Compare home loan interest rates
Live rates from the banks on Mage's 21-lender panel. Data sourced directly from open banking APIs and updated daily.
Watching lender rates across Australia · checked 1h ago
What's a comparison rate?
A comparison rate folds the interest rate together with most fees and charges, so you can compare what loans actually cost. Comparison rates are calculated on a $150,000 loan over 25 years and apply only to the example given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included and may influence the cost of the loan.
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest rate
5.89%
0.15%Comparison
6.02%
Est. monthly (30yr)
$3,555
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.09%
Comparison
6.11%
Est. monthly (30yr)
$3,632
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.09%
Comparison
6.11%
Est. monthly (30yr)
$3,632
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.09%
Comparison
6.11%
Est. monthly (30yr)
$3,632
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.09%
Comparison
6.11%
Est. monthly (30yr)
$3,632
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.09%
Comparison
6.34%
Est. monthly (30yr)
$3,632
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.09%
Comparison
6.34%
Est. monthly (30yr)
$3,632
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.09%
Comparison
6.34%
Est. monthly (30yr)
$3,632
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.13%
Comparison
6.15%
Est. monthly (30yr)
$3,648
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.14%
Comparison
6.16%
Est. monthly (30yr)
$3,651
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.14%
Comparison
6.16%
Est. monthly (30yr)
$3,651
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.14%
Comparison
6.32%
Est. monthly (30yr)
$3,651
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.14%
Comparison
6.34%
Est. monthly (30yr)
$3,651
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.14%
Comparison
6.35%
Est. monthly (30yr)
$3,651
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.14%
Comparison
6.39%
Est. monthly (30yr)
$3,651
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.14%
Comparison
6.39%
Est. monthly (30yr)
$3,651
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.14%
Comparison
—
Est. monthly (30yr)
$3,651
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.18%
Comparison
6.36%
Est. monthly (30yr)
$3,667
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.18%
Comparison
6.38%
Est. monthly (30yr)
$3,667
Bankwest
Bankwest Simple Home Loan
Interest rate
6.19%
Comparison
6.22%
Est. monthly (30yr)
$3,671
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.19%
0.10%Comparison
6.35%
Est. monthly (30yr)
$3,671
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.19%
Comparison
6.40%
Est. monthly (30yr)
$3,671
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.19%
Comparison
6.41%
Est. monthly (30yr)
$3,671
Bankwest
Complete Variable Home Loan Package
Interest rate
6.19%
Comparison
6.58%
Est. monthly (30yr)
$3,671
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.19%
0.10%Comparison
—
Est. monthly (30yr)
$3,671
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.19%
Comparison
—
Est. monthly (30yr)
$3,671
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.23%
Comparison
6.45%
Est. monthly (30yr)
$3,687
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.23%
Comparison
6.45%
Est. monthly (30yr)
$3,687
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.23%
Comparison
6.45%
Est. monthly (30yr)
$3,687
Bankwest
Bankwest Simple Home Loan
Interest rate
6.24%
Comparison
6.27%
Est. monthly (30yr)
$3,690
Bankwest
Bankwest Simple Home Loan
Interest rate
6.24%
Comparison
6.27%
Est. monthly (30yr)
$3,690
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.24%
0.10%Comparison
6.40%
Est. monthly (30yr)
$3,690
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.24%
0.09%Comparison
6.42%
Est. monthly (30yr)
$3,690
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.24%
0.09%Comparison
6.44%
Est. monthly (30yr)
$3,690
Bankwest
Complete Variable Home Loan Package
Interest rate
6.24%
Comparison
6.63%
Est. monthly (30yr)
$3,690
Bankwest
Complete Variable Home Loan Package
Interest rate
6.24%
Comparison
6.63%
Est. monthly (30yr)
$3,690
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.24%
0.10%Comparison
—
Est. monthly (30yr)
$3,690
Bank of Melbourne
Basic Variable Home Loan
Interest rate
6.29%
Comparison
6.30%
Est. monthly (30yr)
$3,710
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.29%
Comparison
6.41%
Est. monthly (30yr)
$3,710
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.29%
Comparison
6.43%
Est. monthly (30yr)
$3,710
ANZ
ANZ Fixed Rate home loan
Interest rate
6.29%
Comparison
7.05%
Est. monthly (30yr)
$3,710
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.29%
Comparison
—
Est. monthly (30yr)
$3,710
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.29%
Comparison
—
Est. monthly (30yr)
$3,710
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.34%
Comparison
6.36%
Est. monthly (30yr)
$3,729
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.34%
Comparison
6.46%
Est. monthly (30yr)
$3,729
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.34%
Comparison
6.48%
Est. monthly (30yr)
$3,729
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.34%
Comparison
6.59%
Est. monthly (30yr)
$3,729
ANZ
ANZ Fixed Rate home loan
Interest rate
6.34%
0.90%Comparison
7.15%
Est. monthly (30yr)
$3,729
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.34%
Comparison
—
Est. monthly (30yr)
$3,729
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.34%
Comparison
—
Est. monthly (30yr)
$3,729
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.38%
Comparison
6.60%
Est. monthly (30yr)
$3,745
ANZ
ANZ Simplicity PLUS
Interest rate
6.39%
Comparison
6.39%
Est. monthly (30yr)
$3,749
Bank of Melbourne
Basic Variable Home Loan
Interest rate
6.39%
Comparison
6.40%
Est. monthly (30yr)
$3,749
Bank of Melbourne
Variable Home Loan with Offset
Interest rate
6.39%
Comparison
6.77%
Est. monthly (30yr)
$3,749
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.39%
0.05%Comparison
—
Est. monthly (30yr)
$3,749
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.39%
Comparison
—
Est. monthly (30yr)
$3,749
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest rate
6.39%
0.05%Comparison
—
Est. monthly (30yr)
$3,749
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest rate
6.39%
Comparison
—
Est. monthly (30yr)
$3,749
ANZ
ANZ Simplicity PLUS
Interest rate
6.44%
Comparison
6.44%
Est. monthly (30yr)
$3,769
National Australia Bank
NAB Base Variable Rate Home Loan
Interest rate
6.44%
Comparison
6.44%
Est. monthly (30yr)
$3,769
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.44%
Comparison
—
Est. monthly (30yr)
$3,769
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.44%
Comparison
—
Est. monthly (30yr)
$3,769
Bendigo and Adelaide Bank
Bendigo Easy Home Loan
Interest rate
6.44%
Comparison
—
Est. monthly (30yr)
$3,769
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest rate
6.44%
Comparison
—
Est. monthly (30yr)
$3,769
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest rate
6.44%
Comparison
—
Est. monthly (30yr)
$3,769
Bendigo and Adelaide Bank
Bendigo Express Home Loan
Interest rate
6.44%
Comparison
—
Est. monthly (30yr)
$3,769
Bankwest
Bankwest Simple Home Loan
Interest rate
6.49%
Comparison
6.52%
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.49%
Comparison
6.53%
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.49%
Comparison
6.53%
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.49%
Comparison
6.53%
Est. monthly (30yr)
$3,788
National Australia Bank
NAB Defence Force Home Loan
Interest rate
6.49%
Comparison
6.78%
Est. monthly (30yr)
$3,788
National Australia Bank
NAB Defence Force Home Loan
Interest rate
6.49%
Comparison
6.81%
Est. monthly (30yr)
$3,788
National Australia Bank
NAB Defence Force Home Loan
Interest rate
6.49%
Comparison
6.83%
Est. monthly (30yr)
$3,788
Bank of Melbourne
Variable Home Loan with Offset
Interest rate
6.49%
Comparison
6.86%
Est. monthly (30yr)
$3,788
Bankwest
Complete Variable Home Loan Package
Interest rate
6.49%
Comparison
6.88%
Est. monthly (30yr)
$3,788
National Australia Bank
NAB Defence Force Home Loan
Interest rate
6.49%
Comparison
6.88%
Est. monthly (30yr)
$3,788
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.49%
Comparison
6.98%
Est. monthly (30yr)
$3,788
ANZ
ANZ Fixed Rate home loan
Interest rate
6.49%
Comparison
7.02%
Est. monthly (30yr)
$3,788
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.49%
Comparison
7.03%
Est. monthly (30yr)
$3,788
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.49%
Comparison
7.19%
Est. monthly (30yr)
$3,788
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.49%
Comparison
7.25%
Est. monthly (30yr)
$3,788
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.49%
Comparison
7.32%
Est. monthly (30yr)
$3,788
Bankwest
Fixed Rate Home Loan
Interest rate
6.49%
Comparison
8.78%
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.49%
0.05%Comparison
—
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.49%
Comparison
—
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.49%
0.05%Comparison
—
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.49%
Comparison
—
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.49%
0.05%Comparison
—
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.49%
0.05%Comparison
—
Est. monthly (30yr)
$3,788
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.49%
0.05%Comparison
—
Est. monthly (30yr)
$3,788
ANZ
ANZ Simplicity PLUS
Interest rate
6.54%
Comparison
6.54%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.54%
Comparison
6.54%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison
6.57%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.54%
Comparison
6.57%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison
6.57%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison
6.59%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.54%
Comparison
6.59%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison
6.59%
Est. monthly (30yr)
$3,808
National Australia Bank
NAB Defence Force Home Loan
Interest rate
6.54%
Comparison
6.87%
Est. monthly (30yr)
$3,808
ANZ
ANZ Fixed Rate home loan
Interest rate
6.54%
Comparison
6.98%
Est. monthly (30yr)
$3,808
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.54%
0.15%Comparison
7.10%
Est. monthly (30yr)
$3,808
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.54%
0.15%Comparison
7.32%
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
First Home Buyers (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
Bendigo and Adelaide Bank
Single Parents (Bendigo Complete Home Loan)
Interest rate
6.54%
Comparison
—
Est. monthly (30yr)
$3,808
ANZ
ANZ Fixed Rate home loan
Interest rate
6.59%
Comparison
6.95%
Est. monthly (30yr)
$3,828
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.59%
Comparison
7.29%
Est. monthly (30yr)
$3,828
Bankwest
Fixed Rate Home Loan
Interest rate
6.59%
Comparison
8.55%
Est. monthly (30yr)
$3,828
Bank of Melbourne
Basic Variable Home Loan
Interest rate
6.69%
Comparison
6.70%
Est. monthly (30yr)
$3,868
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.69%
Comparison
6.96%
Est. monthly (30yr)
$3,868
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
6.69%
Comparison
7.00%
Est. monthly (30yr)
$3,868
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.69%
Comparison
7.18%
Est. monthly (30yr)
$3,868
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
6.69%
Comparison
7.21%
Est. monthly (30yr)
$3,868
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.69%
Comparison
7.29%
Est. monthly (30yr)
$3,868
Bankwest
Fixed Rate Home Loan
Interest rate
6.69%
Comparison
8.37%
Est. monthly (30yr)
$3,868
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.74%
Comparison
7.28%
Est. monthly (30yr)
$3,888
ANZ
ANZ Fixed Rate home loan
Interest rate
6.74%
Comparison
7.30%
Est. monthly (30yr)
$3,888
Bankwest
Fixed Rate Home Loan
Interest rate
6.74%
Comparison
8.21%
Est. monthly (30yr)
$3,888
ANZ
ANZ Fixed Rate home loan
Interest rate
6.74%
Comparison
8.24%
Est. monthly (30yr)
$3,888
National Australia Bank
NAB Defence Force Home Loan
Interest rate
6.79%
Comparison
6.92%
Est. monthly (30yr)
$3,908
National Australia Bank
NAB Tailored Home Loan
Interest rate
6.79%
Comparison
6.92%
Est. monthly (30yr)
$3,908
National Australia Bank
NAB Tailored Home Loan
Interest rate
6.79%
Comparison
6.92%
Est. monthly (30yr)
$3,908
Bank of Melbourne
Variable Home Loan with Offset
Interest rate
6.79%
Comparison
7.16%
Est. monthly (30yr)
$3,908
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.79%
Comparison
7.28%
Est. monthly (30yr)
$3,908
ANZ
ANZ Fixed Rate home loan
Interest rate
6.79%
0.90%Comparison
7.37%
Est. monthly (30yr)
$3,908
Bankwest
Fixed Rate Home Loan
Interest rate
6.79%
Comparison
8.08%
Est. monthly (30yr)
$3,908
ANZ
ANZ Fixed Rate home loan
Interest rate
6.79%
0.90%Comparison
8.43%
Est. monthly (30yr)
$3,908
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.79%
0.05%Comparison
—
Est. monthly (30yr)
$3,908
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.79%
Comparison
—
Est. monthly (30yr)
$3,908
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.79%
0.05%Comparison
—
Est. monthly (30yr)
$3,908
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.79%
Comparison
—
Est. monthly (30yr)
$3,908
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.84%
Comparison
—
Est. monthly (30yr)
$3,928
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.84%
Comparison
—
Est. monthly (30yr)
$3,928
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.84%
Comparison
—
Est. monthly (30yr)
$3,928
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.84%
Comparison
—
Est. monthly (30yr)
$3,928
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.84%
Comparison
—
Est. monthly (30yr)
$3,928
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.84%
Comparison
—
Est. monthly (30yr)
$3,928
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.88%
Comparison
7.06%
Est. monthly (30yr)
$3,944
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.88%
Comparison
7.08%
Est. monthly (30yr)
$3,944
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.89%
Comparison
7.36%
Est. monthly (30yr)
$3,948
Bankwest
Fixed Rate Home Loan
Interest rate
6.89%
Comparison
8.82%
Est. monthly (30yr)
$3,948
ANZ
ANZ Fixed Rate home loan
Interest rate
6.94%
Comparison
7.30%
Est. monthly (30yr)
$3,968
ANZ
ANZ Fixed Rate home loan
Interest rate
6.94%
Comparison
8.13%
Est. monthly (30yr)
$3,968
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.99%
0.05%Comparison
7.07%
Est. monthly (30yr)
$3,988
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
6.99%
Comparison
7.09%
Est. monthly (30yr)
$3,988
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.99%
0.05%Comparison
7.09%
Est. monthly (30yr)
$3,988
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
6.99%
Comparison
7.11%
Est. monthly (30yr)
$3,988
ANZ
ANZ Fixed Rate home loan
Interest rate
6.99%
Comparison
7.27%
Est. monthly (30yr)
$3,988
Bankwest
Complete Fixed Home Loan Package
Interest rate
6.99%
Comparison
7.37%
Est. monthly (30yr)
$3,988
ANZ
ANZ Fixed Rate home loan
Interest rate
6.99%
Comparison
8.01%
Est. monthly (30yr)
$3,988
Bankwest
Fixed Rate Home Loan
Interest rate
6.99%
Comparison
8.64%
Est. monthly (30yr)
$3,988
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
7.04%
Comparison
7.09%
Est. monthly (30yr)
$4,008
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
7.04%
Comparison
7.11%
Est. monthly (30yr)
$4,008
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
7.04%
Comparison
7.12%
Est. monthly (30yr)
$4,008
Bendigo and Adelaide Bank
Bendigo Flex Home Loan
Interest rate
7.04%
Comparison
7.13%
Est. monthly (30yr)
$4,008
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
7.04%
Comparison
7.14%
Est. monthly (30yr)
$4,008
Bendigo and Adelaide Bank
Bendigo Flex Home Loan (Retail)
Interest rate
7.04%
Comparison
7.15%
Est. monthly (30yr)
$4,008
ANZ
ANZ Fixed Rate home loan
Interest rate
7.04%
Comparison
7.26%
Est. monthly (30yr)
$4,008
ANZ
ANZ Fixed Rate home loan
Interest rate
7.04%
Comparison
7.91%
Est. monthly (30yr)
$4,008
ANZ
ANZ Simplicity PLUS
Interest rate
7.09%
Comparison
7.09%
Est. monthly (30yr)
$4,028
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.09%
Comparison
7.40%
Est. monthly (30yr)
$4,028
Bankwest
Fixed Rate Home Loan
Interest rate
7.09%
Comparison
8.49%
Est. monthly (30yr)
$4,028
Macquarie Bank
Macquarie Basic Home Loan
Interest rate
7.14%
Comparison
7.17%
Est. monthly (30yr)
$4,048
Macquarie Bank
Macquarie Offset Home Loan
Interest rate
7.14%
Comparison
7.38%
Est. monthly (30yr)
$4,048
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.14%
Comparison
7.43%
Est. monthly (30yr)
$4,048
Bankwest
Fixed Rate Home Loan
Interest rate
7.14%
Comparison
8.37%
Est. monthly (30yr)
$4,048
Bankwest
Complete Fixed Home Loan Package
Interest rate
7.19%
Comparison
7.46%
Est. monthly (30yr)
$4,069
Bankwest
Fixed Rate Home Loan
Interest rate
7.19%
Comparison
8.26%
Est. monthly (30yr)
$4,069
ANZ
ANZ Fixed Rate home loan
Interest rate
7.24%
Comparison
7.24%
Est. monthly (30yr)
$4,089
ANZ
ANZ Fixed Rate home loan
Interest rate
7.24%
Comparison
7.24%
Est. monthly (30yr)
$4,089
ANZ
ANZ Standard Variable home loan
Interest rate
7.24%
Comparison
7.24%
Est. monthly (30yr)
$4,089
Bendigo and Adelaide Bank
Bendigo Complete Home Loan
Interest rate
7.28%
Comparison
7.50%
Est. monthly (30yr)
$4,105
ANZ
ANZ Standard Variable home loan
Interest rate
7.44%
Comparison
7.44%
Est. monthly (30yr)
$4,171
ANZ
ANZ Simplicity PLUS
Interest rate
7.64%
Comparison
7.64%
Est. monthly (30yr)
$4,253
ANZ
ANZ Fixed Rate home loan
Interest rate
7.69%
Comparison
7.94%
Est. monthly (30yr)
$4,274
ANZ
ANZ Fixed Rate home loan
Interest rate
7.69%
Comparison
8.08%
Est. monthly (30yr)
$4,274
ANZ
ANZ Fixed Rate home loan
Interest rate
7.69%
Comparison
—
Est. monthly (30yr)
$4,274
ANZ
ANZ Fixed Rate home loan
Interest rate
7.69%
Comparison
—
Est. monthly (30yr)
$4,274
ANZ
ANZ Simplicity PLUS
Interest rate
7.99%
Comparison
7.99%
Est. monthly (30yr)
$4,398
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.09%
Comparison
8.71%
Est. monthly (30yr)
$4,440
Bankwest
Fixed Rate Home Loan
Interest rate
8.09%
Comparison
8.96%
Est. monthly (30yr)
$4,440
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.19%
Comparison
8.70%
Est. monthly (30yr)
$4,482
Bankwest
Fixed Rate Home Loan
Interest rate
8.19%
Comparison
8.90%
Est. monthly (30yr)
$4,482
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.29%
Comparison
8.72%
Est. monthly (30yr)
$4,524
Bankwest
Fixed Rate Home Loan
Interest rate
8.29%
Comparison
8.86%
Est. monthly (30yr)
$4,524
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.34%
Comparison
8.73%
Est. monthly (30yr)
$4,546
Bankwest
Fixed Rate Home Loan
Interest rate
8.34%
Comparison
8.83%
Est. monthly (30yr)
$4,546
Bankwest
Bankwest Simple Home Loan
Interest rate
8.37%
Comparison
8.40%
Est. monthly (30yr)
$4,558
Bankwest
Complete Variable Home Loan Package
Interest rate
8.37%
Comparison
8.74%
Est. monthly (30yr)
$4,558
Bankwest
Complete Fixed Home Loan Package
Interest rate
8.39%
Comparison
8.75%
Est. monthly (30yr)
$4,567
Bankwest
Fixed Rate Home Loan
Interest rate
8.39%
Comparison
8.81%
Est. monthly (30yr)
$4,567
| Product | Type | LVR | Offset | Redraw | Est. monthly (30yr) | |||||
|---|---|---|---|---|---|---|---|---|---|---|
1Bendigo and Adelaide Bank | Bendigo Express Home Loan | 5.89% | 6.02% | Variable | lvr_80-90% | $0 | $3,555/mo | |||
2Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.09% | 6.11% | Variable | ≤60% | $0 | $3,632/mo | |||
3Macquarie Bank | Macquarie Basic Home Loan | 6.09% | 6.11% | Variable | ≤60% | $0 | $3,632/mo | |||
4Macquarie Bank | Macquarie Basic Home Loan | 6.09% | 6.11% | Variable | 60–70% | $0 | $3,632/mo | |||
5Macquarie Bank | Macquarie Basic Home Loan | 6.09% | 6.11% | 3yr fixed | 60–70% | $0 | $3,632/mo | |||
6Macquarie Bank | Macquarie Offset Home Loan | 6.09% | 6.34% | Variable | ≤60% | $248 | $3,632/mo | |||
7Macquarie Bank | Macquarie Offset Home Loan | 6.09% | 6.34% | Variable | 60–70% | $248 | $3,632/mo | |||
8Macquarie Bank | Macquarie Offset Home Loan | 6.09% | 6.34% | 3yr fixed | 60–70% | $248 | $3,632/mo | |||
9Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.13% | 6.15% | Variable | 70–80% | $0 | $3,648/mo | |||
10Macquarie Bank | Macquarie Basic Home Loan | 6.14% | 6.16% | Variable | 70–80% | $0 | $3,651/mo | |||
11Macquarie Bank | Macquarie Basic Home Loan | 6.14% | 6.16% | 3yr fixed | 70–80% | $0 | $3,651/mo | |||
12Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.14% | 6.32% | Variable | ≤60% | $0 | $3,651/mo | |||
13Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.14% | 6.34% | Variable | ≤60% | $0 | $3,651/mo | |||
14Macquarie Bank | Macquarie Offset Home Loan | 6.14% | 6.35% | 2yr fixed | 60–70% | $248 | $3,651/mo | |||
15Macquarie Bank | Macquarie Offset Home Loan | 6.14% | 6.39% | Variable | 70–80% | $248 | $3,651/mo | |||
16Macquarie Bank | Macquarie Offset Home Loan | 6.14% | 6.39% | 3yr fixed | 70–80% | $248 | $3,651/mo | |||
17Macquarie Bank | Macquarie Basic Home Loan | 6.14% | — | 2yr fixed | 60–70% | $0 | $3,651/mo | |||
18Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.18% | 6.36% | Variable | 70–80% | $0 | $3,667/mo | |||
19Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.18% | 6.38% | Variable | 70–80% | $0 | $3,667/mo | |||
20Bankwest | Bankwest Simple Home Loan | 6.19% | 6.22% | Variable | ≤60% | $0 | $3,671/mo | |||
21Macquarie Bank | Macquarie Offset Home Loan | 6.19% | 6.35% | 1yr fixed | 60–70% | $248 | $3,671/mo | |||
22Macquarie Bank | Macquarie Offset Home Loan | 6.19% | 6.40% | 2yr fixed | 70–80% | $248 | $3,671/mo | |||
23Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.19% | 6.41% | Variable | ≤60% | $0 | $3,671/mo | |||
24Bankwest | Complete Variable Home Loan Package | 6.19% | 6.58% | Variable | ≤60% | $0 | $3,671/mo | |||
25Macquarie Bank | Macquarie Basic Home Loan | 6.19% | — | 1yr fixed | 60–70% | $0 | $3,671/mo | |||
26Macquarie Bank | Macquarie Basic Home Loan | 6.19% | — | 2yr fixed | 70–80% | $0 | $3,671/mo | |||
27Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.23% | 6.45% | Variable | lvr_80-90% | $0 | $3,687/mo | |||
28Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.23% | 6.45% | Variable | 70–80% | $0 | $3,687/mo | |||
29Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.23% | 6.45% | Variable | lvr_80-90% | $0 | $3,687/mo | |||
30Bankwest | Bankwest Simple Home Loan | 6.24% | 6.27% | Variable | 60–70% | $0 | $3,690/mo | |||
31Bankwest | Bankwest Simple Home Loan | 6.24% | 6.27% | Variable | 70–80% | $0 | $3,690/mo | |||
32Macquarie Bank | Macquarie Offset Home Loan | 6.24% | 6.40% | 1yr fixed | 70–80% | $248 | $3,690/mo | |||
33Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.24% | 6.42% | Variable | 85–90% | $0 | $3,690/mo | |||
34Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.24% | 6.44% | Variable | 85–90% | $0 | $3,690/mo | |||
35Bankwest | Complete Variable Home Loan Package | 6.24% | 6.63% | Variable | 60–70% | $0 | $3,690/mo | |||
36Bankwest | Complete Variable Home Loan Package | 6.24% | 6.63% | Variable | 70–80% | $0 | $3,690/mo | |||
37Macquarie Bank | Macquarie Basic Home Loan | 6.24% | — | 1yr fixed | 70–80% | $0 | $3,690/mo | |||
38Bank of Melbourne | Basic Variable Home Loan | 6.29% | 6.30% | Variable | 60–70% | $0 | $3,710/mo | |||
39Macquarie Bank | Macquarie Offset Home Loan | 6.29% | 6.41% | 4yr fixed | 60–70% | $248 | $3,710/mo | |||
40Macquarie Bank | Macquarie Offset Home Loan | 6.29% | 6.43% | 5yr fixed | 60–70% | $248 | $3,710/mo | |||
41ANZ | ANZ Fixed Rate home loan | 6.29% | 7.05% | 2yr fixed | 70–80% | $0 | $3,710/mo | |||
42Macquarie Bank | Macquarie Basic Home Loan | 6.29% | — | 4yr fixed | 60–70% | $0 | $3,710/mo | |||
43Macquarie Bank | Macquarie Basic Home Loan | 6.29% | — | 5yr fixed | 60–70% | $0 | $3,710/mo | |||
44Macquarie Bank | Macquarie Basic Home Loan | 6.34% | 6.36% | Variable | 85–90% | $0 | $3,729/mo | |||
45Macquarie Bank | Macquarie Offset Home Loan | 6.34% | 6.46% | 4yr fixed | 70–80% | $248 | $3,729/mo | |||
46Macquarie Bank | Macquarie Offset Home Loan | 6.34% | 6.48% | 5yr fixed | 70–80% | $248 | $3,729/mo | |||
47Macquarie Bank | Macquarie Offset Home Loan | 6.34% | 6.59% | Variable | 85–90% | $248 | $3,729/mo | |||
48ANZ | ANZ Fixed Rate home loan | 6.34% | 7.15% | 1yr fixed | 70–80% | $0 | $3,729/mo | |||
49Macquarie Bank | Macquarie Basic Home Loan | 6.34% | — | 4yr fixed | 70–80% | $0 | $3,729/mo | |||
50Macquarie Bank | Macquarie Basic Home Loan | 6.34% | — | 5yr fixed | 70–80% | $0 | $3,729/mo | |||
51Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.38% | 6.60% | Variable | 85–90% | $0 | $3,745/mo | |||
52ANZ | ANZ Simplicity PLUS | 6.39% | 6.39% | Variable | ≤60% | $0 | $3,749/mo | |||
53Bank of Melbourne | Basic Variable Home Loan | 6.39% | 6.40% | Variable | 70–80% | $0 | $3,749/mo | |||
54Bank of Melbourne | Variable Home Loan with Offset | 6.39% | 6.77% | Variable | 60–70% | $0 | $3,749/mo | |||
55Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.39% | — | 1yr fixed | 70–80% | $0 | $3,749/mo | |||
56Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.39% | — | 3yr fixed | 70–80% | $0 | $3,749/mo | |||
57Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.39% | — | 1yr fixed | lvr_80-90% | $0 | $3,749/mo | |||
58Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.39% | — | 3yr fixed | lvr_80-90% | $0 | $3,749/mo | |||
59ANZ | ANZ Simplicity PLUS | 6.44% | 6.44% | Variable | 60–70% | $0 | $3,769/mo | |||
60National Australia Bank | NAB Base Variable Rate Home Loan | 6.44% | 6.44% | Variable | lvr_80-90% | $0 | $3,769/mo | |||
61Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.44% | — | 2yr fixed | 70–80% | $0 | $3,769/mo | |||
62Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.44% | — | 4yr fixed | 70–80% | $0 | $3,769/mo | |||
63Bendigo and Adelaide Bank | Bendigo Easy Home Loan | 6.44% | — | 5yr fixed | 70–80% | $0 | $3,769/mo | |||
64Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.44% | — | 2yr fixed | lvr_80-90% | $0 | $3,769/mo | |||
65Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.44% | — | 4yr fixed | lvr_80-90% | $0 | $3,769/mo | |||
66Bendigo and Adelaide Bank | Bendigo Express Home Loan | 6.44% | — | 5yr fixed | lvr_80-90% | $0 | $3,769/mo | |||
67Bankwest | Bankwest Simple Home Loan | 6.49% | 6.52% | Variable | 85–90% | $0 | $3,788/mo | |||
68Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.49% | 6.53% | 3yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
69Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.49% | 6.53% | 3yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
70Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.49% | 6.53% | 3yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
71National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.78% | 5yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
72National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.81% | 4yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
73National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.83% | 3yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
74Bank of Melbourne | Variable Home Loan with Offset | 6.49% | 6.86% | Variable | 70–80% | $0 | $3,788/mo | |||
75Bankwest | Complete Variable Home Loan Package | 6.49% | 6.88% | Variable | 85–90% | $0 | $3,788/mo | |||
76National Australia Bank | NAB Defence Force Home Loan | 6.49% | 6.88% | 1yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
77Macquarie Bank | Macquarie Basic Home Loan | 6.49% | 6.98% | 3yr fixed | 90–95% | $0 | $3,788/mo | |||
78ANZ | ANZ Fixed Rate home loan | 6.49% | 7.02% | 3yr fixed | 70–80% | $0 | $3,788/mo | |||
79Macquarie Bank | Macquarie Basic Home Loan | 6.49% | 7.03% | 2yr fixed | 90–95% | $0 | $3,788/mo | |||
80Macquarie Bank | Macquarie Offset Home Loan | 6.49% | 7.19% | 3yr fixed | 90–95% | $248 | $3,788/mo | |||
81Macquarie Bank | Macquarie Offset Home Loan | 6.49% | 7.25% | 2yr fixed | 90–95% | $248 | $3,788/mo | |||
82Bankwest | Complete Fixed Home Loan Package | 6.49% | 7.32% | 1yr fixed | 70–80% | $0 | $3,788/mo | |||
83Bankwest | Fixed Rate Home Loan | 6.49% | 8.78% | 1yr fixed | 70–80% | $0 | $3,788/mo | |||
84Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.49% | — | 1yr fixed | 70–80% | $0 | $3,788/mo | |||
85Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.49% | — | 3yr fixed | 70–80% | $0 | $3,788/mo | |||
86Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.49% | — | 1yr fixed | 70–80% | $0 | $3,788/mo | |||
87Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.49% | — | 3yr fixed | 70–80% | $0 | $3,788/mo | |||
88Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.49% | — | 1yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
89Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.49% | — | 1yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
90Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.49% | — | 1yr fixed | lvr_80-90% | $0 | $3,788/mo | |||
91ANZ | ANZ Simplicity PLUS | 6.54% | 6.54% | Variable | 70–80% | $0 | $3,808/mo | |||
92Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.54% | 6.54% | 5yr fixed | 70–80% | $0 | $3,808/mo | |||
93Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.54% | 6.57% | 4yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
94Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.54% | 6.57% | 4yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
95Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.54% | 6.57% | 4yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
96Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.54% | 6.59% | 5yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
97Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.54% | 6.59% | 5yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
98Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.54% | 6.59% | 5yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
99National Australia Bank | NAB Defence Force Home Loan | 6.54% | 6.87% | 2yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
100ANZ | ANZ Fixed Rate home loan | 6.54% | 6.98% | 4yr fixed | 70–80% | $0 | $3,808/mo | |||
101Macquarie Bank | Macquarie Basic Home Loan | 6.54% | 7.10% | 1yr fixed | 90–95% | $0 | $3,808/mo | |||
102Macquarie Bank | Macquarie Offset Home Loan | 6.54% | 7.32% | 1yr fixed | 90–95% | $248 | $3,808/mo | |||
103Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.54% | — | 2yr fixed | 70–80% | $0 | $3,808/mo | |||
104Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.54% | — | 4yr fixed | 70–80% | $0 | $3,808/mo | |||
105Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.54% | — | 5yr fixed | 70–80% | $0 | $3,808/mo | |||
106Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.54% | — | 2yr fixed | 70–80% | $0 | $3,808/mo | |||
107Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.54% | — | 4yr fixed | 70–80% | $0 | $3,808/mo | |||
108Bendigo and Adelaide Bank | First Home Buyers (Bendigo Complete Home Loan) | 6.54% | — | 2yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
109Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 6.54% | — | 2yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
110Bendigo and Adelaide Bank | Single Parents (Bendigo Complete Home Loan) | 6.54% | — | 2yr fixed | lvr_80-90% | $0 | $3,808/mo | |||
111ANZ | ANZ Fixed Rate home loan | 6.59% | 6.95% | 5yr fixed | 70–80% | $0 | $3,828/mo | |||
112Bankwest | Complete Fixed Home Loan Package | 6.59% | 7.29% | 2yr fixed | 70–80% | $0 | $3,828/mo | |||
113Bankwest | Fixed Rate Home Loan | 6.59% | 8.55% | 2yr fixed | 70–80% | $0 | $3,828/mo | |||
114Bank of Melbourne | Basic Variable Home Loan | 6.69% | 6.70% | Variable | 90–95% | $0 | $3,868/mo | |||
115Macquarie Bank | Macquarie Basic Home Loan | 6.69% | 6.96% | 5yr fixed | 90–95% | $0 | $3,868/mo | |||
116Macquarie Bank | Macquarie Basic Home Loan | 6.69% | 7.00% | 4yr fixed | 90–95% | $0 | $3,868/mo | |||
117Macquarie Bank | Macquarie Offset Home Loan | 6.69% | 7.18% | 5yr fixed | 90–95% | $248 | $3,868/mo | |||
118Macquarie Bank | Macquarie Offset Home Loan | 6.69% | 7.21% | 4yr fixed | 90–95% | $248 | $3,868/mo | |||
119Bankwest | Complete Fixed Home Loan Package | 6.69% | 7.29% | 3yr fixed | 70–80% | $0 | $3,868/mo | |||
120Bankwest | Fixed Rate Home Loan | 6.69% | 8.37% | 3yr fixed | 70–80% | $0 | $3,868/mo | |||
121Bankwest | Complete Fixed Home Loan Package | 6.74% | 7.28% | 4yr fixed | 70–80% | $0 | $3,888/mo | |||
122ANZ | ANZ Fixed Rate home loan | 6.74% | 7.30% | 2yr fixed | 90–95% | $0 | $3,888/mo | |||
123Bankwest | Fixed Rate Home Loan | 6.74% | 8.21% | 4yr fixed | 70–80% | $0 | $3,888/mo | |||
124ANZ | ANZ Fixed Rate home loan | 6.74% | 8.24% | 2yr fixed | lvr_80-90% | $0 | $3,888/mo | |||
125National Australia Bank | NAB Defence Force Home Loan | 6.79% | 6.92% | Variable | lvr_80-90% | $0 | $3,908/mo | |||
126National Australia Bank | NAB Tailored Home Loan | 6.79% | 6.92% | Variable | ≤60% | $0 | $3,908/mo | |||
127National Australia Bank | NAB Tailored Home Loan | 6.79% | 6.92% | Variable | 60–70% | $0 | $3,908/mo | |||
128Bank of Melbourne | Variable Home Loan with Offset | 6.79% | 7.16% | Variable | 90–95% | $0 | $3,908/mo | |||
129Bankwest | Complete Fixed Home Loan Package | 6.79% | 7.28% | 5yr fixed | 70–80% | $0 | $3,908/mo | |||
130ANZ | ANZ Fixed Rate home loan | 6.79% | 7.37% | 1yr fixed | 90–95% | $0 | $3,908/mo | |||
131Bankwest | Fixed Rate Home Loan | 6.79% | 8.08% | 5yr fixed | 70–80% | $0 | $3,908/mo | |||
132ANZ | ANZ Fixed Rate home loan | 6.79% | 8.43% | 1yr fixed | lvr_80-90% | $0 | $3,908/mo | |||
133Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.79% | — | 1yr fixed | 85–90% | $0 | $3,908/mo | |||
134Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.79% | — | 3yr fixed | 85–90% | $0 | $3,908/mo | |||
135Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.79% | — | 1yr fixed | 85–90% | $0 | $3,908/mo | |||
136Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.79% | — | 3yr fixed | 85–90% | $0 | $3,908/mo | |||
137Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.84% | — | 2yr fixed | 85–90% | $0 | $3,928/mo | |||
138Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.84% | — | 4yr fixed | 85–90% | $0 | $3,928/mo | |||
139Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.84% | — | 5yr fixed | 85–90% | $0 | $3,928/mo | |||
140Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.84% | — | 2yr fixed | 85–90% | $0 | $3,928/mo | |||
141Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.84% | — | 4yr fixed | 85–90% | $0 | $3,928/mo | |||
142Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.84% | — | 5yr fixed | 85–90% | $0 | $3,928/mo | |||
143Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.88% | 7.06% | Variable | 90–95% | $0 | $3,944/mo | |||
144Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.88% | 7.08% | Variable | 90–95% | $0 | $3,944/mo | |||
145Bankwest | Complete Fixed Home Loan Package | 6.89% | 7.36% | 1yr fixed | 85–90% | $0 | $3,948/mo | |||
146Bankwest | Fixed Rate Home Loan | 6.89% | 8.82% | 1yr fixed | 85–90% | $0 | $3,948/mo | |||
147ANZ | ANZ Fixed Rate home loan | 6.94% | 7.30% | 3yr fixed | 90–95% | $0 | $3,968/mo | |||
148ANZ | ANZ Fixed Rate home loan | 6.94% | 8.13% | 3yr fixed | lvr_80-90% | $0 | $3,968/mo | |||
149Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.99% | 7.07% | 1yr fixed | 90–95% | $0 | $3,988/mo | |||
150Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 6.99% | 7.09% | 3yr fixed | 90–95% | $0 | $3,988/mo | |||
151Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.99% | 7.09% | 1yr fixed | 90–95% | $0 | $3,988/mo | |||
152Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 6.99% | 7.11% | 3yr fixed | 90–95% | $0 | $3,988/mo | |||
153ANZ | ANZ Fixed Rate home loan | 6.99% | 7.27% | 4yr fixed | 90–95% | $0 | $3,988/mo | |||
154Bankwest | Complete Fixed Home Loan Package | 6.99% | 7.37% | 2yr fixed | 85–90% | $0 | $3,988/mo | |||
155ANZ | ANZ Fixed Rate home loan | 6.99% | 8.01% | 4yr fixed | lvr_80-90% | $0 | $3,988/mo | |||
156Bankwest | Fixed Rate Home Loan | 6.99% | 8.64% | 2yr fixed | 85–90% | $0 | $3,988/mo | |||
157Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 7.04% | 7.09% | 2yr fixed | 90–95% | $0 | $4,008/mo | |||
158Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 7.04% | 7.11% | 2yr fixed | 90–95% | $0 | $4,008/mo | |||
159Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 7.04% | 7.12% | 4yr fixed | 90–95% | $0 | $4,008/mo | |||
160Bendigo and Adelaide Bank | Bendigo Flex Home Loan | 7.04% | 7.13% | 5yr fixed | 90–95% | $0 | $4,008/mo | |||
161Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 7.04% | 7.14% | 4yr fixed | 90–95% | $0 | $4,008/mo | |||
162Bendigo and Adelaide Bank | Bendigo Flex Home Loan (Retail) | 7.04% | 7.15% | 5yr fixed | 90–95% | $0 | $4,008/mo | |||
163ANZ | ANZ Fixed Rate home loan | 7.04% | 7.26% | 5yr fixed | 90–95% | $0 | $4,008/mo | |||
164ANZ | ANZ Fixed Rate home loan | 7.04% | 7.91% | 5yr fixed | lvr_80-90% | $0 | $4,008/mo | |||
165ANZ | ANZ Simplicity PLUS | 7.09% | 7.09% | Variable | 85–90% | $0 | $4,028/mo | |||
166Bankwest | Complete Fixed Home Loan Package | 7.09% | 7.40% | 3yr fixed | 85–90% | $0 | $4,028/mo | |||
167Bankwest | Fixed Rate Home Loan | 7.09% | 8.49% | 3yr fixed | 85–90% | $0 | $4,028/mo | |||
168Macquarie Bank | Macquarie Basic Home Loan | 7.14% | 7.17% | Variable | 90–95% | $0 | $4,048/mo | |||
169Macquarie Bank | Macquarie Offset Home Loan | 7.14% | 7.38% | Variable | 90–95% | $248 | $4,048/mo | |||
170Bankwest | Complete Fixed Home Loan Package | 7.14% | 7.43% | 4yr fixed | 85–90% | $0 | $4,048/mo | |||
171Bankwest | Fixed Rate Home Loan | 7.14% | 8.37% | 4yr fixed | 85–90% | $0 | $4,048/mo | |||
172Bankwest | Complete Fixed Home Loan Package | 7.19% | 7.46% | 5yr fixed | 85–90% | $0 | $4,069/mo | |||
173Bankwest | Fixed Rate Home Loan | 7.19% | 8.26% | 5yr fixed | 85–90% | $0 | $4,069/mo | |||
174ANZ | ANZ Fixed Rate home loan | 7.24% | 7.24% | fixed_84m | 70–80% | $0 | $4,089/mo | |||
175ANZ | ANZ Fixed Rate home loan | 7.24% | 7.24% | fixed_120m | 70–80% | $0 | $4,089/mo | |||
176ANZ | ANZ Standard Variable home loan | 7.24% | 7.24% | Variable | 70–80% | $0 | $4,089/mo | |||
177Bendigo and Adelaide Bank | Bendigo Complete Home Loan | 7.28% | 7.50% | Variable | 90–95% | $0 | $4,105/mo | |||
178ANZ | ANZ Standard Variable home loan | 7.44% | 7.44% | Variable | 90–95% | $0 | $4,171/mo | |||
179ANZ | ANZ Simplicity PLUS | 7.64% | 7.64% | Variable | 90–95% | $0 | $4,253/mo | |||
180ANZ | ANZ Fixed Rate home loan | 7.69% | 7.94% | fixed_120m | lvr_80-90% | $0 | $4,274/mo | |||
181ANZ | ANZ Fixed Rate home loan | 7.69% | 8.08% | fixed_84m | lvr_80-90% | $0 | $4,274/mo | |||
182ANZ | ANZ Fixed Rate home loan | 7.69% | — | fixed_84m | 90–95% | $0 | $4,274/mo | |||
183ANZ | ANZ Fixed Rate home loan | 7.69% | — | fixed_120m | 90–95% | $0 | $4,274/mo | |||
184ANZ | ANZ Simplicity PLUS | 7.99% | 7.99% | Variable | lvr_80-90% | $0 | $4,398/mo | |||
185Bankwest | Complete Fixed Home Loan Package | 8.09% | 8.71% | 1yr fixed | 90–95% | $0 | $4,440/mo | |||
186Bankwest | Fixed Rate Home Loan | 8.09% | 8.96% | 1yr fixed | 90–95% | $0 | $4,440/mo | |||
187Bankwest | Complete Fixed Home Loan Package | 8.19% | 8.70% | 2yr fixed | 90–95% | $0 | $4,482/mo | |||
188Bankwest | Fixed Rate Home Loan | 8.19% | 8.90% | 2yr fixed | 90–95% | $0 | $4,482/mo | |||
189Bankwest | Complete Fixed Home Loan Package | 8.29% | 8.72% | 3yr fixed | 90–95% | $0 | $4,524/mo | |||
190Bankwest | Fixed Rate Home Loan | 8.29% | 8.86% | 3yr fixed | 90–95% | $0 | $4,524/mo | |||
191Bankwest | Complete Fixed Home Loan Package | 8.34% | 8.73% | 4yr fixed | 90–95% | $0 | $4,546/mo | |||
192Bankwest | Fixed Rate Home Loan | 8.34% | 8.83% | 4yr fixed | 90–95% | $0 | $4,546/mo | |||
193Bankwest | Bankwest Simple Home Loan | 8.37% | 8.40% | Variable | 90–95% | $0 | $4,558/mo | |||
194Bankwest | Complete Variable Home Loan Package | 8.37% | 8.74% | Variable | 90–95% | $0 | $4,558/mo | |||
195Bankwest | Complete Fixed Home Loan Package | 8.39% | 8.75% | 5yr fixed | 90–95% | $0 | $4,567/mo | |||
196Bankwest | Fixed Rate Home Loan | 8.39% | 8.81% | 5yr fixed | 90–95% | $0 | $4,567/mo |
This page displays general product information sourced from lender product reference data published under Australia's Consumer Data Right and other publicly available sources. It does not constitute credit assistance or financial advice. Rates are indicative and subject to change. Comparison rates are calculated on a $150,000 loan over 25 years and apply only to the example given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included and may influence the cost of the loan. Always confirm rates directly with the lender before applying.
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Guide
How to compare home loan rates in Australia
Finding the best home loan rate can save you tens of thousands of dollars over the life of your mortgage. This comparison tool shows live interest rates from the banks on Mage's lender panel, sourced directly from the Consumer Data Right (CDR) open banking APIs mandated by the Australian Government.
Understanding interest rates vs comparison rates
The interest rate is what the lender charges you on your loan balance. The comparison rate includes the interest rate plus most fees and charges, calculated on a $150,000 loan over 25 years. It gives a more accurate picture of the total cost, but may differ for your specific loan amount and term.
Key factors when choosing a home loan
- LVR (loan-to-value ratio) — Lower LVR tiers typically attract better rates. Borrowing less than 80% of the property value avoids Lenders Mortgage Insurance.
- Fixed vs variable — Fixed rates lock in repayments for 1–5 years. Variable rates can change with the RBA cash rate but often offer more flexibility.
- Offset accounts — Money in an offset account reduces the interest charged on your loan balance, potentially saving thousands.
- Basic vs premium — Basic loans offer lower rates with fewer features. Premium (packaged) loans include offset accounts and fee waivers but may charge an annual package fee.
Where does this data come from?
Rates are sourced from each lender's CDR (Consumer Data Right) API — the same standardised open banking system that powers accredited comparison services. This ensures the data is accurate, up-to-date, and published directly by the lenders themselves.