tailored Home Loan | 6.49% | 7.02% | 1yr Fixed | 70–80% | $0 | $4,047/mo | |||
120National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.93% | 3yr Fixed | 70–80% | $0 | $4,047/mo | |||
121National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.84% | 1yr Fixed | ≤60% | $0 | $4,047/mo | |||
122Bank of Queensland | Fixed Rate Home Loan | 6.49% | 6.36% | 3yr Fixed | 70–80% | $0 | $4,047/mo | |||
123National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.76% | 4yr Fixed | ≤60% | $0 | $4,047/mo | |||
124National Australia Bank | NAB Tailored Home Loan | 6.49% | 6.74% | 5yr Fixed | ≤60% | $0 | $4,047/mo | |||
125Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.54% | 6.59% | 1yr Fixed | lvr_80-90% | $0 | $4,066/mo | |||
126Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.54% | 6.59% | 1yr Fixed | lvr_80-90% | $0 | $4,066/mo | |||
127HSBC Australia | 4 Year Fixed (Package) | 6.54% | 6.65% | 4yr Fixed | ≤60% | $0 | $4,066/mo | |||
128HSBC Australia | Standard Variable (Package) | 6.54% | 6.90% | Variable | 85–90% | $0 | $4,066/mo | |||
129Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.54% | 6.54% | 1yr Fixed | 70–80% | $0 | $4,066/mo | |||
130HSBC Australia | Home Smart (Package) | 6.54% | 6.90% | Variable | 85–90% | $0 | $4,066/mo | |||
131Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.54% | 6.52% | 1yr Fixed | 70–80% | $0 | $4,066/mo | |||
132Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.54% | 6.59% | 1yr Fixed | lvr_80-90% | $0 | $4,066/mo | |||
133National Australia Bank | NAB Tailored Home Loan | 6.54% | 6.98% | 2yr Fixed | 70–80% | $0 | $4,066/mo | |||
134National Australia Bank | NAB Defence Force Home Loan | 6.54% | 6.82% | 2yr Fixed | 90–95% | $0 | $4,066/mo | |||
135HSBC Australia | 5 Year Fixed (Package) | 6.54% | 6.68% | 5yr Fixed | ≤60% | $0 | $4,066/mo | |||
136National Australia Bank | NAB Tailored Home Loan | 6.54% | 6.82% | 2yr Fixed | ≤60% | $0 | $4,066/mo | |||
137National Australia Bank | NAB Tailored Home Loan | 6.54% | 6.82% | 2yr Fixed | 60–70% | $0 | $4,066/mo | |||
138ANZ | ANZ Simplicity PLUS | 6.54% | 6.54% | Variable | 70–80% | $0 | $4,066/mo | |||
139ING | Fixed Rate Loan | 6.59% | 6.42% | 1yr Fixed | 85–90% | $0 | $4,085/mo | |||
140Commonwealth Bank of Australia | 3 Year Fixed Rate Home Loan (Owner Occupied) | 6.59% | 7.83% | 3yr Fixed | lvr_unspecified | $395 | $4,085/mo | |||
141National Australia Bank | NAB Tailored Home Loan | 6.59% | 6.90% | 5yr Fixed | 80–85% | $0 | $4,085/mo | |||
142National Australia Bank | NAB Tailored Home Loan | 6.59% | 7.03% | 1yr Fixed | 80–85% | $0 | $4,085/mo | |||
143National Australia Bank | NAB Tailored Home Loan | 6.59% | 6.96% | 3yr Fixed | 80–85% | $0 | $4,085/mo | |||
144HSBC Australia | 5 Year Fixed (Package) | 6.59% | 6.76% | 5yr Fixed | 70–80% | $0 | $4,085/mo | |||
145HSBC Australia | 4 Year Fixed (Package) | 6.59% | 6.73% | 4yr Fixed | 70–80% | $0 | $4,085/mo | |||
146National Australia Bank | NAB Tailored Home Loan | 6.59% | 6.92% | 4yr Fixed | 80–85% | $0 | $4,085/mo | |||
147Commonwealth Bank of Australia | 4 Year Fixed Rate Home Loan (Owner Occupied) | 6.64% | 7.75% | 4yr Fixed | lvr_unspecified | $395 | $4,104/mo | |||
148Macquarie Bank | Macquarie Basic Home Loan | 6.64% | 6.31% | 1yr Fixed | 60–70% | $0 | $4,104/mo | |||
149National Australia Bank | NAB Tailored Home Loan | 6.64% | 7.00% | 2yr Fixed | 80–85% | $0 | $4,104/mo | |||
150ING | Orange Advantage | 6.69% | 6.97% | Variable | 90–95% | $0 | $4,123/mo | |||
151ING | Mortgage Simplifier | 6.69% | 6.72% | Variable | 90–95% | $0 | $4,123/mo | |||
152St. George Bank | Basic Variable Home Loan | 6.69% | 6.70% | Variable | 90–95% | $0 | $4,123/mo | |||
153St. George Bank | Fixed Rate Home Loan | 6.69% | 6.88% | 5yr Fixed | 60–70% | $395 | $4,123/mo | |||
154Bank of Melbourne | Basic Variable Home Loan | 6.69% | 6.70% | Variable | 90–95% | $0 | $4,123/mo | |||
155Macquarie Bank | Macquarie Basic Home Loan | 6.69% | 6.37% | 1yr Fixed | 70–80% | $0 | $4,123/mo | |||
156ING | Fixed Rate Loan | 6.69% | 6.72% | 1yr Fixed | 90–95% | $0 | $4,123/mo | |||
157Bank of Queensland | Fixed Rate Home Loan | 6.70% | 8.03% | 2yr Fixed | 90–95% | $0 | $4,127/mo | |||
158Bank of Queensland | Fixed Rate Home Loan | 6.70% | 6.49% | 2yr Fixed | 85–90% | $0 | $4,127/mo | |||
159HSBC Australia | 2 Year Fixed (Package) | 6.74% | 6.94% | 2yr Fixed | 85–90% | $0 | $4,142/mo | |||
160HSBC Australia | 1 Year Fixed (Package) | 6.74% | 6.92% | 1yr Fixed | 85–90% | $0 | $4,142/mo | |||
161ANZ | ANZ Fixed Rate home loan | 6.74% | 8.24% | 2yr Fixed | 70–80% | $0 | $4,142/mo | |||
162Macquarie Bank | Macquarie Offset Home Loan | 6.74% | 6.62% | 1yr Fixed | 60–70% | $248 | $4,142/mo | |||
163Bank of Queensland | Fixed Rate Home Loan | 6.74% | 6.54% | 3yr Fixed | 85–90% | $0 | $4,142/mo | |||
164HSBC Australia | 3 Year Fixed (Package) | 6.79% | 6.97% | 3yr Fixed | 85–90% | $0 | $4,161/mo | |||
165Bankwest | Complete Fixed Home Loan Package | 6.79% | 7.28% | 1yr Fixed | 70–80% | $0 | $4,161/mo | |||
166Commonwealth Bank of Australia | Standard Variable Rate Home Loan (Owner Occupied) | 6.79% | 7.16% | Variable | 85–90% | $395 | $4,161/mo | |||
167Bankwest | Fixed Rate Home Loan | 6.79% | 8.08% | 1yr Fixed | 70–80% | $0 | $4,161/mo | |||
168Commonwealth Bank of Australia | 5 Year Fixed Rate Loan (Owner Occupied) | 6.79% | 7.73% | 5yr Fixed | lvr_unspecified | $395 | $4,161/mo | |||
169Commonwealth Bank of Australia | Simple Home Loan (Owner Occupied) | 6.79% | 7.04% | Variable | 85–90% | $0 | $4,161/mo | |||
170Bank of Queensland | Fixed Rate Home Loan | 6.79% | 6.50% | 4yr Fixed | 70–80% | $0 | $4,161/mo | |||
171St. George Bank | Fixed Rate Home Loan | 6.79% | 6.97% | 5yr Fixed | 70–80% | $395 | $4,161/mo | |||
172AMP Bank | AMP Essential Home Loan - $750,000+ | 6.79% | 6.82% | Variable | 80–85% | $0 | $4,161/mo | |||
173Bank of Melbourne | Variable Home Loan with Offset | 6.79% | 7.16% | Variable | 90–95% | $395 | $4,161/mo | |||
174Bank of Queensland | Fixed Rate Home Loan | 6.79% | 6.55% | 5yr Fixed | 70–80% | $0 | $4,161/mo | |||
175National Australia Bank | NAB Defence Force Home Loan | 6.79% | 6.87% | Variable | 90–95% | $0 | $4,161/mo | |||
176Macquarie Bank | Macquarie Offset Home Loan | 6.79% | 6.67% | 1yr Fixed | 70–80% | $248 | $4,161/mo | |||
177AMP Bank | AMP First Home Loan | 6.83% | 6.83% | Variable | 80–85% | $0 | $4,176/mo | |||
178Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.84% | 6.74% | 1yr Fixed | 85–90% | $0 | $4,180/mo | |||
179Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.84% | 6.76% | 1yr Fixed | 85–90% | $0 | $4,180/mo | |||
180Bank of Queensland | Fixed Rate Home Loan | 6.84% | 7.93% | 3yr Fixed | 90–95% | $0 | $4,180/mo | |||
181AMP Bank | AMP First Home Loan | 6.87% | 6.83% | 1yr Fixed | 80–85% | $0 | $4,191/mo | |||
182AMP Bank | AMP First Home Loan | 6.87% | 6.21% | 1yr Fixed | 80–85% | $0 | $4,191/mo | |||
183Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.88% | 7.06% | Variable | 90–95% | $0 | $4,195/mo | |||
184Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.88% | 7.08% | Variable | 90–95% | $0 | $4,195/mo | |||
185AMP Bank | AMP First Home Loan | 6.88% | 6.84% | 2yr Fixed | 80–85% | $0 | $4,195/mo | |||
186AMP Bank | AMP First Home Loan | 6.88% | 6.28% | 2yr Fixed | 80–85% | $0 | $4,195/mo | |||
187AMP Bank | Professional Package | 6.89% | 7.48% | 2yr Fixed | 80–85% | $0 | $4,199/mo | |||
188AMP Bank | Professional Package | 6.89% | 7.36% | 1yr Fixed | 85–90% | $0 | $4,199/mo | |||
189Bankwest | Bankwest Simple Home Loan | 6.89% | 6.92% | Variable | 90–95% | $0 | $4,199/mo | |||
190Bankwest | Complete Variable Home Loan Package | 6.89% | 7.28% | Variable | 90–95% | $0 | $4,199/mo | |||
191AMP Bank | Professional Package | 6.89% | 7.29% | 1yr Fixed | 60–70% | $0 | $4,199/mo | |||
192AMP Bank | Professional Package | 6.89% | 7.26% | 2yr Fixed | 60–70% | $0 | $4,199/mo | |||
193AMP Bank | Professional Package | 6.89% | 7.29% | 1yr Fixed | 70–80% | $0 | $4,199/mo | |||
194AMP Bank | Professional Package | 6.89% | 7.26% | 2yr Fixed | 70–80% | $0 | $4,199/mo | |||
195AMP Bank | Professional Package | 6.89% | 7.54% | 1yr Fixed | 80–85% | $0 | $4,199/mo | |||
196AMP Bank | Professional Package | 6.89% | 7.32% | 2yr Fixed | 85–90% | $0 | $4,199/mo | |||
197AMP Bank | Professional Package | 6.89% | 7.25% | 1yr Fixed | ≤60% | $0 | $4,199/mo | |||
198AMP Bank | Professional Package | 6.89% | 7.22% | 2yr Fixed | ≤60% | $0 | $4,199/mo | |||
199AMP Bank | Professional Package - $100,000 to <$500,000 | 6.94% | 7.28% | Variable | ≤60% | $0 | $4,218/mo | |||
200ANZ | ANZ Fixed Rate home loan | 6.94% | 8.13% | 3yr Fixed | 70–80% | $0 | $4,218/mo | |||
201AMP Bank | AMP First Home Loan | 6.98% | 6.37% | 3yr Fixed | 80–85% | $0 | $4,233/mo | |||
202AMP Bank | AMP First Home Loan | 6.98% | 6.87% | 3yr Fixed | 80–85% | $0 | $4,233/mo | |||
203AMP Bank | Professional Package | 6.99% | 7.26% | 3yr Fixed | 60–70% | $0 | $4,237/mo | |||
204AMP Bank | Professional Package - $100,000 to <$500,000 | 6.99% | 7.33% | Variable | 60–70% | $0 | $4,237/mo | |||
205ANZ | ANZ Fixed Rate home loan | 6.99% | 8.01% | 4yr Fixed | 70–80% | $0 | $4,237/mo | |||
206HSBC Australia | 5 Year Fixed (Package) | 6.99% | 7.10% | 5yr Fixed | 85–90% | $0 | $4,237/mo | |||
207HSBC Australia | 4 Year Fixed (Package) | 6.99% | 7.07% | 4yr Fixed | 85–90% | $0 | $4,237/mo | |||
208AMP Bank | AMP Essential Home Loan | 6.99% | 7.02% | Variable | 80–85% | $0 | $4,237/mo | |||
209AMP Bank | Professional Package | 6.99% | 7.45% | 3yr Fixed | 80–85% | $0 | $4,237/mo | |||
210AMP Bank | Professional Package | 6.99% | 7.31% | 3yr Fixed | 85–90% | $0 | $4,237/mo | |||
211AMP Bank | Professional Package | 6.99% | 7.22% | 3yr Fixed | ≤60% | $0 | $4,237/mo | |||
212AMP Bank | Professional Package | 6.99% | 7.26% | 3yr Fixed | 70–80% | $0 | $4,237/mo | |||
213AMP Bank | Professional Package - $1,000,000+ | 6.99% | 7.33% | Variable | 80–85% | $0 | $4,237/mo | |||
214AMP Bank | Professional Package - $100,000 to <$500,000 | 6.99% | 7.33% | Variable | 70–80% | $0 | $4,237/mo | |||
215AMP Bank | Professional Package - $500,000 to <$1,000,000 | 6.99% | 7.33% | Variable | 80–85% | $0 | $4,237/mo | |||
216National Australia Bank | NAB Tailored Home Loan | 6.99% | 7.07% | Variable | 80–85% | $0 | $4,237/mo | |||
217ANZ | ANZ Fixed Rate home loan | 6.99% | 7.27% | 4yr Fixed | 80–85% | $0 | $4,237/mo | |||
218Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 7.04% | 7.13% | 1yr Fixed | 90–95% | $0 | $4,256/mo | |||
219Bank of Queensland | Fixed Rate Home Loan | 7.04% | 6.69% | 4yr Fixed | 85–90% | $0 | $4,256/mo | |||
220Bank of Queensland | Fixed Rate Home Loan | 7.04% | 6.75% | 5yr Fixed | 85–90% | $0 | $4,256/mo | |||
221Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 7.04% | 7.15% | 1yr Fixed | 90–95% | $0 | $4,256/mo | |||
222ANZ | ANZ Fixed Rate home loan | 7.04% | 7.91% | 5yr Fixed | 70–80% | $0 | $4,256/mo | |||
223ANZ | ANZ Fixed Rate home loan | 7.04% | 7.26% | 5yr Fixed | 80–85% | $0 | $4,256/mo | |||
224AMP Bank | Professional Package - $100,000 to <$500,000 | 7.07% | 7.41% | Variable | 85–90% | $0 | $4,268/mo | |||
225HSBC Australia | 1 Year Fixed (Non- Package) | 7.09% | 7.84% | 1yr Fixed | 85–90% | $0 | $4,275/mo | |||
226St. George Bank | Fixed Rate Home Loan | 7.09% | 7.27% | 5yr Fixed | 90–95% | $395 | $4,275/mo | |||
227HSBC Australia | 2 Year Fixed (Non- Package) | 7.09% | 7.76% | 2yr Fixed | 85–90% | $0 | $4,275/mo | |||
228HSBC Australia | 2 Year Fixed (Non- Package) | 7.09% | 7.52% | 2yr Fixed | 70–80% | $0 | $4,275/mo | |||
229HSBC Australia | 1 Year Fixed (Non- Package) | 7.09% | 7.57% | 1yr Fixed | 70–80% | $0 | $4,275/mo | |||
230ANZ | ANZ Simplicity PLUS | 7.09% | 7.09% | Variable | 85–90% | $0 | $4,275/mo | |||
231Bankwest | Complete Fixed Home Loan Package | 7.14% | 7.43% | 1yr Fixed | 85–90% | $0 | $4,294/mo | |||
232Bank of Queensland | Fixed Rate Home Loan | 7.14% | 7.85% | 5yr Fixed | 90–95% | $0 | $4,294/mo | |||
233Macquarie Bank | Macquarie Basic Home Loan | 7.14% | 7.17% | Variable | 90–95% | $0 | $4,294/mo | |||
234Macquarie Bank | Macquarie Offset Home Loan | 7.14% | 7.38% | Variable | 90–95% | $248 | $4,294/mo | |||
235HSBC Australia | 3 Year Fixed (Non- Package) | 7.14% | 7.71% | 3yr Fixed | 85–90% | $0 | $4,294/mo | |||
236HSBC Australia | 3 Year Fixed (Non- Package) | 7.14% | 7.50% | 3yr Fixed | 70–80% | $0 | $4,294/mo | |||
237Bank of Queensland | Fixed Rate Home Loan | 7.14% | 7.93% | 4yr Fixed | 90–95% | $0 | $4,294/mo | |||
238Bankwest | Fixed Rate Home Loan | 7.19% | 8.26% | 1yr Fixed | 85–90% | $0 | $4,314/mo | |||
239ANZ | ANZ Standard Variable home loan | 7.24% | 7.24% | Variable | 70–80% | $0 | $4,333/mo | |||
240AMP Bank | Professional Package - $100,000 to <$500,000 | 7.27% | 7.61% | Variable | 80–85% | $0 | $4,345/mo | |||
241Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 7.28% | 7.50% | Variable | 90–95% | $0 | $4,348/mo | |||
242AMP Bank | AMP First Home Loan | 7.28% | 6.64% | 5yr Fixed | 80–85% | $0 | $4,348/mo | |||
243AMP Bank | AMP First Home Loan | 7.28% | 7.03% | 5yr Fixed | 80–85% | $0 | $4,348/mo | |||
244AMP Bank | Professional Package | 7.29% | 7.50% | 5yr Fixed | 80–85% | $0 | $4,352/mo | |||
245AMP Bank | Professional Package | 7.29% | 7.33% | 5yr Fixed | ≤60% | $0 | $4,352/mo | |||
246AMP Bank | Professional Package | 7.29% | 7.35% | 5yr Fixed | 60–70% | $0 | $4,352/mo | |||
247AMP Bank | Professional Package | 7.29% | 7.40% | 5yr Fixed | 85–90% | $0 | $4,352/mo | |||
248AMP Bank | Professional Package | 7.29% | 7.35% | 5yr Fixed | 70–80% | $0 | $4,352/mo | |||
249Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | 7.34% | 7.34% | Variable | 90–95% | $0 | $4,372/mo | |||
250HSBC Australia | Fixed Rate Loans Reference Rate | 7.34% | 8.33% | 1yr Fixed | lvr_80-90% | $0 | $4,372/mo | |||
251HSBC Australia | 5 Year Fixed (Non- Package) | 7.34% | 7.52% | 5yr Fixed | 70–80% | $0 | $4,372/mo | |||
252HSBC Australia | 5 Year Fixed (Non- Package) | 7.34% | 7.68% | 5yr Fixed | 85–90% | $0 | $4,372/mo | |||
253HSBC Australia | 4 Year Fixed (Non- Package) | 7.34% | 7.54% | 4yr Fixed | 70–80% | $0 | $4,372/mo | |||
254HSBC Australia | 4 Year Fixed (Non- Package) | 7.34% | 7.72% | 4yr Fixed | 85–90% | $0 | $4,372/mo | |||
255ANZ | ANZ Standard Variable home loan | 7.44% | 7.44% | Variable | 80–85% | $0 | $4,411/mo | |||
256Macquarie Bank | Macquarie Basic Home Loan | 7.69% | 7.37% | 1yr Fixed | 90–95% | $0 | $4,508/mo | |||
257ANZ | ANZ Fixed Rate home loan | 7.69% | 7.94% | 1yr Fixed | 70–80% | $0 | $4,508/mo | |||
258ANZ | ANZ Fixed Rate home loan | 7.69% | 7.59% | 1yr Fixed | 80–85% | $0 | $4,508/mo | |||
259Commonwealth Bank of Australia | Simple Home Loan (Owner Occupied) | 7.74% | 7.98% | Variable | 90–95% | $0 | $4,528/mo | |||
260Commonwealth Bank of Australia | Standard Variable Rate Home Loan (Owner Occupied) | 7.74% | 8.10% | Variable | 90–95% | $395 | $4,528/mo | |||
261Macquarie Bank | Macquarie Offset Home Loan | 7.79% | 7.67% | 1yr Fixed | 90–95% | $248 | $4,548/mo | |||
262AMP Bank | Land Loan | 7.95% | 8.00% | Variable | 80–85% | $0 | $4,611/mo | |||
263ANZ | ANZ Simplicity PLUS | 7.99% | 7.99% | Variable | 90–95% | $0 | $4,627/mo | |||
264Great Southern Bank | Basic Variable OO P&I | 8.00% | 6.20% | Variable | 60–70% | $0 | $4,631/mo | |||
265Great Southern Bank | Basic Variable OO P&I | 8.00% | 6.40% | Variable | 70–80% | $0 | $4,631/mo | |||
266Great Southern Bank | Basic Variable OO P&I | 8.00% | 6.50% | Variable | 85–90% | $0 | $4,631/mo | |||
267Great Southern Bank | Basic Variable OO P&I | 8.00% | 7.00% | Variable | 90–95% | $0 | $4,631/mo | |||
268HSBC Australia | Home Value Loan - Reference Rate | 8.15% | 8.90% | Variable | lvr_80-90% | $0 | $4,691/mo | |||
269Great Southern Bank | Offset Variable OO P&I | 8.20% | 6.20% | Variable | 60–70% | $0 | $4,711/mo | |||
270Great Southern Bank | Offset Variable OO P&I | 8.20% | 6.35% | Variable | 70–80% | $0 | $4,711/mo | |||
271Great Southern Bank | Offset Variable OO P&I | 8.20% | 6.65% | Variable | 85–90% | $0 | $4,711/mo | |||
272Great Southern Bank | Offset Variable OO P&I | 8.20% | 7.10% | Variable | 90–95% | $0 | $4,711/mo | |||
273Bank of Queensland | Clear Path Variable Home Loan | 8.24% | 8.35% | Variable | 90–95% | $0 | $4,727/mo | |||
274Bankwest | Complete Fixed Home Loan Package | 8.34% | 8.73% | 1yr Fixed | 90–95% | $0 | $4,767/mo | |||
275Bankwest | Fixed Rate Home Loan | 8.39% | 8.81% | 1yr Fixed | 90–95% | $0 | $4,787/mo | |||
276Suncorp Bank | Back to Basics Variable Rate | 8.65% | 8.73% | Variable | 90–95% | $0 | $4,892/mo | |||
277St. George Bank | Variable Home Loan with Offset | 8.71% | 8.85% | Variable | 60–70% | $395 | $4,917/mo | |||
278HSBC Australia | Home Smart - Reference Rate | 8.76% | 9.71% | Variable | lvr_80-90% | $0 | $4,937/mo | |||
279HSBC Australia | Standard Variable - Reference Rate | 8.76% | 9.45% | Variable | lvr_80-90% | $0 | $4,937/mo | |||
280St. George Bank | Variable Home Loan with Offset | 8.81% | 8.95% | Variable | 70–80% | $395 | $4,957/mo | |||
281St. George Bank | Variable Home Loan with Offset | 9.11% | 9.25% | Variable | 90–95% | $395 | $5,080/mo |
How to Compare Home Loan Rates in Australia
Finding the best home loan rate can save you tens of thousands of dollars over the life of your mortgage. This comparison tool shows live interest rates from 14 major Australian lenders, sourced directly from the Consumer Data Right (CDR) open banking APIs mandated by the Australian Government.
Understanding Interest Rates vs Comparison Rates
The interest rate is what the lender charges you on your loan balance. The comparison rate includes the interest rate plus most fees and charges, calculated on a $150,000 loan over 25 years. It gives a more accurate picture of the total cost, but may differ for your specific loan amount and term.
Key Factors When Choosing a Home Loan
- LVR (Loan-to-Value Ratio) — Lower LVR tiers typically attract better rates. Borrowing less than 80% of the property value avoids Lenders Mortgage Insurance.
- Fixed vs Variable — Fixed rates lock in repayments for 1–5 years. Variable rates can change with the RBA cash rate but often offer more flexibility.
- Offset Accounts — Money in an offset account reduces the interest charged on your loan balance, potentially saving thousands.
- Basic vs Premium — Basic loans offer lower rates with fewer features. Premium (packaged) loans include offset accounts and fee waivers but may charge an annual package fee.
Where Does This Data Come From?
Rates are sourced from each lender's CDR (Consumer Data Right) API — the same standardised open banking system that powers accredited comparison services. This ensures the data is accurate, up-to-date, and published directly by the lenders themselves.
This page displays general product information sourced from lender product reference data published under Australia's Consumer Data Right and other publicly available sources. It does not constitute credit assistance or financial advice. Rates are indicative and subject to change. Comparison rates are based on a $150,000 loan over 25 years. Always confirm rates directly with the lender before applying.